Flagstar Financial, Inc. (FLG) — Free Cash Flow Generation Index

Latest as of September 2025: 0.96x

Flagstar Financial, Inc. (FLG) has a Free Cash Flow Generation Index of 0.96x as of September 2025. Free cash flow of $233.00 Million represents 1% of operating cash flow ($243.00 Million). Explore how much does Flagstar Financial, Inc. reinvest in capital to see what proportion of operating cash flow is directed to capital expenditures.

FCF Generation Index

0.96x
Free Cash Flow / Operating CF

Free Cash Flow

$233.00 Million
USD

Operating Cash Flow

$243.00 Million
USD

Capital Expenditures

$10.00 Million
USD

Flagstar Financial, Inc. Free Cash Flow Generation Index (1993–2024)

Historical FCF Generation Index trend for Flagstar Financial, Inc. across 26 annual periods. For the full cash flow conversion analysis, see Flagstar Financial, Inc. cash conversion from operations.

Annual Free Cash Flow Generation for Flagstar Financial, Inc. (1993–2024)

Year-by-year Free Cash Flow Generation Index for Flagstar Financial, Inc.. Check total reinvestment intensity of Flagstar Financial, Inc. to assess the company's total reinvestment commitment from operating cash flow.

Year FCG Index Free Cash Flow (USD) Operating CF Capital Expenditures YoY Change
2024 0.58x $50.00 Million $86.00 Million $36.00 Million ▼ -22.4%
2023 0.75x $197.00 Million $263.00 Million $66.00 Million ▼ -24.9%
2022 1.00x $1.02 Billion $1.03 Billion $3.00 Million ▲ +1.1%
2021 0.99x $286.00 Million $290.00 Million $4.00 Million ▼ -1.4%
2020 1.00x $334.00 Million $334.00 Million $0.00 ▲ +0.0%
2019 1.00x $510.00 Million $510.00 Million $0.00 ▲ +1.9%
2018 0.98x $530.51 Million $540.36 Million $9.85 Million ▲ +0.3%
2017 0.98x $1.30 Billion $1.33 Billion $27.78 Million ▲ +10.2%
2016 0.89x $671.47 Million $755.65 Million $84.18 Million ▼ -1.1%
2014 0.90x $648.92 Million $722.42 Million $73.50 Million ▼ -7.7%
2013 0.97x $1.34 Billion $1.38 Billion $37.24 Million ▲ +4.3%
2012 0.93x $537.25 Million $576.02 Million $38.76 Million ▼ -1.9%
2011 0.95x $789.46 Million $830.21 Million $40.75 Million ▼ -1.5%
2009 0.97x $208.04 Million $215.43 Million $7.38 Million ▲ +6.4%
2008 0.91x $222.16 Million $244.75 Million $22.59 Million ▼ -6.4%
2007 0.97x $287.42 Million $296.22 Million $8.80 Million ▲ +1.2%
2006 0.96x $278.60 Million $290.68 Million $12.08 Million ▼ -3.6%
2005 0.99x $449.59 Million $451.96 Million $2.38 Million ▲ +12.7%
2004 0.88x $316.27 Million $358.33 Million $42.06 Million ▲ +2.5%
2002 0.86x $76.10 Million $88.38 Million $12.28 Million ▼ -9.7%
1999 0.95x $12.40 Million $13.00 Million $600.00K ▼ -3.5%
1998 0.99x $41.40 Million $41.90 Million $500.00K ▲ +0.8%
1997 0.98x $34.20 Million $34.90 Million $700.00K ▲ +2.4%
1996 0.96x $28.60 Million $29.90 Million $1.30 Million ▼ -3.1%
1995 0.99x $29.60 Million $30.00 Million $400.00K ▼ 0.0%
1993 0.99x $61.10 Million $61.90 Million $800.00K
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).