Bar Harbor Bankshares Inc Cash Flow Quality Index
Bar Harbor Bankshares Inc cash flow quality index. Bar Harbor Bankshares Inc (BHB) has a Cash Flow Quality Index of 0.37x as of March 2026. Operating cash flow of $5.02 Million is below net income of $13.54 Million, suggesting accrual-heavy earnings not yet converted to cash. See Bar Harbor Bankshares Inc financial flexibility index to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of Bar Harbor Bankshares Inc (1995–2025)
Cash flow quality index of Bar Harbor Bankshares Inc from 1995 to 2025. Historical Cash Flow Quality Index for Bar Harbor Bankshares Inc across 31 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore debt repayment capacity of Bar Harbor Bankshares Inc to assess how comfortably operating cash covers total debt obligations.
Bar Harbor Bankshares Inc Cash Flow Quality Index by Year (1995–2025)
Bar Harbor Bankshares Inc cash flow quality index by year from 1995 to 2025. Year-by-year earnings quality comparison for Bar Harbor Bankshares Inc. For the full cash flow conversion analysis, see Bar Harbor Bankshares Inc cash flow conversion.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.31x | $48.28 Million | $36.92 Million | ▲ +8.7% |
| 2024 | 1.20x | $52.37 Million | $43.54 Million | ▲ +13.8% |
| 2023 | 1.06x | $47.40 Million | $44.85 Million | ▼ -20.1% |
| 2022 | 1.32x | $57.60 Million | $43.56 Million | ▼ -14.1% |
| 2021 | 1.54x | $60.48 Million | $39.30 Million | ▲ +34.0% |
| 2020 | 1.15x | $38.17 Million | $33.24 Million | ▼ -28.6% |
| 2019 | 1.61x | $36.40 Million | $22.62 Million | ▲ +40.5% |
| 2018 | 1.15x | $37.72 Million | $32.94 Million | ▼ -25.8% |
| 2017 | 1.54x | $40.13 Million | $25.99 Million | ▲ +37.3% |
| 2016 | 1.12x | $16.79 Million | $14.93 Million | ▼ -16.2% |
| 2015 | 1.34x | $20.33 Million | $15.15 Million | ▲ +26.2% |
| 2014 | 1.06x | $15.53 Million | $14.61 Million | ▼ -35.0% |
| 2013 | 1.64x | $21.56 Million | $13.18 Million | ▼ -3.3% |
| 2012 | 1.69x | $21.09 Million | $12.47 Million | ▲ +15.8% |
| 2011 | 1.46x | $16.14 Million | $11.04 Million | ▲ +13.4% |
| 2010 | 1.29x | $13.74 Million | $10.66 Million | ▲ +96.6% |
| 2009 | 0.66x | $6.78 Million | $10.35 Million | ▼ -53.6% |
| 2008 | 1.41x | $10.92 Million | $7.73 Million | ▲ +23.7% |
| 2007 | 1.14x | $8.17 Million | $7.16 Million | ▼ -0.3% |
| 2006 | 1.15x | $7.88 Million | $6.88 Million | ▼ -0.3% |
| 2005 | 1.15x | $7.38 Million | $6.42 Million | ▼ -25.6% |
| 2004 | 1.55x | $8.86 Million | $5.73 Million | ▲ +20.0% |
| 2003 | 1.29x | $6.70 Million | $5.21 Million | ▼ -12.6% |
| 2002 | 1.47x | $6.72 Million | $4.57 Million | ▼ -30.8% |
| 2001 | 2.13x | $7.47 Million | $3.51 Million | ▲ +54.6% |
| 2000 | 1.38x | $6.60 Million | $4.80 Million | ▲ +31.7% |
| 1999 | 1.05x | $6.51 Million | $6.22 Million | ▲ +6.1% |
| 1998 | 0.98x | $6.50 Million | $6.60 Million | ▼ -29.2% |
| 1997 | 1.39x | $8.90 Million | $6.40 Million | ▲ +15.0% |
| 1996 | 1.21x | $8.10 Million | $6.70 Million | ▼ -9.1% |
| 1995 | 1.33x | $7.82 Million | $5.88 Million | — |