PBS Finanse SA (PBF) — Defensive Interval Ratio
PBS Finanse SA (PBF) has a Defensive Interval Ratio of 331 days as of September 2025. Defensive assets of zł1.20 Million (cash zł-, short-term investments zł1.17 Million, receivables zł21.00K) cover 331 days of daily cash needs of zł3.61K/day. Check how tangible is PBS Finanse SA's equity to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
PBS Finanse SA Defensive Interval Ratio (2008–2024)
This chart shows how PBS Finanse SA's Defensive Interval Ratio has evolved across 17 annual periods from 2008 to 2024. As of September 2025, the ratio stands at 331 days, meaning defensive assets of zł1.20 Million can fund 331 days of operations without new revenue. Also explore PBS Finanse SA (PBF) equity growth momentum to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for PBS Finanse SA (2008–2024)
The table below presents the year-by-year Defensive Interval Ratio for PBS Finanse SA from 2008 to 2024, covering 17 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see market cap of PBS Finanse SA.
| Year | DIR (days) | Defensive Assets (PLN) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2024 | 538 days | zł3.17 Million | zł5.88K/day | zł- | zł2.12 Million | ▲ +180 days |
| 2023 | 358 days | zł3.04 Million | zł8.50K/day | zł- | zł1.96 Million | ▼ -195 days |
| 2022 | 553 days | zł2.50 Million | zł4.53K/day | zł- | zł1.31 Million | ▼ -124 days |
| 2021 | 678 days | zł2.90 Million | zł4.28K/day | zł- | zł1.76 Million | ▼ -15 days |
| 2020 | 693 days | zł3.14 Million | zł4.53K/day | zł- | zł2.00 Million | ▼ -713 days |
| 2019 | 1406 days | zł5.25 Million | zł3.73K/day | zł- | zł4.26 Million | ▲ +668 days |
| 2018 | 739 days | zł3.72 Million | zł5.04K/day | zł- | zł1.74 Million | ▲ +147 days |
| 2017 | 591 days | zł5.33 Million | zł9.01K/day | zł- | zł2.71 Million | ▼ -156 days |
| 2016 | 747 days | zł8.18 Million | zł10.95K/day | zł- | zł2.92 Million | ▲ +1 days |
| 2015 | 746 days | zł7.34 Million | zł9.84K/day | zł- | zł2.69 Million | ▲ +478 days |
| 2014 | 268 days | zł2.00 Million | zł7.45K/day | zł- | zł2.00 Million | ▼ -520 days |
| 2013 | 788 days | zł5.08 Million | zł6.45K/day | zł- | zł2.04 Million | ▼ -129 days |
| 2012 | 917 days | zł4.80 Million | zł5.23K/day | zł- | zł2.16 Million | ▲ +516 days |
| 2011 | 401 days | zł2.12 Million | zł5.28K/day | zł- | zł- | ▼ -581 days |
| 2010 | 982 days | zł4.76 Million | zł4.84K/day | zł- | zł3.47 Million | ▲ +945 days |
| 2009 | 37 days | zł3.70 Million | zł99.90K/day | zł- | zł2.56 Million | ▼ -83 days |
| 2008 | 120 days | zł24.89 Million | zł206.92K/day | zł- | zł4.75 Million | — |