Flagstar Financial, Inc. (FLG) — Cash Flow Quality Index

Latest as of March 2026: -6.33x

Flagstar Financial, Inc. (FLG) has a Cash Flow Quality Index of -6.33x as of March 2026. Operating cash flow of $-133.00 Million is below net income of $21.00 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore Flagstar Financial, Inc. (FLG) cash flow conversion to assess how effectively this company generates cash.

Cash Flow Quality Index

-6.33x
Operating CF / Net Income

Operating Cash Flow

$-133.00 Million
USD

Net Income

$21.00 Million
USD

Data as of

Mar 2026
Most recent filing

Flagstar Financial, Inc. Cash Flow Quality Index (1993–2022)

Historical Cash Flow Quality Index for Flagstar Financial, Inc. across 29 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check FLG cash reinvestment to operating cash ratio to assess the company's total reinvestment commitment from operating cash flow.

Annual Cash Flow Quality Index for Flagstar Financial, Inc. (1993–2022)

Year-by-year earnings quality comparison for Flagstar Financial, Inc.. For live market cap and the full company financial profile, see Flagstar Financial, Inc. market cap and net worth.

Year Quality Index Operating CF (USD) Net Income YoY Change
2022 1.58x $1.03 Billion $650.00 Million ▲ +224.4%
2021 0.49x $290.00 Million $596.00 Million ▼ -25.6%
2020 0.65x $334.00 Million $511.00 Million ▼ -49.4%
2019 1.29x $510.00 Million $395.00 Million ▲ +0.9%
2018 1.28x $540.36 Million $422.42 Million ▼ -55.0%
2017 2.85x $1.33 Billion $466.20 Million ▲ +86.6%
2016 1.53x $755.65 Million $495.40 Million ▲ +2.5%
2014 1.49x $722.42 Million $485.40 Million ▼ -48.6%
2013 2.89x $1.38 Billion $475.55 Million ▲ +151.7%
2012 1.15x $576.02 Million $501.11 Million ▼ -33.5%
2011 1.73x $830.21 Million $480.04 Million ▲ +1442.8%
2010 -0.13x $-69.68 Million $541.02 Million ▼ -123.8%
2009 0.54x $215.43 Million $398.65 Million ▼ -82.8%
2008 3.14x $244.75 Million $77.88 Million ▲ +196.1%
2007 1.06x $296.22 Million $279.08 Million ▼ -15.1%
2006 1.25x $290.68 Million $232.59 Million ▼ -19.2%
2005 1.55x $451.96 Million $292.08 Million ▲ +53.3%
2004 1.01x $358.33 Million $355.09 Million ▲ +124.1%
2003 -4.18x $-1.35 Billion $323.37 Million ▼ -1184.6%
2002 0.39x $88.38 Million $229.23 Million ▲ +109.5%
2001 -4.08x $-425.86 Million $104.47 Million ▲ +3.2%
2000 -4.21x $-103.12 Million $24.48 Million ▼ -1127.3%
1999 0.41x $13.00 Million $31.70 Million ▼ -73.7%
1998 1.56x $41.90 Million $26.90 Million ▲ +4.0%
1997 1.50x $34.90 Million $23.30 Million ▲ +4.7%
1996 1.43x $29.90 Million $20.90 Million ▼ -3.7%
1995 1.49x $30.00 Million $20.20 Million ▲ +536.3%
1994 -0.34x $-6.40 Million $18.80 Million ▼ -106.7%
1993 5.12x $61.90 Million $12.10 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.