Flagstar Financial, Inc. (FLG) — Financial Flexibility Index

Latest as of March 2026: 0.00x

Flagstar Financial, Inc. (FLG) has a Financial Flexibility Index of 0.00x as of March 2026. Free cash flow of $-113.00 Million (operating CF $-133.00 Million minus capex $20.00 Million) represents 0% of total liabilities ($79.01 Billion). Check Flagstar Financial, Inc. total reinvestment intensity to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

0.00x
Free Cash Flow / Total Liabilities

Free Cash Flow

$-113.00 Million
Operating CF − Capex

Total Liabilities

$79.01 Billion
USD

Capital Expenditures

$20.00 Million
USD

Flagstar Financial, Inc. Financial Flexibility Index (1993–2025)

Historical Financial Flexibility Index trend for Flagstar Financial, Inc. across 33 annual periods. For the full cash flow conversion analysis, see cash efficiency ratio of Flagstar Financial, Inc..

Annual Financial Flexibility Index for Flagstar Financial, Inc. (1993–2025)

Year-by-year free cash flow to debt coverage for Flagstar Financial, Inc.. Explore Flagstar Financial, Inc. cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 -0.01x $-467.00 Million $-534.00 Million $79.37 Billion ▼ -543.7%
2024 0.00x $122.00 Million $86.00 Million $91.99 Billion ▼ -57.4%
2023 0.00x $329.00 Million $263.00 Million $105.69 Billion ▼ -75.4%
2022 0.01x $1.03 Billion $1.03 Billion $81.32 Billion ▲ +125.9%
2021 0.01x $294.00 Million $290.00 Million $52.48 Billion ▼ -17.0%
2020 0.01x $334.00 Million $334.00 Million $49.46 Billion ▼ -37.9%
2019 0.01x $510.00 Million $510.00 Million $46.93 Billion ▼ -10.6%
2018 0.01x $550.20 Million $540.36 Million $45.24 Billion ▼ -62.0%
2017 0.03x $1.35 Billion $1.33 Billion $42.33 Billion ▲ +63.1%
2016 0.02x $839.83 Million $755.65 Million $42.80 Billion ▲ +325.8%
2015 -0.01x $-385.62 Million $-420.43 Million $44.38 Billion ▼ -146.7%
2014 0.02x $795.91 Million $722.42 Million $42.78 Billion ▼ -46.1%
2013 0.03x $1.41 Billion $1.38 Billion $40.95 Billion ▲ +116.0%
2012 0.02x $614.78 Million $576.02 Million $38.49 Billion ▼ -33.1%
2011 0.02x $870.95 Million $830.21 Million $36.46 Billion ▲ +4149.7%
2010 0.00x $-21.04 Million $-69.68 Million $35.66 Billion ▼ -109.7%
2009 0.01x $222.81 Million $215.43 Million $36.79 Billion ▼ -36.0%
2008 0.01x $267.34 Million $244.75 Million $28.25 Billion ▼ -18.1%
2007 0.01x $305.02 Million $296.22 Million $26.40 Billion ▼ -5.4%
2006 0.01x $302.75 Million $290.68 Million $24.79 Billion ▼ -38.3%
2005 0.02x $454.34 Million $451.96 Million $22.96 Billion ▲ +3.1%
2004 0.02x $400.38 Million $358.33 Million $20.85 Billion ▲ +131.2%
2003 -0.06x $-1.27 Billion $-1.35 Billion $20.57 Billion ▼ -710.9%
2002 0.01x $100.66 Million $88.38 Million $9.99 Billion ▲ +121.1%
2001 -0.05x $-392.02 Million $-425.86 Million $8.22 Billion ▼ -189.6%
2000 -0.02x $-72.52 Million $-103.12 Million $4.40 Billion ▼ -314.3%
1999 0.01x $13.60 Million $13.00 Million $1.77 Billion ▼ -71.0%
1998 0.03x $42.40 Million $41.90 Million $1.60 Billion ▲ +6.8%
1997 0.02x $35.60 Million $34.90 Million $1.43 Billion ▼ -8.6%
1996 0.03x $31.20 Million $29.90 Million $1.15 Billion ▼ -8.5%
1995 0.03x $30.40 Million $30.00 Million $1.02 Billion ▲ +555.3%
1994 -0.01x $-6.30 Million $-6.40 Million $965.50 Million ▼ -109.3%
1993 0.07x $62.70 Million $61.90 Million $896.90 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities