U.S. Bancorp (USB) — Cash Flow Quality Index
Latest as of June 2026:
2.21x
U.S. Bancorp (USB) has a Cash Flow Quality Index of 2.21x as of June 2026. Operating cash flow of $4.82 Billion exceeds net income of $2.18 Billion, indicating high earnings quality where cash backs reported profits. Explore USB operating cash to total liabilities to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
2.21x
Operating CF / Net Income
Operating Cash Flow
$4.82 Billion
USD
Net Income
$2.18 Billion
USD
Data as of
Jun 2026
Most recent filing
U.S. Bancorp Cash Flow Quality Index (1989–2025)
Historical Cash Flow Quality Index for U.S. Bancorp across 37 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see cash efficiency ratio of U.S. Bancorp.
Annual Cash Flow Quality Index for U.S. Bancorp (1989–2025)
Year-by-year earnings quality comparison for U.S. Bancorp.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.05x | $7.97 Billion | $7.57 Billion | ▼ -41.2% |
| 2024 | 1.79x | $11.27 Billion | $6.30 Billion | ▲ +15.0% |
| 2023 | 1.56x | $8.45 Billion | $5.43 Billion | ▼ -57.1% |
| 2022 | 3.63x | $21.12 Billion | $5.83 Billion | ▲ +192.5% |
| 2021 | 1.24x | $9.87 Billion | $7.96 Billion | ▲ +65.4% |
| 2020 | 0.75x | $3.72 Billion | $4.96 Billion | ▲ +6.0% |
| 2019 | 0.71x | $4.89 Billion | $6.91 Billion | ▼ -52.5% |
| 2018 | 1.49x | $10.56 Billion | $7.10 Billion | ▲ +43.0% |
| 2017 | 1.04x | $6.47 Billion | $6.22 Billion | ▲ +14.9% |
| 2016 | 0.91x | $5.34 Billion | $5.89 Billion | ▼ -39.3% |
| 2015 | 1.49x | $8.78 Billion | $5.88 Billion | ▲ +63.9% |
| 2014 | 0.91x | $5.33 Billion | $5.85 Billion | ▼ -53.5% |
| 2013 | 1.96x | $11.45 Billion | $5.84 Billion | ▲ +39.2% |
| 2012 | 1.41x | $7.96 Billion | $5.65 Billion | ▼ -30.1% |
| 2011 | 2.02x | $9.82 Billion | $4.87 Billion | ▲ +27.6% |
| 2010 | 1.58x | $5.24 Billion | $3.32 Billion | ▼ -54.6% |
| 2009 | 3.48x | $7.60 Billion | $2.19 Billion | ▲ +93.1% |
| 2008 | 1.80x | $5.31 Billion | $2.95 Billion | ▲ +168.2% |
| 2007 | 0.67x | $2.90 Billion | $4.32 Billion | ▼ -40.8% |
| 2006 | 1.13x | $5.39 Billion | $4.75 Billion | ▲ +46.5% |
| 2005 | 0.77x | $3.48 Billion | $4.49 Billion | ▼ -38.2% |
| 2004 | 1.25x | $5.22 Billion | $4.17 Billion | ▼ -46.1% |
| 2003 | 2.33x | $8.68 Billion | $3.73 Billion | ▲ +102.1% |
| 2002 | 1.15x | $3.79 Billion | $3.29 Billion | ▼ -10.0% |
| 2001 | 1.28x | $2.18 Billion | $1.71 Billion | ▼ -22.2% |
| 2000 | 1.64x | $4.72 Billion | $2.88 Billion | ▼ -7.9% |
| 1999 | 1.78x | $2.69 Billion | $1.51 Billion | ▲ +72.5% |
| 1998 | 1.03x | $1.37 Billion | $1.33 Billion | ▼ -26.2% |
| 1997 | 1.40x | $1.07 Billion | $760.70 Million | ▼ -30.7% |
| 1996 | 2.02x | $840.30 Million | $415.40 Million | ▲ +141.3% |
| 1995 | 0.84x | $114.50 Million | $136.60 Million | ▼ -52.5% |
| 1994 | 1.77x | $205.80 Million | $116.60 Million | ▼ -7.3% |
| 1993 | 1.90x | $567.30 Million | $298.00 Million | ▼ -11.2% |
| 1992 | 2.14x | $668.20 Million | $311.80 Million | ▲ +16.4% |
| 1991 | 1.84x | $121.10 Million | $65.80 Million | ▲ +26.8% |
| 1990 | 1.45x | $94.20 Million | $64.90 Million | ▼ -17.0% |
| 1989 | 1.75x | $101.40 Million | $58.00 Million | — |
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.