Bar Harbor Bankshares Inc - Asset Resilience Ratio
Bar Harbor Bankshares Inc (BHB) has an Asset Resilience Ratio of 12.79% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check Bar Harbor Bankshares Inc strategic capital allocation to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2004–2025)
This chart shows how Bar Harbor Bankshares Inc's Asset Resilience Ratio has changed over time. See BHB net asset quality index to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down Bar Harbor Bankshares Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Bar Harbor Bankshares Inc (BHB) market capitalisation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $597.98 Million | 12.79% |
| Total Liquid Assets | $597.98 Million | 12.79% |
Asset Resilience Insights
- Moderate Liquidity: Bar Harbor Bankshares Inc has 12.79% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
Bar Harbor Bankshares Inc Industry Peers by Asset Resilience Ratio
Compare Bar Harbor Bankshares Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Standard Bank Group Ltd
JSE:SBK |
Banks - Regional | -9.21% |
|
Grupo Financiero Inbursa S.A.B. de C.V
MX:GFINBURO |
Banks - Regional | 2.07% |
|
Hua Xia Bank Co Ltd
SHG:600015 |
Banks - Regional | 4.86% |
|
International Bancshares Corporation
NASDAQ:IBOC |
Banks - Regional | 28.98% |
|
Judo Capital Holdings Ltd
AU:JDO |
Banks - Regional | 10.76% |
|
TF Bank AB
ST:TFBANK |
Banks - Regional | -0.15% |
|
Bank Tabungan Negara Persero
JK:BBTN |
Banks - Regional | -3.50% |
|
Mystate Ltd
AU:MYS |
Banks - Regional | 8.81% |
Annual Asset Resilience Ratio for Bar Harbor Bankshares Inc (2004–2025)
The table below shows the annual Asset Resilience Ratio data for Bar Harbor Bankshares Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 12.75% | $597.42 Million | $4.68 Billion | +0.01pp |
| 2024-12-31 | 12.75% | $520.45 Million | $4.08 Billion | -0.72pp |
| 2023-12-31 | 13.46% | $534.57 Million | $3.97 Billion | -0.85pp |
| 2022-12-31 | 14.31% | $559.52 Million | $3.91 Billion | -2.36pp |
| 2021-12-31 | 16.67% | $618.28 Million | $3.71 Billion | +0.97pp |
| 2020-12-31 | 15.70% | $585.05 Million | $3.73 Billion | -2.37pp |
| 2019-12-31 | 18.08% | $663.23 Million | $3.67 Billion | -2.04pp |
| 2018-12-31 | 20.11% | $725.84 Million | $3.61 Billion | 0.00pp |
| 2017-12-31 | 20.12% | $717.24 Million | $3.57 Billion | -10.01pp |
| 2016-12-31 | 30.13% | $528.86 Million | $1.76 Billion | -1.83pp |
| 2015-12-31 | 31.96% | $504.97 Million | $1.58 Billion | -0.28pp |
| 2014-12-31 | 32.24% | $470.52 Million | $1.46 Billion | -0.52pp |
| 2013-12-31 | 32.77% | $450.17 Million | $1.37 Billion | +0.68pp |
| 2012-12-31 | 32.08% | $418.04 Million | $1.30 Billion | -0.62pp |
| 2011-12-31 | 32.71% | $381.88 Million | $1.17 Billion | +0.69pp |
| 2010-12-31 | 32.01% | $357.88 Million | $1.12 Billion | -0.35pp |
| 2009-12-31 | 32.36% | $347.03 Million | $1.07 Billion | +2.48pp |
| 2008-12-31 | 29.88% | $290.50 Million | $972.29 Million | +0.13pp |
| 2007-12-31 | 29.75% | $264.62 Million | $889.47 Million | +3.90pp |
| 2006-12-31 | 25.85% | $213.25 Million | $824.88 Million | +1.35pp |
| 2005-12-31 | 24.51% | $183.30 Million | $747.95 Million | -1.94pp |
| 2004-12-31 | 26.44% | $176.34 Million | $666.81 Million | -- |
About Bar Harbor Bankshares Inc
Bar Harbor Bankshares operates as the holding company for Bar Harbor Bank & Trust that provides banking and nonbanking products and services primarily to consumers and businesses. The company offers deposit products, including interest-bearing and non-interest-bearing demand accounts, savings accounts, time deposits, and money market deposit accounts, as well as certificates of deposit. It also p… Read more