Banc of California, Inc. Cash Flow Quality Index
Banc of California, Inc. cash flow quality index. Banc of California, Inc. (BANC) has a Cash Flow Quality Index of 0.68x as of March 2026. Operating cash flow of $48.98 Million is below net income of $71.95 Million, suggesting accrual-heavy earnings not yet converted to cash. See Banc of California, Inc. (BANC) flexibility index to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of Banc of California, Inc. (2001–2025)
Cash flow quality index of Banc of California, Inc. from 2001 to 2025. Historical Cash Flow Quality Index for Banc of California, Inc. across 20 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore debt repayment capacity of Banc of California, Inc. to assess how comfortably operating cash covers total debt obligations.
Banc of California, Inc. Cash Flow Quality Index by Year (2001–2025)
Banc of California, Inc. cash flow quality index by year from 2001 to 2025. Year-by-year earnings quality comparison for Banc of California, Inc.. For the full cash flow conversion analysis, see Banc of California, Inc. (BANC) cash flow conversion.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.12x | $255.60 Million | $228.97 Million | ▲ +83.1% |
| 2024 | 0.61x | $77.37 Million | $126.89 Million | ▼ -45.8% |
| 2022 | 1.13x | $136.12 Million | $120.94 Million | ▼ -33.6% |
| 2021 | 1.70x | $105.74 Million | $62.35 Million | ▼ -71.5% |
| 2020 | 5.95x | $74.86 Million | $12.57 Million | ▲ +76.3% |
| 2019 | 3.38x | $80.25 Million | $23.76 Million | ▲ +24.9% |
| 2018 | 2.71x | $123.00 Million | $45.47 Million | ▼ -72.3% |
| 2017 | 9.76x | $563.01 Million | $57.71 Million | ▲ +6116.5% |
| 2016 | 0.16x | $18.11 Million | $115.42 Million | ▲ +122.7% |
| 2015 | -0.69x | $-42.99 Million | $62.07 Million | ▲ +96.7% |
| 2014 | -20.70x | $-627.52 Million | $30.32 Million | ▼ -276.5% |
| 2012 | -5.50x | $-32.97 Million | $6.00 Million | ▼ -166.7% |
| 2010 | 8.24x | $23.28 Million | $2.83 Million | ▲ +589.8% |
| 2007 | 1.19x | $3.54 Million | $2.96 Million | ▲ +49.5% |
| 2006 | 0.80x | $3.77 Million | $4.71 Million | ▼ -35.0% |
| 2005 | 1.23x | $5.91 Million | $4.81 Million | ▼ -31.7% |
| 2004 | 1.80x | $9.12 Million | $5.08 Million | ▲ +16.7% |
| 2003 | 1.54x | $6.32 Million | $4.10 Million | ▼ -13.2% |
| 2002 | 1.77x | $4.68 Million | $2.64 Million | ▲ +185.6% |
| 2001 | 0.62x | $1.30 Million | $2.10 Million | — |