Flagstar Financial, Inc. (FLG) — Defensive Interval Ratio

Latest as of December 2025: 193 days

Flagstar Financial, Inc. (FLG) has a Defensive Interval Ratio of 193 days as of December 2025. Defensive assets of $16.00 Billion (cash $-, short-term investments $15.70 Billion, receivables $300.00 Million) cover 193 days of daily cash needs of $82.99 Million/day. Check Flagstar Financial, Inc. tangible equity quality to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

193 days
Days of operational coverage

Defensive Assets

$16.00 Billion
Cash + ST Investments + Receivables

Daily Cash Need

$82.99 Million
Current Liabilities ÷ 365

Current Liabilities

$30.29 Billion
USD

Flagstar Financial, Inc. Defensive Interval Ratio (2003–2025)

This chart shows how Flagstar Financial, Inc.'s Defensive Interval Ratio has evolved across 23 annual periods from 2003 to 2025. As of December 2025, the ratio stands at 193 days, meaning defensive assets of $16.00 Billion can fund 193 days of operations without new revenue. Also explore net asset growth rate of Flagstar Financial, Inc. to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for Flagstar Financial, Inc. (2003–2025)

The table below presents the year-by-year Defensive Interval Ratio for Flagstar Financial, Inc. from 2003 to 2025, covering 23 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see FLG company net worth.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2025 193 days $16.00 Billion $82.99 Million/day $- $15.70 Billion ▲ +135 days
2024 57 days $12.52 Billion $218.14 Million/day $- $10.40 Billion ▲ +7 days
2023 51 days $12.33 Billion $243.50 Million/day $- $9.14 Billion ▼ -4 days
2022 54 days $10.30 Billion $189.17 Million/day $- $8.63 Billion ▼ -5 days
2021 59 days $6.41 Billion $108.57 Million/day $- $4.61 Billion ▼ -10 days
2020 69 days $6.27 Billion $91.11 Million/day $- $4.54 Billion ▲ +4 days
2019 65 days $5.75 Billion $88.92 Million/day $- $4.48 Billion ▲ +6 days
2018 59 days $5.07 Billion $85.66 Million/day $- $4.38 Billion ▲ +23 days
2017 36 days $2.93 Billion $80.96 Million/day $- $2.27 Billion ▲ +25 days
2016 11 days $907.20 Million $83.67 Million/day $- $104.28 Million ▲ +0 days
2015 11 days $884.20 Million $83.16 Million/day $- $204.25 Million ▲ +2 days
2014 9 days $780.26 Million $87.71 Million/day $- $173.78 Million ▼ -2 days
2013 11 days $874.84 Million $80.91 Million/day $- $280.74 Million ▼ -2 days
2012 12 days $995.75 Million $79.73 Million/day $- $429.27 Million ▼ -7 days
2011 20 days $1.42 Billion $72.73 Million/day $- $724.66 Million ▼ -1 days
2010 20 days $1.47 Billion $72.72 Million/day $- $652.96 Million ▼ -10 days
2009 30 days $2.26 Billion $74.24 Million/day $- $1.52 Billion ▲ +11 days
2008 19 days $1.01 Billion $52.08 Million/day $- $1.01 Billion ▼ -9 days
2007 29 days $1.39 Billion $48.13 Million/day $- $1.38 Billion ▼ -14 days
2006 43 days $1.95 Billion $45.12 Million/day $- $1.94 Billion ▼ -10 days
2005 53 days $2.39 Billion $45.09 Million/day $- $2.38 Billion ▲ +45 days
2004 8 days $232.22 Million $28.55 Million/day $- $232.22 Million ▲ +2 days
2003 6 days $170.91 Million $28.51 Million/day $- $170.91 Million
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)