Flagstar Financial, Inc. (FLG) — Defensive Interval Ratio
Flagstar Financial, Inc. (FLG) has a Defensive Interval Ratio of 193 days as of December 2025. Defensive assets of $16.00 Billion (cash $-, short-term investments $15.70 Billion, receivables $300.00 Million) cover 193 days of daily cash needs of $82.99 Million/day.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Flagstar Financial, Inc. Defensive Interval Ratio (2003–2025)
This chart shows how Flagstar Financial, Inc.'s Defensive Interval Ratio has evolved across 23 annual periods from 2003 to 2025. As of December 2025, the ratio stands at 193 days, meaning defensive assets of $16.00 Billion can fund 193 days of operations without new revenue. For the complete balance sheet picture, see FLG asset base.
Annual Defensive Interval Ratio for Flagstar Financial, Inc. (2003–2025)
The table below presents the year-by-year Defensive Interval Ratio for Flagstar Financial, Inc. from 2003 to 2025, covering 23 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See Flagstar Financial, Inc. short-term liquidity ratio to evaluate short-term liquidity relative to the company's equity base.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 193 days | $16.00 Billion | $82.99 Million/day | $- | $15.70 Billion | ▲ +135 days |
| 2024 | 57 days | $12.52 Billion | $218.14 Million/day | $- | $10.40 Billion | ▲ +7 days |
| 2023 | 51 days | $12.33 Billion | $243.50 Million/day | $- | $9.14 Billion | ▼ -4 days |
| 2022 | 54 days | $10.30 Billion | $189.17 Million/day | $- | $8.63 Billion | ▼ -5 days |
| 2021 | 59 days | $6.41 Billion | $108.57 Million/day | $- | $4.61 Billion | ▼ -10 days |
| 2020 | 69 days | $6.27 Billion | $91.11 Million/day | $- | $4.54 Billion | ▲ +4 days |
| 2019 | 65 days | $5.75 Billion | $88.92 Million/day | $- | $4.48 Billion | ▲ +6 days |
| 2018 | 59 days | $5.07 Billion | $85.66 Million/day | $- | $4.38 Billion | ▲ +23 days |
| 2017 | 36 days | $2.93 Billion | $80.96 Million/day | $- | $2.27 Billion | ▲ +25 days |
| 2016 | 11 days | $907.20 Million | $83.67 Million/day | $- | $104.28 Million | ▲ +0 days |
| 2015 | 11 days | $884.20 Million | $83.16 Million/day | $- | $204.25 Million | ▲ +2 days |
| 2014 | 9 days | $780.26 Million | $87.71 Million/day | $- | $173.78 Million | ▼ -2 days |
| 2013 | 11 days | $874.84 Million | $80.91 Million/day | $- | $280.74 Million | ▼ -2 days |
| 2012 | 12 days | $995.75 Million | $79.73 Million/day | $- | $429.27 Million | ▼ -7 days |
| 2011 | 20 days | $1.42 Billion | $72.73 Million/day | $- | $724.66 Million | ▼ -1 days |
| 2010 | 20 days | $1.47 Billion | $72.72 Million/day | $- | $652.96 Million | ▼ -10 days |
| 2009 | 30 days | $2.26 Billion | $74.24 Million/day | $- | $1.52 Billion | ▲ +11 days |
| 2008 | 19 days | $1.01 Billion | $52.08 Million/day | $- | $1.01 Billion | ▼ -9 days |
| 2007 | 29 days | $1.39 Billion | $48.13 Million/day | $- | $1.38 Billion | ▼ -14 days |
| 2006 | 43 days | $1.95 Billion | $45.12 Million/day | $- | $1.94 Billion | ▼ -10 days |
| 2005 | 53 days | $2.39 Billion | $45.09 Million/day | $- | $2.38 Billion | ▲ +45 days |
| 2004 | 8 days | $232.22 Million | $28.55 Million/day | $- | $232.22 Million | ▲ +2 days |
| 2003 | 6 days | $170.91 Million | $28.51 Million/day | $- | $170.91 Million | — |