PBS Finanse SA Asset Resilience Ratio
PBS Finanse SA asset resilience ratio. PBS Finanse SA (PBF) has an Asset Resilience Ratio of 6.81% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See PBS Finanse SA (PBF) defensive interval to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of PBS Finanse SA (2008–2025)
Asset resilience ratio of PBS Finanse SA from 2008 to 2025. This chart shows how PBS Finanse SA's Asset Resilience Ratio has changed over time. Read PBF total liabilities for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down PBS Finanse SA's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see PBS Finanse SA total assets.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | zł0.00 | 0% |
| Short-term Investments | zł694.00K | 6.81% |
| Total Liquid Assets | zł694.00K | 6.81% |
Asset Resilience Insights
- Limited Liquidity: PBS Finanse SA maintains only 6.81% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
PBS Finanse SA Industry Peers by Asset Resilience Ratio
Compare PBS Finanse SA's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Muthoot Finance Limited
NSE:MUTHOOTFIN |
Credit Services | 6.00% |
|
Indian Railway Finance Corporation Limited
NSE:IRFC |
Credit Services | 0.09% |
|
Hoist Finance AB
ST:HOFI |
Credit Services | 25.90% |
|
Beijing Cuiwei Tower Co Ltd
SHG:603123 |
Credit Services | 1.79% |
|
FinVolution Group
F:PP3 |
Credit Services | 11.86% |
|
Solvar Ltd
AU:SVR |
Credit Services | 10.29% |
|
Axactor SE
OL:ACR |
Credit Services | 2.84% |
|
Pioneer Credit Ltd
AU:PNC |
Credit Services | 32.27% |
PBS Finanse SA Asset Resilience Ratio by Year (2008–2025)
PBS Finanse SA asset resilience ratio by year from 2008 to 2025. The table below shows the annual Asset Resilience Ratio data for PBS Finanse SA.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 7.25% | zł742.00K ≈ $204.21K |
zł10.23 Million ≈ $2.82 Million |
-12.13pp |
| 2024-12-31 | 19.38% | zł2.12 Million ≈ $584.83K |
zł10.96 Million ≈ $3.02 Million |
+3.04pp |
| 2023-12-31 | 16.34% | zł1.96 Million ≈ $540.25K |
zł12.02 Million ≈ $3.31 Million |
+3.55pp |
| 2022-12-31 | 12.79% | zł1.31 Million ≈ $361.91K |
zł10.29 Million ≈ $2.83 Million |
-3.98pp |
| 2021-12-31 | 16.77% | zł1.76 Million ≈ $484.38K |
zł10.50 Million ≈ $2.89 Million |
-1.74pp |
| 2020-12-31 | 18.51% | zł2.00 Million ≈ $550.43K |
zł10.80 Million ≈ $2.97 Million |
-11.15pp |
| 2019-12-31 | 29.66% | zł4.26 Million ≈ $1.17 Million |
zł14.35 Million ≈ $3.95 Million |
+21.40pp |
| 2018-12-31 | 8.26% | zł1.74 Million ≈ $477.50K |
zł21.01 Million ≈ $5.78 Million |
-2.97pp |
| 2017-12-31 | 11.23% | zł2.71 Million ≈ $746.66K |
zł24.16 Million ≈ $6.65 Million |
+1.13pp |
| 2016-12-31 | 10.10% | zł2.92 Million ≈ $803.35K |
zł28.90 Million ≈ $7.95 Million |
+0.98pp |
| 2015-12-31 | 9.12% | zł2.69 Million ≈ $741.70K |
zł29.55 Million ≈ $8.13 Million |
+2.42pp |
| 2014-12-31 | 6.70% | zł2.00 Million ≈ $549.88K |
zł29.84 Million ≈ $8.21 Million |
-0.48pp |
| 2013-12-31 | 7.18% | zł2.04 Million ≈ $562.26K |
zł28.46 Million ≈ $7.83 Million |
-0.38pp |
| 2012-12-31 | 7.56% | zł2.16 Million ≈ $594.19K |
zł28.57 Million ≈ $7.86 Million |
+0.41pp |
| 2011-12-31 | 7.15% | zł2.16 Million ≈ $594.19K |
zł30.19 Million ≈ $8.31 Million |
-14.59pp |
| 2010-12-31 | 21.74% | zł3.47 Million ≈ $953.89K |
zł15.95 Million ≈ $4.39 Million |
+17.63pp |
| 2009-12-31 | 4.11% | zł2.56 Million ≈ $703.72K |
zł62.27 Million ≈ $17.14 Million |
+0.91pp |
| 2008-12-31 | 3.20% | zł4.75 Million ≈ $1.31 Million |
zł148.53 Million ≈ $40.88 Million |
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About PBS Finanse SA
PBS Finanse S.A. engages in real estate rental business in Poland. PBS Finanse S.A. was founded in 1991 and is based in Sanok, Poland.