American Express Company Cash Flow-to-Debt Ratio
American Express Company cash flow-to-debt ratio. American Express Company (AXP) has a Cash Flow-to-Debt Ratio of 0.01x as of March 2026, meaning its operating cash flow of $3.80 Billion could theoretically repay 0% of its total liabilities ($274.90 Billion) in one year. Check American Express Company earnings quality ratio to evaluate the quality of earnings relative to operating cash generation.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Cash Flow-to-Debt Ratio of American Express Company (1989–2025)
Cash flow-to-debt ratio of American Express Company from 1989 to 2025. Historical debt coverage capacity for American Express Company across 37 annual periods. Check American Express Company (AXP) total reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
American Express Company Cash Flow-to-Debt Ratio by Year (1989–2025)
American Express Company cash flow-to-debt ratio by year from 1989 to 2025. Year-by-year debt coverage analysis for American Express Company. For the full cash flow conversion analysis, see American Express Company (AXP) cash flow conversion.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.07x | $18.43 Billion | $266.58 Billion | ▲ +18.7% |
| 2024 | 0.06x | $14.05 Billion | $241.20 Billion | ▼ -26.9% |
| 2023 | 0.08x | $18.56 Billion | $233.05 Billion | ▼ -23.1% |
| 2022 | 0.10x | $21.08 Billion | $203.64 Billion | ▲ +17.6% |
| 2021 | 0.09x | $14.64 Billion | $166.37 Billion | ▲ +165.1% |
| 2020 | 0.03x | $5.59 Billion | $168.38 Billion | ▼ -57.3% |
| 2019 | 0.08x | $13.63 Billion | $175.25 Billion | ▲ +45.5% |
| 2018 | 0.05x | $8.93 Billion | $167.00 Billion | ▼ -35.7% |
| 2017 | 0.08x | $13.54 Billion | $162.94 Billion | ▲ +39.8% |
| 2016 | 0.06x | $8.22 Billion | $138.39 Billion | ▼ -24.2% |
| 2015 | 0.08x | $10.97 Billion | $140.00 Billion | ▼ -1.3% |
| 2014 | 0.08x | $10.99 Billion | $138.43 Billion | ▲ +24.5% |
| 2013 | 0.06x | $8.55 Billion | $134.00 Billion | ▲ +20.9% |
| 2012 | 0.05x | $7.08 Billion | $134.25 Billion | ▼ -32.2% |
| 2011 | 0.08x | $10.47 Billion | $134.54 Billion | ▲ +9.8% |
| 2010 | 0.07x | $9.29 Billion | $131.00 Billion | ▲ +23.0% |
| 2009 | 0.06x | $6.38 Billion | $110.74 Billion | ▼ -24.0% |
| 2008 | 0.08x | $8.67 Billion | $114.23 Billion | ▲ +24.0% |
| 2007 | 0.06x | $8.48 Billion | $138.71 Billion | ▼ -20.0% |
| 2006 | 0.08x | $9.01 Billion | $117.82 Billion | ▼ -1.8% |
| 2005 | 0.08x | $8.04 Billion | $103.41 Billion | ▲ +51.6% |
| 2004 | 0.05x | $9.14 Billion | $178.20 Billion | ▲ +222.8% |
| 2003 | 0.02x | $2.54 Billion | $159.68 Billion | ▼ -73.7% |
| 2002 | 0.06x | $8.67 Billion | $143.39 Billion | ▲ +58.0% |
| 2001 | 0.04x | $5.32 Billion | $139.06 Billion | ▼ -14.0% |
| 2000 | 0.04x | $6.35 Billion | $142.74 Billion | ▼ -16.6% |
| 1999 | 0.05x | $7.38 Billion | $138.42 Billion | ▲ +41.1% |
| 1998 | 0.04x | $4.41 Billion | $116.73 Billion | ▼ -19.3% |
| 1997 | 0.05x | $5.17 Billion | $110.43 Billion | ▼ -5.2% |
| 1996 | 0.05x | $4.94 Billion | $99.98 Billion | ▲ +60.4% |
| 1995 | 0.03x | $3.05 Billion | $99.19 Billion | ▲ +53.7% |
| 1994 | 0.02x | $1.81 Billion | $90.57 Billion | ▲ +314.1% |
| 1993 | 0.00x | $413.00 Million | $85.40 Billion | ▲ +176.6% |
| 1992 | -0.01x | $-1.06 Billion | $168.25 Billion | ▼ -315.5% |
| 1991 | 0.00x | $407.00 Million | $138.98 Billion | ▼ -91.6% |
| 1990 | 0.03x | $4.58 Billion | $131.05 Billion | ▼ -26.7% |
| 1989 | 0.05x | $5.97 Billion | $125.16 Billion | — |