U.S. Bancorp Financial Flexibility Index
U.S. Bancorp financial flexibility index. U.S. Bancorp (USB) has a Financial Flexibility Index of 0.01x as of June 2026. Free cash flow of $4.82 Billion (operating CF $4.82 Billion minus capex $0.00) represents 0% of total liabilities ($658.02 Billion). See U.S. Bancorp (USB) FCF generation index to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of U.S. Bancorp (1989–2025)
Financial flexibility index of U.S. Bancorp from 1989 to 2025. Historical Financial Flexibility Index trend for U.S. Bancorp across 37 annual periods. Check cash flow quality index of U.S. Bancorp to evaluate the quality of earnings relative to operating cash generation.
U.S. Bancorp Financial Flexibility Index by Year (1989–2025)
U.S. Bancorp financial flexibility index by year from 1989 to 2025. Year-by-year free cash flow to debt coverage for U.S. Bancorp. For the full cash flow conversion analysis, see USB operating cash flow.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.01x | $7.97 Billion | $7.97 Billion | $626.69 Billion | ▼ -30.1% |
| 2024 | 0.02x | $11.27 Billion | $11.27 Billion | $619.28 Billion | ▼ -23.6% |
| 2023 | 0.02x | $14.47 Billion | $8.45 Billion | $607.72 Billion | ▼ -29.7% |
| 2022 | 0.03x | $21.12 Billion | $21.12 Billion | $623.57 Billion | ▲ +66.6% |
| 2021 | 0.02x | $10.53 Billion | $9.87 Billion | $517.90 Billion | ▲ +138.1% |
| 2020 | 0.01x | $4.27 Billion | $3.72 Billion | $500.18 Billion | ▼ -22.6% |
| 2019 | 0.01x | $4.89 Billion | $4.89 Billion | $442.94 Billion | ▼ -56.6% |
| 2018 | 0.03x | $10.56 Billion | $10.56 Billion | $415.72 Billion | ▲ +61.9% |
| 2017 | 0.02x | $6.47 Billion | $6.47 Billion | $412.37 Billion | ▲ +17.1% |
| 2016 | 0.01x | $5.34 Billion | $5.34 Billion | $398.03 Billion | ▼ -42.7% |
| 2015 | 0.02x | $8.78 Billion | $8.78 Billion | $375.04 Billion | ▼ -55.6% |
| 2014 | 0.05x | $18.90 Billion | $5.33 Billion | $358.36 Billion | ▼ -33.2% |
| 2013 | 0.08x | $25.43 Billion | $11.45 Billion | $322.21 Billion | ▲ +3.3% |
| 2012 | 0.08x | $23.96 Billion | $7.96 Billion | $313.59 Billion | ▼ -8.5% |
| 2011 | 0.08x | $25.50 Billion | $9.82 Billion | $305.15 Billion | ▲ +65.4% |
| 2010 | 0.05x | $14.01 Billion | $5.24 Billion | $277.46 Billion | ▲ +38.2% |
| 2009 | 0.04x | $9.30 Billion | $7.60 Billion | $254.51 Billion | ▼ -62.9% |
| 2008 | 0.10x | $23.54 Billion | $5.31 Billion | $238.88 Billion | ▲ +62.9% |
| 2007 | 0.06x | $13.10 Billion | $2.90 Billion | $216.57 Billion | ▼ -5.7% |
| 2006 | 0.06x | $12.70 Billion | $5.39 Billion | $198.03 Billion | ▲ +249.3% |
| 2005 | 0.02x | $3.48 Billion | $3.48 Billion | $189.38 Billion | ▼ -40.5% |
| 2004 | 0.03x | $5.42 Billion | $5.22 Billion | $175.56 Billion | ▼ -43.8% |
| 2003 | 0.05x | $9.35 Billion | $8.68 Billion | $170.23 Billion | ▲ +111.0% |
| 2002 | 0.03x | $4.22 Billion | $3.79 Billion | $161.93 Billion | ▲ +62.6% |
| 2001 | 0.02x | $2.48 Billion | $2.18 Billion | $154.93 Billion | ▼ -53.0% |
| 2000 | 0.03x | $5.11 Billion | $4.72 Billion | $149.75 Billion | ▼ -10.7% |
| 1999 | 0.04x | $2.82 Billion | $2.69 Billion | $73.89 Billion | ▲ +69.0% |
| 1998 | 0.02x | $1.53 Billion | $1.37 Billion | $67.67 Billion | ▼ -59.7% |
| 1997 | 0.06x | $1.69 Billion | $1.07 Billion | $30.11 Billion | ▼ -43.9% |
| 1996 | 0.10x | $923.80 Million | $840.30 Million | $9.24 Billion | ▲ +550.7% |
| 1995 | 0.02x | $134.50 Million | $114.50 Million | $8.75 Billion | ▼ -43.6% |
| 1994 | 0.03x | $236.30 Million | $205.80 Million | $8.67 Billion | ▼ -3.1% |
| 1993 | 0.03x | $678.90 Million | $567.30 Million | $24.14 Billion | ▼ -10.9% |
| 1992 | 0.03x | $767.50 Million | $668.20 Million | $24.31 Billion | ▲ +39.6% |
| 1991 | 0.02x | $137.80 Million | $121.10 Million | $6.09 Billion | ▲ +28.3% |
| 1990 | 0.02x | $102.20 Million | $94.20 Million | $5.80 Billion | ▼ -12.5% |
| 1989 | 0.02x | $110.60 Million | $101.40 Million | $5.49 Billion | — |