Bar Harbor Bankshares Inc (BHB) — Working Capital to Net Assets Ratio
Bar Harbor Bankshares Inc (BHB) has a Working Capital to Net Assets ratio of -615.5% as of December 2025. Working capital of $-3.28 Billion (current assets of $678.26 Million minus current liabilities of $3.96 Billion) is measured against net assets of $532.54 Million. A higher ratio indicates strong short-term liquidity financed by the equity base. See Bar Harbor Bankshares Inc (BHB) liquidity interval to measure how many days the company can operate on defensive assets alone.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Bar Harbor Bankshares Inc Working Capital to Net Assets (1996–2025)
This chart shows how Bar Harbor Bankshares Inc's Working Capital to Net Assets ratio has evolved across 28 annual periods from 1996 to 2025. As of December 2025, the ratio stands at -615.5%, reflecting working capital of $-3.28 Billion against net assets of $532.54 Million USD. For the complete balance sheet picture, see BHB asset base.
Annual Working Capital to Net Assets for Bar Harbor Bankshares Inc (1996–2025)
The table below presents the year-by-year Working Capital to Net Assets ratio for Bar Harbor Bankshares Inc from 1996 to 2025, covering 28 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. Check asset resilience ratio of Bar Harbor Bankshares Inc to evaluate the company's liquid asset resilience ratio.
| Year | WC/NA Ratio | Working Capital (USD) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | -615.5% | $-3.28 Billion | $532.54 Million | $678.26 Million | $3.96 Billion | ▲ +22.5 pp |
| 2024 | -638.0% | $-2.92 Billion | $458.43 Million | $592.61 Million | $3.52 Billion | ▼ -0.9 pp |
| 2023 | -637.1% | $-2.75 Billion | $432.06 Million | $629.42 Million | $3.38 Billion | ▲ +55.0 pp |
| 2022 | -692.1% | $-2.72 Billion | $393.45 Million | $651.81 Million | $3.37 Billion | ▼ -874.5 pp |
| 2021 | 182.5% | $773.86 Million | $424.15 Million | $868.66 Million | $94.80 Million | ▲ +8.0 pp |
| 2020 | 174.5% | $717.60 Million | $411.34 Million | $811.05 Million | $93.45 Million | ▲ +760.7 pp |
| 2019 | -586.2% | $-2.32 Billion | $396.41 Million | $720.14 Million | $3.04 Billion | ▼ -138.6 pp |
| 2018 | -447.6% | $-1.66 Billion | $370.58 Million | $824.59 Million | $2.48 Billion | ▼ -12.2 pp |
| 2017 | -435.4% | $-1.54 Billion | $354.64 Million | $807.93 Million | $2.35 Billion | ▲ +143.6 pp |
| 2016 | -579.0% | $-907.49 Million | $156.74 Million | $537.29 Million | $1.44 Billion | ▼ -84.7 pp |
| 2015 | -494.3% | $-762.01 Million | $154.15 Million | $514.69 Million | $1.28 Billion | ▼ -21.8 pp |
| 2014 | -472.5% | $-691.24 Million | $146.29 Million | $480.32 Million | $1.17 Billion | ▲ +95.3 pp |
| 2013 | -567.8% | $-689.23 Million | $121.38 Million | $459.37 Million | $1.15 Billion | ▼ -109.5 pp |
| 2012 | -458.3% | $-586.81 Million | $128.05 Million | $433.03 Million | $1.02 Billion | ▼ -958.7 pp |
| 2011 | 500.4% | $590.52 Million | $118.00 Million | $766.34 Million | $175.81 Million | ▲ +398.6 pp |
| 2010 | 101.8% | $105.47 Million | $103.61 Million | $1.11 Billion | $1.01 Billion | ▲ +0.2 pp |
| 2009 | 101.6% | $115.32 Million | $113.51 Million | $1.07 Billion | $953.90 Million | ▼ -1.3 pp |
| 2008 | 102.9% | $67.33 Million | $65.44 Million | $969.13 Million | $901.80 Million | ▲ +7.7 pp |
| 2007 | 95.2% | $62.81 Million | $65.97 Million | $886.31 Million | $823.50 Million | ▼ -963.7 pp |
| 2006 | 1058.9% | $646.47 Million | $61.05 Million | $821.72 Million | $175.25 Million | ▼ -34.5 pp |
| 2005 | 1093.4% | $613.45 Million | $56.10 Million | $744.79 Million | $131.34 Million | ▲ +69.5 pp |
| 2004 | 1023.9% | $573.80 Million | $56.04 Million | $663.65 Million | $89.85 Million | ▲ +1626.5 pp |
| 2002 | -602.6% | $-324.43 Million | $53.84 Million | $11.53 Million | $335.96 Million | ▼ -599.5 pp |
| 2000 | -3.1% | $-1.59 Million | $50.51 Million | $10.58 Million | $12.17 Million | ▲ +791.9 pp |
| 1999 | -795.0% | $-390.70 Million | $49.15 Million | $12.85 Million | $403.55 Million | ▼ -759.2 pp |
| 1998 | -35.8% | $-16.80 Million | $46.90 Million | $11.50 Million | $28.30 Million | ▲ +38.8 pp |
| 1997 | -74.6% | $-31.70 Million | $42.50 Million | $7.50 Million | $39.20 Million | ▲ +6.2 pp |
| 1996 | -80.7% | $-30.60 Million | $37.90 Million | $13.30 Million | $43.90 Million | — |