American Express Company (AXP) — Cash Flow Quality Index

Latest as of March 2026: 1.28x

American Express Company (AXP) has a Cash Flow Quality Index of 1.28x as of March 2026. Operating cash flow of $3.80 Billion exceeds net income of $2.97 Billion, indicating high earnings quality where cash backs reported profits. Explore AXP long-term asset investment ratio to see how much of total assets are deployed in long-term investments.

Cash Flow Quality Index

1.28x
Operating CF / Net Income

Operating Cash Flow

$3.80 Billion
USD

Net Income

$2.97 Billion
USD

Data as of

Mar 2026
Most recent filing

American Express Company Cash Flow Quality Index (1989–2025)

Historical Cash Flow Quality Index for American Express Company across 37 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check tangible equity quality of American Express Company to evaluate the tangible quality of the company's equity base.

Annual Cash Flow Quality Index for American Express Company (1989–2025)

Year-by-year earnings quality comparison for American Express Company. For live market cap and the full company financial profile, see American Express Company market cap and net worth.

Year Quality Index Operating CF (USD) Net Income YoY Change
2025 1.70x $18.43 Billion $10.83 Billion ▲ +22.6%
2024 1.39x $14.05 Billion $10.13 Billion ▼ -37.4%
2023 2.22x $18.56 Billion $8.37 Billion ▼ -21.0%
2022 2.81x $21.08 Billion $7.51 Billion ▲ +54.4%
2021 1.82x $14.64 Billion $8.06 Billion ▲ +1.9%
2020 1.78x $5.59 Billion $3.13 Billion ▼ -11.6%
2019 2.02x $13.63 Billion $6.76 Billion ▲ +56.3%
2018 1.29x $8.93 Billion $6.92 Billion ▼ -73.9%
2017 4.95x $13.54 Billion $2.74 Billion ▲ +225.4%
2016 1.52x $8.22 Billion $5.41 Billion ▼ -28.4%
2015 2.13x $10.97 Billion $5.16 Billion ▲ +13.8%
2014 1.87x $10.99 Billion $5.88 Billion ▲ +17.1%
2013 1.59x $8.55 Billion $5.36 Billion ▲ +0.9%
2012 1.58x $7.08 Billion $4.48 Billion ▼ -26.1%
2011 2.14x $10.47 Billion $4.90 Billion ▼ -6.6%
2010 2.29x $9.29 Billion $4.06 Billion ▼ -23.4%
2009 2.99x $6.38 Billion $2.14 Billion ▼ -1.0%
2008 3.02x $8.67 Billion $2.87 Billion ▲ +44.0%
2007 2.10x $8.48 Billion $4.05 Billion ▼ -13.2%
2006 2.41x $9.01 Billion $3.73 Billion ▲ +12.1%
2005 2.15x $8.04 Billion $3.73 Billion ▼ -18.8%
2004 2.65x $9.14 Billion $3.44 Billion ▲ +212.4%
2003 0.85x $2.54 Billion $2.99 Billion ▼ -73.8%
2002 3.25x $8.67 Billion $2.67 Billion ▼ -20.0%
2001 4.06x $5.32 Billion $1.31 Billion ▲ +79.6%
2000 2.26x $6.35 Billion $2.81 Billion ▼ -24.2%
1999 2.98x $7.38 Billion $2.48 Billion ▲ +44.8%
1998 2.06x $4.41 Billion $2.14 Billion ▼ -20.6%
1997 2.60x $5.17 Billion $1.99 Billion ▼ -0.1%
1996 2.60x $4.94 Billion $1.90 Billion ▲ +33.1%
1995 1.95x $3.05 Billion $1.56 Billion ▲ +48.6%
1994 1.31x $1.81 Billion $1.38 Billion ▲ +410.8%
1993 0.26x $413.00 Million $1.60 Billion ▲ +110.6%
1992 -2.44x $-1.06 Billion $436.00 Million ▼ -572.2%
1991 0.52x $407.00 Million $789.00 Million ▼ -96.2%
1990 13.56x $4.58 Billion $338.00 Million ▲ +162.6%
1989 5.16x $5.97 Billion $1.16 Billion
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.