Bar Harbor Bankshares Inc Financial Flexibility Index
Bar Harbor Bankshares Inc financial flexibility index. Bar Harbor Bankshares Inc (BHB) has a Financial Flexibility Index of 0.00x as of March 2026. Free cash flow of $7.04 Million (operating CF $5.02 Million minus capex $2.02 Million) represents 0% of total liabilities ($4.14 Billion). See free cash flow generation of Bar Harbor Bankshares Inc to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of Bar Harbor Bankshares Inc (1995–2025)
Financial flexibility index of Bar Harbor Bankshares Inc from 1995 to 2025. Historical Financial Flexibility Index trend for Bar Harbor Bankshares Inc across 31 annual periods. Check how high is Bar Harbor Bankshares Inc's earnings quality to evaluate the quality of earnings relative to operating cash generation.
Bar Harbor Bankshares Inc Financial Flexibility Index by Year (1995–2025)
Bar Harbor Bankshares Inc financial flexibility index by year from 1995 to 2025. Year-by-year free cash flow to debt coverage for Bar Harbor Bankshares Inc. For the full cash flow conversion analysis, see BHB cash flow conversion.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.01x | $53.09 Million | $48.28 Million | $4.15 Billion | ▼ -22.4% |
| 2024 | 0.02x | $59.77 Million | $52.37 Million | $3.62 Billion | ▲ +8.2% |
| 2023 | 0.02x | $53.94 Million | $47.40 Million | $3.54 Billion | ▼ -10.9% |
| 2022 | 0.02x | $60.12 Million | $57.60 Million | $3.52 Billion | ▼ -9.7% |
| 2021 | 0.02x | $62.19 Million | $60.48 Million | $3.29 Billion | ▲ +39.6% |
| 2020 | 0.01x | $44.95 Million | $38.17 Million | $3.31 Billion | ▼ -2.6% |
| 2019 | 0.01x | $45.59 Million | $36.40 Million | $3.27 Billion | ▲ +6.1% |
| 2018 | 0.01x | $42.52 Million | $37.72 Million | $3.24 Billion | ▼ -2.6% |
| 2017 | 0.01x | $43.29 Million | $40.13 Million | $3.21 Billion | ▲ +2.2% |
| 2016 | 0.01x | $21.09 Million | $16.79 Million | $1.60 Billion | ▼ -15.3% |
| 2015 | 0.02x | $22.20 Million | $20.33 Million | $1.43 Billion | ▲ +16.6% |
| 2014 | 0.01x | $17.53 Million | $15.53 Million | $1.31 Billion | ▼ -30.2% |
| 2013 | 0.02x | $23.95 Million | $21.56 Million | $1.25 Billion | ▼ -10.1% |
| 2012 | 0.02x | $24.98 Million | $21.09 Million | $1.17 Billion | ▲ +12.1% |
| 2011 | 0.02x | $19.90 Million | $16.14 Million | $1.05 Billion | ▲ +17.3% |
| 2010 | 0.02x | $16.39 Million | $13.74 Million | $1.01 Billion | ▲ +76.7% |
| 2009 | 0.01x | $8.77 Million | $6.78 Million | $958.87 Million | ▼ -30.8% |
| 2008 | 0.01x | $11.99 Million | $10.92 Million | $906.84 Million | ▲ +23.5% |
| 2007 | 0.01x | $8.81 Million | $8.17 Million | $823.50 Million | ▼ -6.5% |
| 2006 | 0.01x | $8.74 Million | $7.88 Million | $763.83 Million | ▼ -8.2% |
| 2005 | 0.01x | $8.62 Million | $7.38 Million | $691.84 Million | ▼ -24.7% |
| 2004 | 0.02x | $10.12 Million | $8.86 Million | $610.77 Million | ▲ +11.2% |
| 2003 | 0.01x | $7.91 Million | $6.70 Million | $530.63 Million | ▲ +5.9% |
| 2002 | 0.01x | $7.03 Million | $6.72 Million | $499.98 Million | ▼ -38.3% |
| 2001 | 0.02x | $9.91 Million | $7.47 Million | $434.67 Million | ▼ -18.0% |
| 2000 | 0.03x | $11.55 Million | $6.60 Million | $415.72 Million | ▲ +40.7% |
| 1999 | 0.02x | $8.05 Million | $6.51 Million | $407.66 Million | ▼ -11.5% |
| 1998 | 0.02x | $7.70 Million | $6.50 Million | $345.10 Million | ▼ -33.0% |
| 1997 | 0.03x | $10.00 Million | $8.90 Million | $300.20 Million | ▼ -3.5% |
| 1996 | 0.03x | $10.60 Million | $8.10 Million | $307.20 Million | ▲ +29.4% |
| 1995 | 0.03x | $7.82 Million | $7.82 Million | $293.37 Million | — |