Flagstar Financial, Inc. (FLG) — Cash Flow Quality Index
Flagstar Financial, Inc. (FLG) has a Cash Flow Quality Index of -6.33x as of March 2026. Operating cash flow of $-133.00 Million is below net income of $21.00 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore Flagstar Financial, Inc. cash debt coverage ratio to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Flagstar Financial, Inc. Cash Flow Quality Index (1993–2022)
Historical Cash Flow Quality Index for Flagstar Financial, Inc. across 29 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see Flagstar Financial, Inc. cash conversion from operations.
Annual Cash Flow Quality Index for Flagstar Financial, Inc. (1993–2022)
Year-by-year earnings quality comparison for Flagstar Financial, Inc..
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2022 | 1.58x | $1.03 Billion | $650.00 Million | ▲ +224.4% |
| 2021 | 0.49x | $290.00 Million | $596.00 Million | ▼ -25.6% |
| 2020 | 0.65x | $334.00 Million | $511.00 Million | ▼ -49.4% |
| 2019 | 1.29x | $510.00 Million | $395.00 Million | ▲ +0.9% |
| 2018 | 1.28x | $540.36 Million | $422.42 Million | ▼ -55.0% |
| 2017 | 2.85x | $1.33 Billion | $466.20 Million | ▲ +86.6% |
| 2016 | 1.53x | $755.65 Million | $495.40 Million | ▲ +2.5% |
| 2014 | 1.49x | $722.42 Million | $485.40 Million | ▼ -48.6% |
| 2013 | 2.89x | $1.38 Billion | $475.55 Million | ▲ +151.7% |
| 2012 | 1.15x | $576.02 Million | $501.11 Million | ▼ -33.5% |
| 2011 | 1.73x | $830.21 Million | $480.04 Million | ▲ +1442.8% |
| 2010 | -0.13x | $-69.68 Million | $541.02 Million | ▼ -123.8% |
| 2009 | 0.54x | $215.43 Million | $398.65 Million | ▼ -82.8% |
| 2008 | 3.14x | $244.75 Million | $77.88 Million | ▲ +196.1% |
| 2007 | 1.06x | $296.22 Million | $279.08 Million | ▼ -15.1% |
| 2006 | 1.25x | $290.68 Million | $232.59 Million | ▼ -19.2% |
| 2005 | 1.55x | $451.96 Million | $292.08 Million | ▲ +53.3% |
| 2004 | 1.01x | $358.33 Million | $355.09 Million | ▲ +124.1% |
| 2003 | -4.18x | $-1.35 Billion | $323.37 Million | ▼ -1184.6% |
| 2002 | 0.39x | $88.38 Million | $229.23 Million | ▲ +109.5% |
| 2001 | -4.08x | $-425.86 Million | $104.47 Million | ▲ +3.2% |
| 2000 | -4.21x | $-103.12 Million | $24.48 Million | ▼ -1127.3% |
| 1999 | 0.41x | $13.00 Million | $31.70 Million | ▼ -73.7% |
| 1998 | 1.56x | $41.90 Million | $26.90 Million | ▲ +4.0% |
| 1997 | 1.50x | $34.90 Million | $23.30 Million | ▲ +4.7% |
| 1996 | 1.43x | $29.90 Million | $20.90 Million | ▼ -3.7% |
| 1995 | 1.49x | $30.00 Million | $20.20 Million | ▲ +536.3% |
| 1994 | -0.34x | $-6.40 Million | $18.80 Million | ▼ -106.7% |
| 1993 | 5.12x | $61.90 Million | $12.10 Million | — |