American Express Company (AXP) — Defensive Interval Ratio
American Express Company (AXP) has a Defensive Interval Ratio of 1 days as of March 2026. Defensive assets of $290.00 Million (cash $-, short-term investments $290.00 Million, receivables $-) cover 1 days of daily cash needs of $437.37 Million/day. Check AXP intangible-adjusted equity ratio to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
American Express Company Defensive Interval Ratio (1989–2025)
This chart shows how American Express Company's Defensive Interval Ratio has evolved across 36 annual periods from 1989 to 2025. As of March 2026, the ratio stands at 1 days, meaning defensive assets of $290.00 Million can fund 1 days of operations without new revenue. Also explore American Express Company (AXP) net asset momentum to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for American Express Company (1989–2025)
The table below presents the year-by-year Defensive Interval Ratio for American Express Company from 1989 to 2025, covering 36 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see AXP stock market capitalisation.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 227 days | $106.17 Billion | $467.96 Million/day | $43.49 Billion | $826.00 Million | ▲ +0 days |
| 2024 | 227 days | $97.44 Billion | $429.57 Million/day | $37.01 Billion | $1.19 Billion | ▼ -28 days |
| 2023 | 255 days | $101.67 Billion | $398.92 Million/day | $39.31 Billion | $2.12 Billion | ▼ -33 days |
| 2022 | 288 days | $99.32 Billion | $344.78 Million/day | $34.00 Billion | $4.86 Billion | ▲ +191 days |
| 2021 | 97 days | $26.22 Billion | $271.25 Million/day | $20.55 Billion | $2.98 Billion | ▼ -103 days |
| 2020 | 200 days | $54.47 Billion | $272.78 Million/day | $29.82 Billion | $21.64 Billion | ▼ -132 days |
| 2019 | 331 days | $85.60 Billion | $258.24 Million/day | $20.39 Billion | $8.41 Billion | ▼ -1601 days |
| 2018 | 1932 days | $81.29 Billion | $42.07 Million/day | $24.03 Billion | $2.26 Billion | ▲ +1788 days |
| 2017 | 144 days | $34.08 Billion | $237.00 Million/day | $27.71 Billion | $3.16 Billion | ▲ +9 days |
| 2016 | 134 days | $27.23 Billion | $202.76 Million/day | $20.78 Billion | $3.22 Billion | ▼ -106 days |
| 2015 | 241 days | $47.26 Billion | $196.25 Million/day | $- | $258.00 Million | ▲ +225 days |
| 2014 | 16 days | $2.82 Billion | $177.25 Million/day | $- | $204.00 Million | ▼ -1094 days |
| 2013 | 1110 days | $47.49 Billion | $42.78 Million/day | $- | $486.00 Million | ▲ +1087 days |
| 2012 | 23 days | $3.83 Billion | $163.84 Million/day | $- | $250.00 Million | ▲ +2 days |
| 2011 | 22 days | $3.55 Billion | $163.51 Million/day | $- | $-107.00 Million | ▼ -1120 days |
| 2010 | 1142 days | $39.71 Billion | $34.77 Million/day | $- | $-291.00 Million | ▲ +1063 days |
| 2009 | 79 days | $9.79 Billion | $123.23 Million/day | $- | $4.06 Billion | ▼ -79 days |
| 2008 | 158 days | $17.62 Billion | $111.22 Million/day | $- | $12.42 Billion | ▲ +133 days |
| 2007 | 25 days | $3.35 Billion | $131.77 Million/day | $- | $276.00 Million | ▼ -22 days |
| 2006 | 47 days | $5.59 Billion | $118.18 Million/day | $- | $3.31 Billion | ▼ -892 days |
| 2005 | 940 days | $40.24 Billion | $42.83 Million/day | $- | $4.74 Billion | ▲ +584 days |
| 2004 | 355 days | $33.50 Billion | $94.31 Million/day | $- | $1.10 Billion | ▲ +46 days |
| 2003 | 309 days | $34.13 Billion | $110.40 Million/day | $- | $2.87 Billion | ▼ -4 days |
| 2002 | 313 days | $33.82 Billion | $108.00 Million/day | $- | $4.74 Billion | ▲ +51 days |
| 2001 | 262 days | $33.16 Billion | $126.37 Million/day | $- | $3.66 Billion | ▲ +16 days |
| 2000 | 246 days | $33.62 Billion | $136.71 Million/day | $- | $3.08 Billion | ▲ +20 days |
| 1999 | 226 days | $26.47 Billion | $117.33 Million/day | $- | $- | ▼ -20 days |
| 1998 | 246 days | $22.22 Billion | $90.42 Million/day | $- | $- | ▼ -19 days |
| 1997 | 265 days | $21.77 Billion | $82.23 Million/day | $- | $- | ▼ -3 days |
| 1996 | 268 days | $20.49 Billion | $76.59 Million/day | $- | $- | ▲ +4 days |
| 1995 | 264 days | $19.91 Billion | $75.46 Million/day | $- | $- | ▲ +12 days |
| 1994 | 252 days | $17.15 Billion | $68.01 Million/day | $- | $- | ▲ +149 days |
| 1992 | 103 days | $27.07 Billion | $263.03 Million/day | $- | $27.07 Billion | ▲ +27 days |
| 1991 | 76 days | $15.69 Billion | $207.58 Million/day | $- | $15.69 Billion | ▲ +47 days |
| 1990 | 28 days | $5.85 Billion | $206.24 Million/day | $- | $5.85 Billion | ▼ -41 days |
| 1989 | 69 days | $13.19 Billion | $190.22 Million/day | $- | $13.19 Billion | — |