Bar Harbor Bankshares Inc (BHB) — Cash Flow-to-Debt Ratio
Bar Harbor Bankshares Inc (BHB) has a Cash Flow-to-Debt Ratio of 0.00x as of March 2026, meaning its operating cash flow of $5.02 Million could theoretically repay 0% of its total liabilities ($4.14 Billion) in one year. See Bar Harbor Bankshares Inc (BHB) flexibility index to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Bar Harbor Bankshares Inc Cash Flow-to-Debt Ratio (1995–2025)
Historical debt coverage capacity for Bar Harbor Bankshares Inc across 31 annual periods. For the full cash flow conversion analysis, see BHB cash flow conversion.
Annual Cash Flow-to-Debt Ratio for Bar Harbor Bankshares Inc (1995–2025)
Year-by-year debt coverage analysis for Bar Harbor Bankshares Inc. Check Bar Harbor Bankshares Inc cash earnings quality to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.01x | $48.28 Million | $4.15 Billion | ▼ -19.5% |
| 2024 | 0.01x | $52.37 Million | $3.62 Billion | ▲ +7.9% |
| 2023 | 0.01x | $47.40 Million | $3.54 Billion | ▼ -18.2% |
| 2022 | 0.02x | $57.60 Million | $3.52 Billion | ▼ -11.0% |
| 2021 | 0.02x | $60.48 Million | $3.29 Billion | ▲ +59.8% |
| 2020 | 0.01x | $38.17 Million | $3.31 Billion | ▲ +3.5% |
| 2019 | 0.01x | $36.40 Million | $3.27 Billion | ▼ -4.5% |
| 2018 | 0.01x | $37.72 Million | $3.24 Billion | ▼ -6.8% |
| 2017 | 0.01x | $40.13 Million | $3.21 Billion | ▲ +19.0% |
| 2016 | 0.01x | $16.79 Million | $1.60 Billion | ▼ -26.3% |
| 2015 | 0.01x | $20.33 Million | $1.43 Billion | ▲ +20.5% |
| 2014 | 0.01x | $15.53 Million | $1.31 Billion | ▼ -31.3% |
| 2013 | 0.02x | $21.56 Million | $1.25 Billion | ▼ -4.1% |
| 2012 | 0.02x | $21.09 Million | $1.17 Billion | ▲ +16.7% |
| 2011 | 0.02x | $16.14 Million | $1.05 Billion | ▲ +13.5% |
| 2010 | 0.01x | $13.74 Million | $1.01 Billion | ▲ +91.4% |
| 2009 | 0.01x | $6.78 Million | $958.87 Million | ▼ -41.3% |
| 2008 | 0.01x | $10.92 Million | $906.84 Million | ▲ +21.4% |
| 2007 | 0.01x | $8.17 Million | $823.50 Million | ▼ -3.8% |
| 2006 | 0.01x | $7.88 Million | $763.83 Million | ▼ -3.3% |
| 2005 | 0.01x | $7.38 Million | $691.84 Million | ▼ -26.4% |
| 2004 | 0.01x | $8.86 Million | $610.77 Million | ▲ +14.8% |
| 2003 | 0.01x | $6.70 Million | $530.63 Million | ▼ -6.0% |
| 2002 | 0.01x | $6.72 Million | $499.98 Million | ▼ -21.8% |
| 2001 | 0.02x | $7.47 Million | $434.67 Million | ▲ +8.2% |
| 2000 | 0.02x | $6.60 Million | $415.72 Million | ▼ -0.5% |
| 1999 | 0.02x | $6.51 Million | $407.66 Million | ▼ -15.3% |
| 1998 | 0.02x | $6.50 Million | $345.10 Million | ▼ -36.5% |
| 1997 | 0.03x | $8.90 Million | $300.20 Million | ▲ +12.4% |
| 1996 | 0.03x | $8.10 Million | $307.20 Million | ▼ -1.1% |
| 1995 | 0.03x | $7.82 Million | $293.37 Million | — |