Banc of California, Inc. (BANC) — Financial Flexibility Index
Banc of California, Inc. (BANC) has a Financial Flexibility Index of 0.01x as of June 2026. Free cash flow of $164.81 Million (operating CF $161.43 Million minus capex $3.38 Million) represents 0% of total liabilities ($31.62 Billion). Check BANC total capital reinvestment ratio to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Banc of California, Inc. Financial Flexibility Index (2001–2025)
Historical Financial Flexibility Index trend for Banc of California, Inc. across 25 annual periods. For the full cash flow conversion analysis, see how efficiently does Banc of California, Inc. generate cash.
Annual Financial Flexibility Index for Banc of California, Inc. (2001–2025)
Year-by-year free cash flow to debt coverage for Banc of California, Inc.. Explore Banc of California, Inc. cash debt coverage ratio to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.01x | $276.43 Million | $255.60 Million | $31.26 Billion | ▲ +193.8% |
| 2024 | 0.00x | $90.42 Million | $77.37 Million | $30.04 Billion | ▼ -29.9% |
| 2023 | 0.00x | $150.99 Million | $135.77 Million | $35.14 Billion | ▼ -1.7% |
| 2022 | 0.00x | $162.97 Million | $136.12 Million | $37.28 Billion | ▼ -66.3% |
| 2021 | 0.01x | $108.55 Million | $105.74 Million | $8.36 Billion | ▲ +13.3% |
| 2020 | 0.01x | $79.95 Million | $74.86 Million | $6.98 Billion | ▼ -12.6% |
| 2019 | 0.01x | $90.73 Million | $80.25 Million | $6.92 Billion | ▼ -3.8% |
| 2018 | 0.01x | $132.00 Million | $123.00 Million | $9.68 Billion | ▼ -78.0% |
| 2017 | 0.06x | $578.33 Million | $563.01 Million | $9.32 Billion | ▲ +893.5% |
| 2016 | 0.01x | $62.80 Million | $18.11 Million | $10.05 Billion | ▲ +17.7% |
| 2015 | 0.01x | $40.27 Million | $-42.99 Million | $7.58 Billion | ▲ +104.7% |
| 2014 | -0.11x | $-615.85 Million | $-627.52 Million | $5.47 Billion | ▲ +2.2% |
| 2013 | -0.12x | $-380.52 Million | $-435.49 Million | $3.30 Billion | ▼ -544.0% |
| 2012 | -0.02x | $-26.81 Million | $-32.97 Million | $1.50 Billion | ▼ -178.6% |
| 2011 | 0.02x | $18.53 Million | $13.64 Million | $814.55 Million | ▼ -35.8% |
| 2010 | 0.04x | $25.72 Million | $23.28 Million | $725.61 Million | ▲ +287.2% |
| 2009 | 0.01x | $7.29 Million | $7.00 Million | $796.44 Million | ▲ +0.6% |
| 2008 | 0.01x | $7.08 Million | $6.94 Million | $777.80 Million | ▲ +63.9% |
| 2007 | 0.01x | $3.83 Million | $3.54 Million | $690.64 Million | ▲ +1.3% |
| 2006 | 0.01x | $3.98 Million | $3.77 Million | $726.60 Million | ▼ -41.2% |
| 2005 | 0.01x | $6.32 Million | $5.91 Million | $677.41 Million | ▼ -41.8% |
| 2004 | 0.02x | $9.54 Million | $9.12 Million | $595.07 Million | ▲ +24.4% |
| 2003 | 0.01x | $6.95 Million | $6.32 Million | $539.42 Million | ▼ -26.1% |
| 2002 | 0.02x | $6.47 Million | $4.68 Million | $371.04 Million | ▲ +148.0% |
| 2001 | 0.01x | $1.98 Million | $1.30 Million | $281.36 Million | — |