Bar Harbor Bankshares Inc Asset Resilience Ratio
Bar Harbor Bankshares Inc asset resilience ratio. Bar Harbor Bankshares Inc (BHB) has an Asset Resilience Ratio of 12.79% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See defensive interval ratio of Bar Harbor Bankshares Inc to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Bar Harbor Bankshares Inc (2004–2025)
Asset resilience ratio of Bar Harbor Bankshares Inc from 2004 to 2025. This chart shows how Bar Harbor Bankshares Inc's Asset Resilience Ratio has changed over time. Read BHB total liabilities for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Bar Harbor Bankshares Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see BHB total assets.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $597.98 Million | 12.79% |
| Total Liquid Assets | $597.98 Million | 12.79% |
Asset Resilience Insights
- Moderate Liquidity: Bar Harbor Bankshares Inc has 12.79% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
Bar Harbor Bankshares Inc Industry Peers by Asset Resilience Ratio
Compare Bar Harbor Bankshares Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Commerzbank AG
XETRA:CBK |
Banks - Regional | 5.22% |
|
CIMB Group Holdings Bhd
KLSE:1023 |
Banks - Regional | 1.96% |
|
BNK Banking Corporation Ltd
AU:BBC |
Banks - Regional | 8.96% |
|
Banco Bradesco DRC
BA:BBD |
Banks - Regional | 4.82% |
|
Grupo Financiero Galicia S.A.
BA:GGAL |
Banks - Regional | 8.18% |
|
Banco Macro SA B
BA:BMA |
Banks - Regional | 0.55% |
|
BBVA Banco Frances SA
BA:BBAR |
Banks - Regional | 7.45% |
|
Banco Patagonia
BA:BPAT |
Banks - Regional | 0.44% |
Bar Harbor Bankshares Inc Asset Resilience Ratio by Year (2004–2025)
Bar Harbor Bankshares Inc asset resilience ratio by year from 2004 to 2025. The table below shows the annual Asset Resilience Ratio data for Bar Harbor Bankshares Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 12.75% | $597.42 Million | $4.68 Billion | +0.01pp |
| 2024-12-31 | 12.75% | $520.45 Million | $4.08 Billion | -0.72pp |
| 2023-12-31 | 13.46% | $534.57 Million | $3.97 Billion | -0.85pp |
| 2022-12-31 | 14.31% | $559.52 Million | $3.91 Billion | -2.36pp |
| 2021-12-31 | 16.67% | $618.28 Million | $3.71 Billion | +0.97pp |
| 2020-12-31 | 15.70% | $585.05 Million | $3.73 Billion | -2.37pp |
| 2019-12-31 | 18.08% | $663.23 Million | $3.67 Billion | -2.04pp |
| 2018-12-31 | 20.11% | $725.84 Million | $3.61 Billion | 0.00pp |
| 2017-12-31 | 20.12% | $717.24 Million | $3.57 Billion | -10.01pp |
| 2016-12-31 | 30.13% | $528.86 Million | $1.76 Billion | -1.83pp |
| 2015-12-31 | 31.96% | $504.97 Million | $1.58 Billion | -0.28pp |
| 2014-12-31 | 32.24% | $470.52 Million | $1.46 Billion | -0.52pp |
| 2013-12-31 | 32.77% | $450.17 Million | $1.37 Billion | +0.68pp |
| 2012-12-31 | 32.08% | $418.04 Million | $1.30 Billion | -0.62pp |
| 2011-12-31 | 32.71% | $381.88 Million | $1.17 Billion | +0.69pp |
| 2010-12-31 | 32.01% | $357.88 Million | $1.12 Billion | -0.35pp |
| 2009-12-31 | 32.36% | $347.03 Million | $1.07 Billion | +2.48pp |
| 2008-12-31 | 29.88% | $290.50 Million | $972.29 Million | +0.13pp |
| 2007-12-31 | 29.75% | $264.62 Million | $889.47 Million | +3.90pp |
| 2006-12-31 | 25.85% | $213.25 Million | $824.88 Million | +1.35pp |
| 2005-12-31 | 24.51% | $183.30 Million | $747.95 Million | -1.94pp |
| 2004-12-31 | 26.44% | $176.34 Million | $666.81 Million | -- |
About Bar Harbor Bankshares Inc
Bar Harbor Bankshares operates as the holding company for Bar Harbor Bank & Trust that provides banking and nonbanking products and services primarily to consumers and businesses. The company offers deposit products, including interest-bearing and non-interest-bearing demand accounts, savings accounts, time deposits, and money market deposit accounts, as well as certificates of deposit. It also p… Read more