U.S. Bancorp (USB) — Defensive Interval Ratio
U.S. Bancorp (USB) has a Defensive Interval Ratio of 877 days as of June 2026. Defensive assets of $89.76 Billion (cash $-, short-term investments $89.76 Billion, receivables $-) cover 877 days of daily cash needs of $102.29 Million/day.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
U.S. Bancorp Defensive Interval Ratio (1992–2025)
This chart shows how U.S. Bancorp's Defensive Interval Ratio has evolved across 30 annual periods from 1992 to 2025. As of June 2026, the ratio stands at 877 days, meaning defensive assets of $89.76 Billion can fund 877 days of operations without new revenue. For the complete balance sheet picture, see balance sheet size of U.S. Bancorp.
Annual Defensive Interval Ratio for U.S. Bancorp (1992–2025)
The table below presents the year-by-year Defensive Interval Ratio for U.S. Bancorp from 1992 to 2025, covering 30 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See U.S. Bancorp (USB) working capital ratio to evaluate short-term liquidity relative to the company's equity base.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 61 days | $90.84 Billion | $1.48 Billion/day | $- | $90.84 Billion | ▼ -3 days |
| 2024 | 65 days | $94.63 Billion | $1.46 Billion/day | $- | $86.36 Billion | ▲ +11 days |
| 2023 | 54 days | $77.71 Billion | $1.45 Billion/day | $- | $69.37 Billion | ▼ 0 days |
| 2022 | 54 days | $82.13 Billion | $1.52 Billion/day | $- | $72.05 Billion | ▼ -59 days |
| 2021 | 113 days | $144.77 Billion | $1.28 Billion/day | $- | $132.41 Billion | ▼ -11 days |
| 2020 | 124 days | $150.14 Billion | $1.21 Billion/day | $- | $136.44 Billion | ▼ -5 days |
| 2019 | 129 days | $136.53 Billion | $1.06 Billion/day | $- | $122.34 Billion | ▲ +50 days |
| 2018 | 79 days | $78.20 Billion | $985.24 Million/day | $- | $64.06 Billion | ▼ -2 days |
| 2017 | 81 days | $81.04 Billion | $996.89 Million/day | $- | $67.45 Billion | ▲ +0 days |
| 2016 | 81 days | $77.30 Billion | $954.94 Million/day | $- | $65.53 Billion | ▲ +1 days |
| 2015 | 79 days | $71.50 Billion | $899.39 Million/day | $- | $60.98 Billion | ▲ +1 days |
| 2014 | 78 days | $66.99 Billion | $856.51 Million/day | $- | $55.74 Billion | ▲ +14 days |
| 2013 | 64 days | $51.03 Billion | $793.78 Million/day | $- | $39.83 Billion | ▼ -1 days |
| 2012 | 65 days | $49.00 Billion | $754.75 Million/day | $- | $38.10 Billion | ▼ -13 days |
| 2011 | 78 days | $56.14 Billion | $716.04 Million/day | $- | $45.11 Billion | ▼ -17 days |
| 2010 | 96 days | $62.20 Billion | $648.79 Million/day | $- | $51.51 Billion | ▲ +1 days |
| 2009 | 95 days | $55.83 Billion | $587.82 Million/day | $- | $44.72 Billion | ▼ -2 days |
| 2008 | 97 days | $51.45 Billion | $529.68 Million/day | $- | $39.47 Billion | ▼ -26 days |
| 2007 | 123 days | $55.25 Billion | $448.81 Million/day | $- | $43.04 Billion | ▼ -3 days |
| 2006 | 126 days | $52.54 Billion | $415.93 Million/day | $- | $40.03 Billion | ▼ -5 days |
| 2005 | 131 days | $52.09 Billion | $397.01 Million/day | $- | $39.66 Billion | ▲ +131 days |
| 2003 | 0 days | $152.00 Million | $355.90 Million/day | $- | $152.00 Million | ▼ -2 days |
| 2002 | 3 days | $898.00 Million | $346.12 Million/day | $- | $898.00 Million | ▼ 0 days |
| 2001 | 3 days | $982.00 Million | $336.21 Million/day | $- | $982.00 Million | ▼ -2 days |
| 2000 | 5 days | $1.74 Billion | $337.84 Million/day | $- | $1.21 Billion | ▼ -9 days |
| 1999 | 14 days | $2.09 Billion | $147.36 Million/day | $- | $1.65 Billion | ▲ +13 days |
| 1998 | 1 days | $129.30 Million | $167.01 Million/day | $- | $129.30 Million | ▲ +1 days |
| 1997 | 0 days | $2.30 Million | $76.44 Million/day | $- | $2.30 Million | ▼ -25 days |
| 1993 | 25 days | $1.52 Billion | $60.26 Million/day | $- | $1.34 Billion | ▼ -7 days |
| 1992 | 32 days | $1.95 Billion | $60.79 Million/day | $- | $1.71 Billion | — |