Prudential Financial Inc (PRU) — Cash Flow Quality Index

Latest as of December 2025: -0.55x

Prudential Financial Inc (PRU) has a Cash Flow Quality Index of -0.55x as of December 2025. Operating cash flow of $-499.00 Million is below net income of $905.00 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore cash flow to debt ratio of Prudential Financial Inc to assess how comfortably operating cash covers total debt obligations.

Cash Flow Quality Index

-0.55x
Operating CF / Net Income

Operating Cash Flow

$-499.00 Million
USD

Net Income

$905.00 Million
USD

Data as of

Dec 2025
Most recent filing

Prudential Financial Inc Cash Flow Quality Index (2000–2025)

Historical Cash Flow Quality Index for Prudential Financial Inc across 21 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see PRU cash generation efficiency.

Annual Cash Flow Quality Index for Prudential Financial Inc (2000–2025)

Year-by-year earnings quality comparison for Prudential Financial Inc.

Year Quality Index Operating CF (USD) Net Income YoY Change
2025 0.69x $2.45 Billion $3.58 Billion ▼ -77.0%
2024 2.99x $8.50 Billion $2.85 Billion ▲ +15.1%
2023 2.60x $6.51 Billion $2.51 Billion ▲ +106.2%
2021 1.26x $9.81 Billion $7.79 Billion ▼ -72.8%
2019 4.63x $19.62 Billion $4.24 Billion ▼ -12.6%
2018 5.30x $21.66 Billion $4.09 Billion ▲ +214.3%
2017 1.69x $13.45 Billion $7.97 Billion ▼ -49.6%
2016 3.34x $14.78 Billion $4.42 Billion ▲ +37.5%
2015 2.43x $13.89 Billion $5.71 Billion ▼ -82.0%
2014 13.49x $19.40 Billion $1.44 Billion ▼ -64.7%
2012 38.22x $20.91 Billion $547.00 Million ▲ +1054.4%
2011 3.31x $12.38 Billion $3.74 Billion ▲ +62.3%
2010 2.04x $6.54 Billion $3.21 Billion ▲ +8.0%
2009 1.89x $5.84 Billion $3.09 Billion ▲ +17.3%
2007 1.61x $5.97 Billion $3.70 Billion ▲ +26.2%
2006 1.28x $4.38 Billion $3.43 Billion ▲ +11.8%
2005 1.14x $4.04 Billion $3.54 Billion ▼ -63.8%
2004 3.16x $7.12 Billion $2.26 Billion ▲ +769.2%
2003 -0.47x $-596.00 Million $1.26 Billion ▼ -100.9%
2002 51.45x $9.98 Billion $194.00 Million ▲ +151.2%
2000 20.48x $8.15 Billion $398.00 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.