Bar Harbor Bankshares Inc (BHB) — Cash Flow Reinvestment Rate

Latest as of March 2026: 1.57x

Bar Harbor Bankshares Inc (BHB) has a Cash Flow Reinvestment Rate of 1.57x as of March 2026, reinvesting $7.90 Million (capex $2.02 Million plus investments $-5.88 Million) from operating cash flow of $5.02 Million. See BHB FCF generation index to measure how efficiently the company converts operating cash flow to free cash.

Reinvestment Rate

1.57x
(Capex + Investments) / Operating CF

Total Reinvested

$7.90 Million
Capex + Investments

Operating Cash Flow

$5.02 Million
USD

Capital Expenditures

$2.02 Million
USD

Bar Harbor Bankshares Inc Cash Flow Reinvestment Rate (1995–2025)

Historical reinvestment intensity for Bar Harbor Bankshares Inc across 31 annual periods. For the full cash flow conversion analysis, see Bar Harbor Bankshares Inc operating cash flow efficiency.

Annual Cash Flow Reinvestment Rate for Bar Harbor Bankshares Inc (1995–2025)

Year-by-year capital reinvestment analysis for Bar Harbor Bankshares Inc. See financial agility of Bar Harbor Bankshares Inc to measure the company's free cash flow as a share of total liabilities.

Year Reinvestment Rate Total Reinvested (USD) Operating CF Capex YoY Change
2025 1.19x $57.21 Million $48.28 Million $4.81 Million ▼ -58.4%
2024 2.85x $149.28 Million $52.37 Million $7.40 Million ▲ +11.1%
2023 2.57x $121.66 Million $47.40 Million $6.53 Million ▲ +276.5%
2022 0.68x $39.26 Million $57.60 Million $2.52 Million ▲ +0.3%
2021 0.68x $41.09 Million $60.48 Million $1.72 Million ▼ -83.1%
2020 4.02x $153.53 Million $38.17 Million $6.78 Million ▲ +119.8%
2019 1.83x $66.60 Million $36.40 Million $9.19 Million ▲ +129.1%
2018 0.80x $30.12 Million $37.72 Million $4.79 Million ▼ -83.9%
2017 4.96x $198.87 Million $40.13 Million $3.16 Million ▼ -54.3%
2016 10.84x $182.00 Million $16.79 Million $4.30 Million ▲ +93.9%
2015 5.59x $113.66 Million $20.33 Million $1.87 Million ▲ +21.8%
2014 4.59x $71.28 Million $15.53 Million $2.00 Million ▼ -2.7%
2013 4.72x $101.72 Million $21.56 Million $2.39 Million ▲ +5.4%
2012 4.48x $94.40 Million $21.09 Million $3.89 Million ▲ +38.9%
2011 3.22x $51.99 Million $16.14 Million $3.77 Million ▲ +1564.2%
2010 0.19x $2.66 Million $13.74 Million $2.66 Million ▼ -33.9%
2009 0.29x $1.99 Million $6.78 Million $1.99 Million ▲ +201.0%
2008 0.10x $1.06 Million $10.92 Million $1.06 Million ▲ +24.7%
2007 0.08x $638.00K $8.17 Million $638.00K ▼ -28.7%
2006 0.11x $863.00K $7.88 Million $863.00K ▼ -35.0%
2005 0.17x $1.24 Million $7.38 Million $1.24 Million ▲ +18.4%
2004 0.14x $1.26 Million $8.86 Million $1.26 Million ▼ -20.7%
2003 0.18x $1.20 Million $6.70 Million $1.20 Million ▲ +286.9%
2002 0.05x $312.00K $6.72 Million $312.00K ▼ -85.8%
2001 0.33x $2.44 Million $7.47 Million $2.44 Million ▼ -56.5%
2000 0.75x $4.95 Million $6.60 Million $4.95 Million ▲ +215.8%
1999 0.24x $1.55 Million $6.51 Million $1.55 Million ▲ +28.7%
1998 0.18x $1.20 Million $6.50 Million $1.20 Million ▲ +49.4%
1997 0.12x $1.10 Million $8.90 Million $1.10 Million ▼ -60.0%
1996 0.31x $2.50 Million $8.10 Million $2.50 Million
1995 0.00x $0.00 $7.82 Million $0.00
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow