Velocity Financial Llc
Velocity Financial, Inc. operates as a real estate finance company in the United States. It originates, securitizes, and manages a portfolio of loans, which are secured by real estate, including investor 1-4 unit residential rental properties; residential apartments combined with office or retail space; and loans for multi-family, mixed use, and commercial properties. The company also provides wa… Read more
Velocity Financial Llc - Asset Resilience Ratio
Velocity Financial Llc (VEL) has an Asset Resilience Ratio of 1.42% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2016–2024)
This chart shows how Velocity Financial Llc's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Velocity Financial Llc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $98.96 Million | 1.42% |
| Short-term Investments | $0.00 | 0% |
| Total Liquid Assets | $98.96 Million | 1.42% |
Asset Resilience Insights
- Limited Liquidity: Velocity Financial Llc maintains only 1.42% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
Velocity Financial Llc Industry Peers by Asset Resilience Ratio
Compare Velocity Financial Llc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
PennyMac Financial Services Inc
F:1AC |
Mortgage Finance | 0.24% |
|
Aadhar Housing Finance Ltd
NSE:AADHARHFC |
Mortgage Finance | 3.98% |
|
Aavas Financiers Limited
NSE:AAVAS |
Mortgage Finance | 18.85% |
|
Australian Finance Group Ltd
AU:AFG |
Mortgage Finance | 0.00% |
|
Atrium Mortgage Investment Corporation
PINK:AMIVF |
Mortgage Finance | 0.00% |
|
Aptus Value Housing Finance India Limited
NSE:APTUS |
Mortgage Finance | 3.95% |
|
Bajaj Housing Finance
NSE:BAJAJHFL |
Mortgage Finance | 0.00% |
|
Better Home & Finance Holding Company
NYSE:BETR |
Mortgage Finance | 10.91% |
Annual Asset Resilience Ratio for Velocity Financial Llc (2016–2024)
The table below shows the annual Asset Resilience Ratio data for Velocity Financial Llc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 0.91% | $50.11 Million | $5.53 Billion | -0.01pp |
| 2023-12-31 | 0.92% | $40.38 Million | $4.40 Billion | -87.58pp |
| 2022-12-31 | 88.49% | $3.32 Billion | $3.75 Billion | -2.65pp |
| 2021-12-31 | 91.15% | $2.56 Billion | $2.81 Billion | +90.52pp |
| 2020-12-31 | 0.63% | $13.27 Million | $2.10 Billion | -0.34pp |
| 2019-12-31 | 0.97% | $21.46 Million | $2.21 Billion | +0.11pp |
| 2018-12-31 | 0.86% | $15.01 Million | $1.74 Billion | -0.26pp |
| 2017-12-31 | 1.12% | $15.42 Million | $1.37 Billion | -3.29pp |
| 2016-12-31 | 4.41% | $49.98 Million | $1.13 Billion | -- |