U.S. Bancorp (USB) — Financial Flexibility Index
U.S. Bancorp (USB) has a Financial Flexibility Index of 0.01x as of September 2025. Free cash flow of $3.39 Billion (operating CF $3.39 Billion minus capex $0.00) represents 0% of total liabilities ($631.56 Billion). Check how strategically is U.S. Bancorp's equity deployed to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
U.S. Bancorp Financial Flexibility Index (1989–2024)
Historical Financial Flexibility Index trend for U.S. Bancorp across 36 annual periods. See USB working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for U.S. Bancorp (1989–2024)
Year-by-year free cash flow to debt coverage for U.S. Bancorp. For the full company profile including market capitalisation, see U.S. Bancorp market cap and net worth.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.02x | $11.27 Billion | $11.27 Billion | $619.28 Billion | ▼ -23.6% |
| 2023 | 0.02x | $14.47 Billion | $8.45 Billion | $607.72 Billion | ▼ -29.7% |
| 2022 | 0.03x | $21.12 Billion | $21.12 Billion | $623.57 Billion | ▲ +66.6% |
| 2021 | 0.02x | $10.53 Billion | $9.87 Billion | $517.90 Billion | ▲ +138.1% |
| 2020 | 0.01x | $4.27 Billion | $3.72 Billion | $500.18 Billion | ▼ -22.6% |
| 2019 | 0.01x | $4.89 Billion | $4.89 Billion | $442.94 Billion | ▼ -56.6% |
| 2018 | 0.03x | $10.56 Billion | $10.56 Billion | $415.72 Billion | ▲ +61.9% |
| 2017 | 0.02x | $6.47 Billion | $6.47 Billion | $412.37 Billion | ▲ +17.1% |
| 2016 | 0.01x | $5.34 Billion | $5.34 Billion | $398.03 Billion | ▼ -42.7% |
| 2015 | 0.02x | $8.78 Billion | $8.78 Billion | $375.04 Billion | ▼ -55.6% |
| 2014 | 0.05x | $18.90 Billion | $5.33 Billion | $358.36 Billion | ▼ -33.2% |
| 2013 | 0.08x | $25.43 Billion | $11.45 Billion | $322.21 Billion | ▲ +3.3% |
| 2012 | 0.08x | $23.96 Billion | $7.96 Billion | $313.59 Billion | ▼ -8.5% |
| 2011 | 0.08x | $25.50 Billion | $9.82 Billion | $305.15 Billion | ▲ +65.4% |
| 2010 | 0.05x | $14.01 Billion | $5.24 Billion | $277.46 Billion | ▲ +38.2% |
| 2009 | 0.04x | $9.30 Billion | $7.60 Billion | $254.51 Billion | ▼ -62.9% |
| 2008 | 0.10x | $23.54 Billion | $5.31 Billion | $238.88 Billion | ▲ +62.9% |
| 2007 | 0.06x | $13.10 Billion | $2.90 Billion | $216.57 Billion | ▼ -5.7% |
| 2006 | 0.06x | $12.70 Billion | $5.39 Billion | $198.03 Billion | ▲ +249.3% |
| 2005 | 0.02x | $3.48 Billion | $3.48 Billion | $189.38 Billion | ▼ -40.5% |
| 2004 | 0.03x | $5.42 Billion | $5.22 Billion | $175.56 Billion | ▼ -43.8% |
| 2003 | 0.05x | $9.35 Billion | $8.68 Billion | $170.23 Billion | ▲ +111.0% |
| 2002 | 0.03x | $4.22 Billion | $3.79 Billion | $161.93 Billion | ▲ +62.6% |
| 2001 | 0.02x | $2.48 Billion | $2.18 Billion | $154.93 Billion | ▼ -53.0% |
| 2000 | 0.03x | $5.11 Billion | $4.72 Billion | $149.75 Billion | ▼ -10.7% |
| 1999 | 0.04x | $2.82 Billion | $2.69 Billion | $73.89 Billion | ▲ +69.0% |
| 1998 | 0.02x | $1.53 Billion | $1.37 Billion | $67.67 Billion | ▼ -59.7% |
| 1997 | 0.06x | $1.69 Billion | $1.07 Billion | $30.11 Billion | ▼ -43.9% |
| 1996 | 0.10x | $923.80 Million | $840.30 Million | $9.24 Billion | ▲ +550.7% |
| 1995 | 0.02x | $134.50 Million | $114.50 Million | $8.75 Billion | ▼ -43.6% |
| 1994 | 0.03x | $236.30 Million | $205.80 Million | $8.67 Billion | ▼ -3.1% |
| 1993 | 0.03x | $678.90 Million | $567.30 Million | $24.14 Billion | ▼ -10.9% |
| 1992 | 0.03x | $767.50 Million | $668.20 Million | $24.31 Billion | ▲ +39.6% |
| 1991 | 0.02x | $137.80 Million | $121.10 Million | $6.09 Billion | ▲ +28.3% |
| 1990 | 0.02x | $102.20 Million | $94.20 Million | $5.80 Billion | ▼ -12.5% |
| 1989 | 0.02x | $110.60 Million | $101.40 Million | $5.49 Billion | — |