U.S. Bancorp (USB) — Defensive Interval Ratio
U.S. Bancorp (USB) has a Defensive Interval Ratio of 60 days as of September 2025. Defensive assets of $89.06 Billion (cash $-, short-term investments $89.06 Billion, receivables $-) cover 60 days of daily cash needs of $1.48 Billion/day. See working capital to net assets of U.S. Bancorp to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
U.S. Bancorp Defensive Interval Ratio (1992–2024)
This chart shows how U.S. Bancorp's Defensive Interval Ratio has evolved across 29 annual periods from 1992 to 2024. As of September 2025, the ratio stands at 60 days, meaning defensive assets of $89.06 Billion can fund 60 days of operations without new revenue. See USB net asset quality score to measure how much of total assets are equity-financed.
Annual Defensive Interval Ratio for U.S. Bancorp (1992–2024)
The table below presents the year-by-year Defensive Interval Ratio for U.S. Bancorp from 1992 to 2024, covering 29 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see USB company net worth.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2024 | 65 days | $94.63 Billion | $1.46 Billion/day | $- | $86.36 Billion | ▲ +11 days |
| 2023 | 54 days | $77.71 Billion | $1.45 Billion/day | $- | $69.37 Billion | ▼ 0 days |
| 2022 | 54 days | $82.13 Billion | $1.52 Billion/day | $- | $72.05 Billion | ▼ -59 days |
| 2021 | 113 days | $144.77 Billion | $1.28 Billion/day | $- | $132.41 Billion | ▼ -11 days |
| 2020 | 124 days | $150.14 Billion | $1.21 Billion/day | $- | $136.44 Billion | ▼ -5 days |
| 2019 | 129 days | $136.53 Billion | $1.06 Billion/day | $- | $122.34 Billion | ▲ +50 days |
| 2018 | 79 days | $78.20 Billion | $985.24 Million/day | $- | $64.06 Billion | ▼ -2 days |
| 2017 | 81 days | $81.04 Billion | $996.89 Million/day | $- | $67.45 Billion | ▲ +0 days |
| 2016 | 81 days | $77.30 Billion | $954.94 Million/day | $- | $65.53 Billion | ▲ +1 days |
| 2015 | 79 days | $71.50 Billion | $899.39 Million/day | $- | $60.98 Billion | ▲ +1 days |
| 2014 | 78 days | $66.99 Billion | $856.51 Million/day | $- | $55.74 Billion | ▲ +14 days |
| 2013 | 64 days | $51.03 Billion | $793.78 Million/day | $- | $39.83 Billion | ▼ -1 days |
| 2012 | 65 days | $49.00 Billion | $754.75 Million/day | $- | $38.10 Billion | ▼ -13 days |
| 2011 | 78 days | $56.14 Billion | $716.04 Million/day | $- | $45.11 Billion | ▼ -17 days |
| 2010 | 96 days | $62.20 Billion | $648.79 Million/day | $- | $51.51 Billion | ▲ +1 days |
| 2009 | 95 days | $55.83 Billion | $587.82 Million/day | $- | $44.72 Billion | ▼ -2 days |
| 2008 | 97 days | $51.45 Billion | $529.68 Million/day | $- | $39.47 Billion | ▼ -26 days |
| 2007 | 123 days | $55.25 Billion | $448.81 Million/day | $- | $43.04 Billion | ▼ -3 days |
| 2006 | 126 days | $52.54 Billion | $415.93 Million/day | $- | $40.03 Billion | ▼ -5 days |
| 2005 | 131 days | $52.09 Billion | $397.01 Million/day | $- | $39.66 Billion | ▲ +131 days |
| 2003 | 0 days | $152.00 Million | $355.90 Million/day | $- | $152.00 Million | ▼ -2 days |
| 2002 | 3 days | $898.00 Million | $346.12 Million/day | $- | $898.00 Million | ▼ 0 days |
| 2001 | 3 days | $982.00 Million | $336.21 Million/day | $- | $982.00 Million | ▼ -2 days |
| 2000 | 5 days | $1.74 Billion | $337.84 Million/day | $- | $1.21 Billion | ▼ -9 days |
| 1999 | 14 days | $2.09 Billion | $147.36 Million/day | $- | $1.65 Billion | ▲ +13 days |
| 1998 | 1 days | $129.30 Million | $167.01 Million/day | $- | $129.30 Million | ▲ +1 days |
| 1997 | 0 days | $2.30 Million | $76.44 Million/day | $- | $2.30 Million | ▼ -25 days |
| 1993 | 25 days | $1.52 Billion | $60.26 Million/day | $- | $1.34 Billion | ▼ -7 days |
| 1992 | 32 days | $1.95 Billion | $60.79 Million/day | $- | $1.71 Billion | — |