U.S. Bancorp (USB) — Cash Flow Quality Index
U.S. Bancorp (USB) has a Cash Flow Quality Index of 1.69x as of September 2025. Operating cash flow of $3.39 Billion exceeds net income of $2.00 Billion, indicating high earnings quality where cash backs reported profits. Explore U.S. Bancorp cash conversion from operations to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
U.S. Bancorp Cash Flow Quality Index (1989–2024)
Historical Cash Flow Quality Index for U.S. Bancorp across 36 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check USB total capital reinvestment ratio to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for U.S. Bancorp (1989–2024)
Year-by-year earnings quality comparison for U.S. Bancorp. For live market cap and the full company financial profile, see USB company net worth.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 1.79x | $11.27 Billion | $6.30 Billion | ▲ +15.0% |
| 2023 | 1.56x | $8.45 Billion | $5.43 Billion | ▼ -57.1% |
| 2022 | 3.63x | $21.12 Billion | $5.83 Billion | ▲ +192.5% |
| 2021 | 1.24x | $9.87 Billion | $7.96 Billion | ▲ +65.4% |
| 2020 | 0.75x | $3.72 Billion | $4.96 Billion | ▲ +6.0% |
| 2019 | 0.71x | $4.89 Billion | $6.91 Billion | ▼ -52.5% |
| 2018 | 1.49x | $10.56 Billion | $7.10 Billion | ▲ +43.0% |
| 2017 | 1.04x | $6.47 Billion | $6.22 Billion | ▲ +14.9% |
| 2016 | 0.91x | $5.34 Billion | $5.89 Billion | ▼ -39.3% |
| 2015 | 1.49x | $8.78 Billion | $5.88 Billion | ▲ +63.9% |
| 2014 | 0.91x | $5.33 Billion | $5.85 Billion | ▼ -53.5% |
| 2013 | 1.96x | $11.45 Billion | $5.84 Billion | ▲ +39.2% |
| 2012 | 1.41x | $7.96 Billion | $5.65 Billion | ▼ -30.1% |
| 2011 | 2.02x | $9.82 Billion | $4.87 Billion | ▲ +27.6% |
| 2010 | 1.58x | $5.24 Billion | $3.32 Billion | ▼ -54.6% |
| 2009 | 3.48x | $7.60 Billion | $2.19 Billion | ▲ +93.1% |
| 2008 | 1.80x | $5.31 Billion | $2.95 Billion | ▲ +168.2% |
| 2007 | 0.67x | $2.90 Billion | $4.32 Billion | ▼ -40.8% |
| 2006 | 1.13x | $5.39 Billion | $4.75 Billion | ▲ +46.5% |
| 2005 | 0.77x | $3.48 Billion | $4.49 Billion | ▼ -38.2% |
| 2004 | 1.25x | $5.22 Billion | $4.17 Billion | ▼ -46.1% |
| 2003 | 2.33x | $8.68 Billion | $3.73 Billion | ▲ +102.1% |
| 2002 | 1.15x | $3.79 Billion | $3.29 Billion | ▼ -10.0% |
| 2001 | 1.28x | $2.18 Billion | $1.71 Billion | ▼ -22.2% |
| 2000 | 1.64x | $4.72 Billion | $2.88 Billion | ▼ -7.9% |
| 1999 | 1.78x | $2.69 Billion | $1.51 Billion | ▲ +72.5% |
| 1998 | 1.03x | $1.37 Billion | $1.33 Billion | ▼ -26.2% |
| 1997 | 1.40x | $1.07 Billion | $760.70 Million | ▼ -30.7% |
| 1996 | 2.02x | $840.30 Million | $415.40 Million | ▲ +141.3% |
| 1995 | 0.84x | $114.50 Million | $136.60 Million | ▼ -52.5% |
| 1994 | 1.77x | $205.80 Million | $116.60 Million | ▼ -7.3% |
| 1993 | 1.90x | $567.30 Million | $298.00 Million | ▼ -11.2% |
| 1992 | 2.14x | $668.20 Million | $311.80 Million | ▲ +16.4% |
| 1991 | 1.84x | $121.10 Million | $65.80 Million | ▲ +26.8% |
| 1990 | 1.45x | $94.20 Million | $64.90 Million | ▼ -17.0% |
| 1989 | 1.75x | $101.40 Million | $58.00 Million | — |