U.S. Bancorp (USB) — Cash Flow Quality Index
U.S. Bancorp (USB) has a Cash Flow Quality Index of 1.69x as of September 2025. Operating cash flow of $3.39 Billion exceeds net income of $2.00 Billion, indicating high earnings quality where cash backs reported profits. Explore long-term investment intensity of U.S. Bancorp to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
U.S. Bancorp Cash Flow Quality Index (1989–2024)
Historical Cash Flow Quality Index for U.S. Bancorp across 36 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check U.S. Bancorp tangible book value ratio to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for U.S. Bancorp (1989–2024)
Year-by-year earnings quality comparison for U.S. Bancorp. For live market cap and the full company financial profile, see market value of U.S. Bancorp.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 1.79x | $11.27 Billion | $6.30 Billion | ▲ +15.0% |
| 2023 | 1.56x | $8.45 Billion | $5.43 Billion | ▼ -57.1% |
| 2022 | 3.63x | $21.12 Billion | $5.83 Billion | ▲ +192.5% |
| 2021 | 1.24x | $9.87 Billion | $7.96 Billion | ▲ +65.4% |
| 2020 | 0.75x | $3.72 Billion | $4.96 Billion | ▲ +6.0% |
| 2019 | 0.71x | $4.89 Billion | $6.91 Billion | ▼ -52.5% |
| 2018 | 1.49x | $10.56 Billion | $7.10 Billion | ▲ +43.0% |
| 2017 | 1.04x | $6.47 Billion | $6.22 Billion | ▲ +14.9% |
| 2016 | 0.91x | $5.34 Billion | $5.89 Billion | ▼ -39.3% |
| 2015 | 1.49x | $8.78 Billion | $5.88 Billion | ▲ +63.9% |
| 2014 | 0.91x | $5.33 Billion | $5.85 Billion | ▼ -53.5% |
| 2013 | 1.96x | $11.45 Billion | $5.84 Billion | ▲ +39.2% |
| 2012 | 1.41x | $7.96 Billion | $5.65 Billion | ▼ -30.1% |
| 2011 | 2.02x | $9.82 Billion | $4.87 Billion | ▲ +27.6% |
| 2010 | 1.58x | $5.24 Billion | $3.32 Billion | ▼ -54.6% |
| 2009 | 3.48x | $7.60 Billion | $2.19 Billion | ▲ +93.1% |
| 2008 | 1.80x | $5.31 Billion | $2.95 Billion | ▲ +168.2% |
| 2007 | 0.67x | $2.90 Billion | $4.32 Billion | ▼ -40.8% |
| 2006 | 1.13x | $5.39 Billion | $4.75 Billion | ▲ +46.5% |
| 2005 | 0.77x | $3.48 Billion | $4.49 Billion | ▼ -38.2% |
| 2004 | 1.25x | $5.22 Billion | $4.17 Billion | ▼ -46.1% |
| 2003 | 2.33x | $8.68 Billion | $3.73 Billion | ▲ +102.1% |
| 2002 | 1.15x | $3.79 Billion | $3.29 Billion | ▼ -10.0% |
| 2001 | 1.28x | $2.18 Billion | $1.71 Billion | ▼ -22.2% |
| 2000 | 1.64x | $4.72 Billion | $2.88 Billion | ▼ -7.9% |
| 1999 | 1.78x | $2.69 Billion | $1.51 Billion | ▲ +72.5% |
| 1998 | 1.03x | $1.37 Billion | $1.33 Billion | ▼ -26.2% |
| 1997 | 1.40x | $1.07 Billion | $760.70 Million | ▼ -30.7% |
| 1996 | 2.02x | $840.30 Million | $415.40 Million | ▲ +141.3% |
| 1995 | 0.84x | $114.50 Million | $136.60 Million | ▼ -52.5% |
| 1994 | 1.77x | $205.80 Million | $116.60 Million | ▼ -7.3% |
| 1993 | 1.90x | $567.30 Million | $298.00 Million | ▼ -11.2% |
| 1992 | 2.14x | $668.20 Million | $311.80 Million | ▲ +16.4% |
| 1991 | 1.84x | $121.10 Million | $65.80 Million | ▲ +26.8% |
| 1990 | 1.45x | $94.20 Million | $64.90 Million | ▼ -17.0% |
| 1989 | 1.75x | $101.40 Million | $58.00 Million | — |