Bar Harbor Bankshares Inc (BHB) — Financial Flexibility Index

Latest as of March 2026: 0.00x

Bar Harbor Bankshares Inc (BHB) has a Financial Flexibility Index of 0.00x as of March 2026. Free cash flow of $7.04 Million (operating CF $5.02 Million minus capex $2.02 Million) represents 0% of total liabilities ($4.14 Billion). Also explore BHB shareholders equity momentum to track the company's year-over-year net asset growth rate.

Financial Flexibility Index

0.00x
Free Cash Flow / Total Liabilities

Free Cash Flow

$7.04 Million
Operating CF − Capex

Total Liabilities

$4.14 Billion
USD

Capital Expenditures

$2.02 Million
USD

Bar Harbor Bankshares Inc Financial Flexibility Index (1995–2025)

Historical Financial Flexibility Index trend for Bar Harbor Bankshares Inc across 31 annual periods. Check Bar Harbor Bankshares Inc (BHB) strategic asset index to assess the company's strategic physical and investment asset allocation.

Annual Financial Flexibility Index for Bar Harbor Bankshares Inc (1995–2025)

Year-by-year free cash flow to debt coverage for Bar Harbor Bankshares Inc. For the full company profile including market capitalisation, see Bar Harbor Bankshares Inc (BHB) market capitalisation.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 0.01x $53.09 Million $48.28 Million $4.15 Billion ▼ -22.4%
2024 0.02x $59.77 Million $52.37 Million $3.62 Billion ▲ +8.2%
2023 0.02x $53.94 Million $47.40 Million $3.54 Billion ▼ -10.9%
2022 0.02x $60.12 Million $57.60 Million $3.52 Billion ▼ -9.7%
2021 0.02x $62.19 Million $60.48 Million $3.29 Billion ▲ +39.6%
2020 0.01x $44.95 Million $38.17 Million $3.31 Billion ▼ -2.6%
2019 0.01x $45.59 Million $36.40 Million $3.27 Billion ▲ +6.1%
2018 0.01x $42.52 Million $37.72 Million $3.24 Billion ▼ -2.6%
2017 0.01x $43.29 Million $40.13 Million $3.21 Billion ▲ +2.2%
2016 0.01x $21.09 Million $16.79 Million $1.60 Billion ▼ -15.3%
2015 0.02x $22.20 Million $20.33 Million $1.43 Billion ▲ +16.6%
2014 0.01x $17.53 Million $15.53 Million $1.31 Billion ▼ -30.2%
2013 0.02x $23.95 Million $21.56 Million $1.25 Billion ▼ -10.1%
2012 0.02x $24.98 Million $21.09 Million $1.17 Billion ▲ +12.1%
2011 0.02x $19.90 Million $16.14 Million $1.05 Billion ▲ +17.3%
2010 0.02x $16.39 Million $13.74 Million $1.01 Billion ▲ +76.7%
2009 0.01x $8.77 Million $6.78 Million $958.87 Million ▼ -30.8%
2008 0.01x $11.99 Million $10.92 Million $906.84 Million ▲ +23.5%
2007 0.01x $8.81 Million $8.17 Million $823.50 Million ▼ -6.5%
2006 0.01x $8.74 Million $7.88 Million $763.83 Million ▼ -8.2%
2005 0.01x $8.62 Million $7.38 Million $691.84 Million ▼ -24.7%
2004 0.02x $10.12 Million $8.86 Million $610.77 Million ▲ +11.2%
2003 0.01x $7.91 Million $6.70 Million $530.63 Million ▲ +5.9%
2002 0.01x $7.03 Million $6.72 Million $499.98 Million ▼ -38.3%
2001 0.02x $9.91 Million $7.47 Million $434.67 Million ▼ -18.0%
2000 0.03x $11.55 Million $6.60 Million $415.72 Million ▲ +40.7%
1999 0.02x $8.05 Million $6.51 Million $407.66 Million ▼ -11.5%
1998 0.02x $7.70 Million $6.50 Million $345.10 Million ▼ -33.0%
1997 0.03x $10.00 Million $8.90 Million $300.20 Million ▼ -3.5%
1996 0.03x $10.60 Million $8.10 Million $307.20 Million ▲ +29.4%
1995 0.03x $7.82 Million $7.82 Million $293.37 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities