American Express Company (AXP) — Cash Flow-to-Debt Ratio
American Express Company (AXP) has a Cash Flow-to-Debt Ratio of 0.01x as of March 2026, meaning its operating cash flow of $3.80 Billion could theoretically repay 0% of its total liabilities ($274.90 Billion) in one year. See American Express Company financial flexibility index to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
American Express Company Cash Flow-to-Debt Ratio (1989–2025)
Historical debt coverage capacity for American Express Company across 37 annual periods. For the full cash flow conversion analysis, see American Express Company (AXP) cash flow conversion.
Annual Cash Flow-to-Debt Ratio for American Express Company (1989–2025)
Year-by-year debt coverage analysis for American Express Company. Check American Express Company (AXP) cash flow quality to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.07x | $18.43 Billion | $266.58 Billion | ▲ +18.7% |
| 2024 | 0.06x | $14.05 Billion | $241.20 Billion | ▼ -26.9% |
| 2023 | 0.08x | $18.56 Billion | $233.05 Billion | ▼ -23.1% |
| 2022 | 0.10x | $21.08 Billion | $203.64 Billion | ▲ +17.6% |
| 2021 | 0.09x | $14.64 Billion | $166.37 Billion | ▲ +165.1% |
| 2020 | 0.03x | $5.59 Billion | $168.38 Billion | ▼ -57.3% |
| 2019 | 0.08x | $13.63 Billion | $175.25 Billion | ▲ +45.5% |
| 2018 | 0.05x | $8.93 Billion | $167.00 Billion | ▼ -35.7% |
| 2017 | 0.08x | $13.54 Billion | $162.94 Billion | ▲ +39.8% |
| 2016 | 0.06x | $8.22 Billion | $138.39 Billion | ▼ -24.2% |
| 2015 | 0.08x | $10.97 Billion | $140.00 Billion | ▼ -1.3% |
| 2014 | 0.08x | $10.99 Billion | $138.43 Billion | ▲ +24.5% |
| 2013 | 0.06x | $8.55 Billion | $134.00 Billion | ▲ +20.9% |
| 2012 | 0.05x | $7.08 Billion | $134.25 Billion | ▼ -32.2% |
| 2011 | 0.08x | $10.47 Billion | $134.54 Billion | ▲ +9.8% |
| 2010 | 0.07x | $9.29 Billion | $131.00 Billion | ▲ +23.0% |
| 2009 | 0.06x | $6.38 Billion | $110.74 Billion | ▼ -24.0% |
| 2008 | 0.08x | $8.67 Billion | $114.23 Billion | ▲ +24.0% |
| 2007 | 0.06x | $8.48 Billion | $138.71 Billion | ▼ -20.0% |
| 2006 | 0.08x | $9.01 Billion | $117.82 Billion | ▼ -1.8% |
| 2005 | 0.08x | $8.04 Billion | $103.41 Billion | ▲ +51.6% |
| 2004 | 0.05x | $9.14 Billion | $178.20 Billion | ▲ +222.8% |
| 2003 | 0.02x | $2.54 Billion | $159.68 Billion | ▼ -73.7% |
| 2002 | 0.06x | $8.67 Billion | $143.39 Billion | ▲ +58.0% |
| 2001 | 0.04x | $5.32 Billion | $139.06 Billion | ▼ -14.0% |
| 2000 | 0.04x | $6.35 Billion | $142.74 Billion | ▼ -16.6% |
| 1999 | 0.05x | $7.38 Billion | $138.42 Billion | ▲ +41.1% |
| 1998 | 0.04x | $4.41 Billion | $116.73 Billion | ▼ -19.3% |
| 1997 | 0.05x | $5.17 Billion | $110.43 Billion | ▼ -5.2% |
| 1996 | 0.05x | $4.94 Billion | $99.98 Billion | ▲ +60.4% |
| 1995 | 0.03x | $3.05 Billion | $99.19 Billion | ▲ +53.7% |
| 1994 | 0.02x | $1.81 Billion | $90.57 Billion | ▲ +314.1% |
| 1993 | 0.00x | $413.00 Million | $85.40 Billion | ▲ +176.6% |
| 1992 | -0.01x | $-1.06 Billion | $168.25 Billion | ▼ -315.5% |
| 1991 | 0.00x | $407.00 Million | $138.98 Billion | ▼ -91.6% |
| 1990 | 0.03x | $4.58 Billion | $131.05 Billion | ▼ -26.7% |
| 1989 | 0.05x | $5.97 Billion | $125.16 Billion | — |