Bar Harbor Bankshares Inc - Asset Resilience Ratio
Bar Harbor Bankshares Inc (BHB) has an Asset Resilience Ratio of 12.79% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Bar Harbor Bankshares Inc current assets vs equity to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2004–2025)
This chart shows how Bar Harbor Bankshares Inc's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see BHB current and non-current assets.
Liquid Assets Composition Over Time
This chart breaks down Bar Harbor Bankshares Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore BHB strategic capital deployment ratio to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $597.98 Million | 12.79% |
| Total Liquid Assets | $597.98 Million | 12.79% |
Asset Resilience Insights
- Moderate Liquidity: Bar Harbor Bankshares Inc has 12.79% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
Bar Harbor Bankshares Inc Industry Peers by Asset Resilience Ratio
Compare Bar Harbor Bankshares Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Santander Bank Polska S.A.
WAR:SPL |
Banks - Regional | 4.41% |
|
Banco Santander Chile
NYSE:BSAC |
Banks - Regional | 7.94% |
|
Bank of Baroda
NSE:BANKBARODA |
Banks - Regional | -12.63% |
|
Turkiye Is Bankasi AS Class C
IS:ISCTR |
Banks - Regional | -38.78% |
|
Ringkjoebing Landbobank A/S
CO:RILBA |
Banks - Regional | 0.03% |
|
ABSA Bank Limited
JSE:ABSP |
Banks - Regional | 2.72% |
|
Mechanics Bank
NASDAQ:MCHB |
Banks - Regional | 18.39% |
|
Laurentian Bank Of Canada
TO:LB |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for Bar Harbor Bankshares Inc (2004–2025)
The table below shows the annual Asset Resilience Ratio data for Bar Harbor Bankshares Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 12.75% | $597.42 Million | $4.68 Billion | +0.01pp |
| 2024-12-31 | 12.75% | $520.45 Million | $4.08 Billion | -0.72pp |
| 2023-12-31 | 13.46% | $534.57 Million | $3.97 Billion | -0.85pp |
| 2022-12-31 | 14.31% | $559.52 Million | $3.91 Billion | -2.36pp |
| 2021-12-31 | 16.67% | $618.28 Million | $3.71 Billion | +0.97pp |
| 2020-12-31 | 15.70% | $585.05 Million | $3.73 Billion | -2.37pp |
| 2019-12-31 | 18.08% | $663.23 Million | $3.67 Billion | -2.04pp |
| 2018-12-31 | 20.11% | $725.84 Million | $3.61 Billion | 0.00pp |
| 2017-12-31 | 20.12% | $717.24 Million | $3.57 Billion | -10.01pp |
| 2016-12-31 | 30.13% | $528.86 Million | $1.76 Billion | -1.83pp |
| 2015-12-31 | 31.96% | $504.97 Million | $1.58 Billion | -0.28pp |
| 2014-12-31 | 32.24% | $470.52 Million | $1.46 Billion | -0.52pp |
| 2013-12-31 | 32.77% | $450.17 Million | $1.37 Billion | +0.68pp |
| 2012-12-31 | 32.08% | $418.04 Million | $1.30 Billion | -0.62pp |
| 2011-12-31 | 32.71% | $381.88 Million | $1.17 Billion | +0.69pp |
| 2010-12-31 | 32.01% | $357.88 Million | $1.12 Billion | -0.35pp |
| 2009-12-31 | 32.36% | $347.03 Million | $1.07 Billion | +2.48pp |
| 2008-12-31 | 29.88% | $290.50 Million | $972.29 Million | +0.13pp |
| 2007-12-31 | 29.75% | $264.62 Million | $889.47 Million | +3.90pp |
| 2006-12-31 | 25.85% | $213.25 Million | $824.88 Million | +1.35pp |
| 2005-12-31 | 24.51% | $183.30 Million | $747.95 Million | -1.94pp |
| 2004-12-31 | 26.44% | $176.34 Million | $666.81 Million | -- |
About Bar Harbor Bankshares Inc
Bar Harbor Bankshares operates as the holding company for Bar Harbor Bank & Trust that provides banking and nonbanking products and services primarily to consumers and businesses. The company offers deposit products, including interest-bearing and non-interest-bearing demand accounts, savings accounts, time deposits, and money market deposit accounts, as well as certificates of deposit. It also p… Read more