American Express Company (AXP) — Cash Flow-to-Debt Ratio
American Express Company (AXP) has a Cash Flow-to-Debt Ratio of 0.01x as of March 2026, meaning its operating cash flow of $3.80 Billion could theoretically repay 0% of its total liabilities ($274.90 Billion) in one year. See American Express Company free cash flow efficiency to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
American Express Company Cash Flow-to-Debt Ratio (1989–2025)
Historical debt coverage capacity for American Express Company across 37 annual periods. Also explore American Express Company (AXP) equity growth momentum to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for American Express Company (1989–2025)
Year-by-year debt coverage analysis for American Express Company. For market capitalisation and broader financial context, see AXP market cap overview.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.07x | $18.43 Billion | $266.58 Billion | ▲ +18.7% |
| 2024 | 0.06x | $14.05 Billion | $241.20 Billion | ▼ -26.9% |
| 2023 | 0.08x | $18.56 Billion | $233.05 Billion | ▼ -23.1% |
| 2022 | 0.10x | $21.08 Billion | $203.64 Billion | ▲ +17.6% |
| 2021 | 0.09x | $14.64 Billion | $166.37 Billion | ▲ +165.1% |
| 2020 | 0.03x | $5.59 Billion | $168.38 Billion | ▼ -57.3% |
| 2019 | 0.08x | $13.63 Billion | $175.25 Billion | ▲ +45.5% |
| 2018 | 0.05x | $8.93 Billion | $167.00 Billion | ▼ -35.7% |
| 2017 | 0.08x | $13.54 Billion | $162.94 Billion | ▲ +39.8% |
| 2016 | 0.06x | $8.22 Billion | $138.39 Billion | ▼ -24.2% |
| 2015 | 0.08x | $10.97 Billion | $140.00 Billion | ▼ -1.3% |
| 2014 | 0.08x | $10.99 Billion | $138.43 Billion | ▲ +24.5% |
| 2013 | 0.06x | $8.55 Billion | $134.00 Billion | ▲ +20.9% |
| 2012 | 0.05x | $7.08 Billion | $134.25 Billion | ▼ -32.2% |
| 2011 | 0.08x | $10.47 Billion | $134.54 Billion | ▲ +9.8% |
| 2010 | 0.07x | $9.29 Billion | $131.00 Billion | ▲ +23.0% |
| 2009 | 0.06x | $6.38 Billion | $110.74 Billion | ▼ -24.0% |
| 2008 | 0.08x | $8.67 Billion | $114.23 Billion | ▲ +24.0% |
| 2007 | 0.06x | $8.48 Billion | $138.71 Billion | ▼ -20.0% |
| 2006 | 0.08x | $9.01 Billion | $117.82 Billion | ▼ -1.8% |
| 2005 | 0.08x | $8.04 Billion | $103.41 Billion | ▲ +51.6% |
| 2004 | 0.05x | $9.14 Billion | $178.20 Billion | ▲ +222.8% |
| 2003 | 0.02x | $2.54 Billion | $159.68 Billion | ▼ -73.7% |
| 2002 | 0.06x | $8.67 Billion | $143.39 Billion | ▲ +58.0% |
| 2001 | 0.04x | $5.32 Billion | $139.06 Billion | ▼ -14.0% |
| 2000 | 0.04x | $6.35 Billion | $142.74 Billion | ▼ -16.6% |
| 1999 | 0.05x | $7.38 Billion | $138.42 Billion | ▲ +41.1% |
| 1998 | 0.04x | $4.41 Billion | $116.73 Billion | ▼ -19.3% |
| 1997 | 0.05x | $5.17 Billion | $110.43 Billion | ▼ -5.2% |
| 1996 | 0.05x | $4.94 Billion | $99.98 Billion | ▲ +60.4% |
| 1995 | 0.03x | $3.05 Billion | $99.19 Billion | ▲ +53.7% |
| 1994 | 0.02x | $1.81 Billion | $90.57 Billion | ▲ +314.1% |
| 1993 | 0.00x | $413.00 Million | $85.40 Billion | ▲ +176.6% |
| 1992 | -0.01x | $-1.06 Billion | $168.25 Billion | ▼ -315.5% |
| 1991 | 0.00x | $407.00 Million | $138.98 Billion | ▼ -91.6% |
| 1990 | 0.03x | $4.58 Billion | $131.05 Billion | ▼ -26.7% |
| 1989 | 0.05x | $5.97 Billion | $125.16 Billion | — |