Bar Harbor Bankshares Inc (BHB) — Cash Flow Quality Index
Bar Harbor Bankshares Inc (BHB) has a Cash Flow Quality Index of 0.37x as of March 2026. Operating cash flow of $5.02 Million is below net income of $13.54 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore Bar Harbor Bankshares Inc long-term investment intensity to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Bar Harbor Bankshares Inc Cash Flow Quality Index (1995–2025)
Historical Cash Flow Quality Index for Bar Harbor Bankshares Inc across 31 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check Bar Harbor Bankshares Inc tangible equity quality to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for Bar Harbor Bankshares Inc (1995–2025)
Year-by-year earnings quality comparison for Bar Harbor Bankshares Inc. For live market cap and the full company financial profile, see BHB stock market capitalisation.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.31x | $48.28 Million | $36.92 Million | ▲ +8.7% |
| 2024 | 1.20x | $52.37 Million | $43.54 Million | ▲ +13.8% |
| 2023 | 1.06x | $47.40 Million | $44.85 Million | ▼ -20.1% |
| 2022 | 1.32x | $57.60 Million | $43.56 Million | ▼ -14.1% |
| 2021 | 1.54x | $60.48 Million | $39.30 Million | ▲ +34.0% |
| 2020 | 1.15x | $38.17 Million | $33.24 Million | ▼ -28.6% |
| 2019 | 1.61x | $36.40 Million | $22.62 Million | ▲ +40.5% |
| 2018 | 1.15x | $37.72 Million | $32.94 Million | ▼ -25.8% |
| 2017 | 1.54x | $40.13 Million | $25.99 Million | ▲ +37.3% |
| 2016 | 1.12x | $16.79 Million | $14.93 Million | ▼ -16.2% |
| 2015 | 1.34x | $20.33 Million | $15.15 Million | ▲ +26.2% |
| 2014 | 1.06x | $15.53 Million | $14.61 Million | ▼ -35.0% |
| 2013 | 1.64x | $21.56 Million | $13.18 Million | ▼ -3.3% |
| 2012 | 1.69x | $21.09 Million | $12.47 Million | ▲ +15.8% |
| 2011 | 1.46x | $16.14 Million | $11.04 Million | ▲ +13.4% |
| 2010 | 1.29x | $13.74 Million | $10.66 Million | ▲ +96.6% |
| 2009 | 0.66x | $6.78 Million | $10.35 Million | ▼ -53.6% |
| 2008 | 1.41x | $10.92 Million | $7.73 Million | ▲ +23.7% |
| 2007 | 1.14x | $8.17 Million | $7.16 Million | ▼ -0.3% |
| 2006 | 1.15x | $7.88 Million | $6.88 Million | ▼ -0.3% |
| 2005 | 1.15x | $7.38 Million | $6.42 Million | ▼ -25.6% |
| 2004 | 1.55x | $8.86 Million | $5.73 Million | ▲ +20.0% |
| 2003 | 1.29x | $6.70 Million | $5.21 Million | ▼ -12.6% |
| 2002 | 1.47x | $6.72 Million | $4.57 Million | ▼ -30.8% |
| 2001 | 2.13x | $7.47 Million | $3.51 Million | ▲ +54.6% |
| 2000 | 1.38x | $6.60 Million | $4.80 Million | ▲ +31.7% |
| 1999 | 1.05x | $6.51 Million | $6.22 Million | ▲ +6.1% |
| 1998 | 0.98x | $6.50 Million | $6.60 Million | ▼ -29.2% |
| 1997 | 1.39x | $8.90 Million | $6.40 Million | ▲ +15.0% |
| 1996 | 1.21x | $8.10 Million | $6.70 Million | ▼ -9.1% |
| 1995 | 1.33x | $7.82 Million | $5.88 Million | — |