Flagstar Financial, Inc. Cash Flow Quality Index

Latest as of March 2026: -6.33x

Flagstar Financial, Inc. cash flow quality index. Flagstar Financial, Inc. (FLG) has a Cash Flow Quality Index of -6.33x as of March 2026. Operating cash flow of $-133.00 Million is below net income of $21.00 Million, suggesting accrual-heavy earnings not yet converted to cash. See FLG FCF to total liabilities ratio to measure the company's free cash flow as a share of total liabilities.

Cash Flow Quality Index

-6.33x
Operating CF / Net Income

Operating Cash Flow

$-133.00 Million
USD

Net Income

$21.00 Million
USD

Data as of

Mar 2026
Most recent filing

Cash Flow Quality Index of Flagstar Financial, Inc. (1993–2022)

Cash flow quality index of Flagstar Financial, Inc. from 1993 to 2022. Historical Cash Flow Quality Index for Flagstar Financial, Inc. across 29 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore Flagstar Financial, Inc. cash debt coverage ratio to assess how comfortably operating cash covers total debt obligations.

Flagstar Financial, Inc. Cash Flow Quality Index by Year (1993–2022)

Flagstar Financial, Inc. cash flow quality index by year from 1993 to 2022. Year-by-year earnings quality comparison for Flagstar Financial, Inc.. For the full cash flow conversion analysis, see FLG cash generation efficiency.

Year Quality Index Operating CF (USD) Net Income YoY Change
2022 1.58x $1.03 Billion $650.00 Million ▲ +224.4%
2021 0.49x $290.00 Million $596.00 Million ▼ -25.6%
2020 0.65x $334.00 Million $511.00 Million ▼ -49.4%
2019 1.29x $510.00 Million $395.00 Million ▲ +0.9%
2018 1.28x $540.36 Million $422.42 Million ▼ -55.0%
2017 2.85x $1.33 Billion $466.20 Million ▲ +86.6%
2016 1.53x $755.65 Million $495.40 Million ▲ +2.5%
2014 1.49x $722.42 Million $485.40 Million ▼ -48.6%
2013 2.89x $1.38 Billion $475.55 Million ▲ +151.7%
2012 1.15x $576.02 Million $501.11 Million ▼ -33.5%
2011 1.73x $830.21 Million $480.04 Million ▲ +1442.8%
2010 -0.13x $-69.68 Million $541.02 Million ▼ -123.8%
2009 0.54x $215.43 Million $398.65 Million ▼ -82.8%
2008 3.14x $244.75 Million $77.88 Million ▲ +196.1%
2007 1.06x $296.22 Million $279.08 Million ▼ -15.1%
2006 1.25x $290.68 Million $232.59 Million ▼ -19.2%
2005 1.55x $451.96 Million $292.08 Million ▲ +53.3%
2004 1.01x $358.33 Million $355.09 Million ▲ +124.1%
2003 -4.18x $-1.35 Billion $323.37 Million ▼ -1184.6%
2002 0.39x $88.38 Million $229.23 Million ▲ +109.5%
2001 -4.08x $-425.86 Million $104.47 Million ▲ +3.2%
2000 -4.21x $-103.12 Million $24.48 Million ▼ -1127.3%
1999 0.41x $13.00 Million $31.70 Million ▼ -73.7%
1998 1.56x $41.90 Million $26.90 Million ▲ +4.0%
1997 1.50x $34.90 Million $23.30 Million ▲ +4.7%
1996 1.43x $29.90 Million $20.90 Million ▼ -3.7%
1995 1.49x $30.00 Million $20.20 Million ▲ +536.3%
1994 -0.34x $-6.40 Million $18.80 Million ▼ -106.7%
1993 5.12x $61.90 Million $12.10 Million —
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.