PBS Finanse SA Total Assets
PBS Finanse SA total assets. Based on the latest financial reports, PBS Finanse SA (PBF) holds total assets worth zł10.19 Million PLN (≈ $2.80 Million USD) as of March 2026. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Also see market cap of PBS Finanse SA for the company's overall valuation and market capitalisation.
Total Assets of PBS Finanse SA (2008–2025)
Total assets of PBS Finanse SA from 2008 to 2025. This chart illustrates how PBS Finanse SA's total assets have evolved over time, based on quarterly financial data. See PBS Finanse SA stock price for real-time trading data and today's change.
PBS Finanse SA - Asset Composition Analysis
PBS Finanse SA Total Assets Breakdown (December 2025)
PBS Finanse SA total assets breakdown as of December 2025. PBS Finanse SA's total assets of zł10.19 Million consist of 43.5% current assets and 56.5% non-current assets.
| Asset Category | Amount (PLN) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | zł0.00 | 19.0% |
| Accounts Receivable | zł1.78 Million | 17.4% |
| Inventory | zł3.92 Million | 38.3% |
| Property, Plant & Equipment | zł0.00 | 0.0% |
| Intangible Assets | zł0.00 | 0.0% |
| Goodwill | zł0.00 | 0.0% |
Asset Composition Trend (2008–2025)
This chart illustrates how PBS Finanse SA's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. Explore working capital to net assets of PBS Finanse SA to assess how much short-term liquidity the company maintains relative to its equity base.
Key Asset Composition Facts
- Current vs. Non-Current Assets: PBS Finanse SA's current assets represent 43.5% of total assets in 2025, an increase from 27.8% in 2008.
- Cash Position: Cash and equivalents constituted 19.0% of total assets in 2025, up from 5.8% in 2008.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, a decrease from 13.0% in 2008.
- Asset Diversification: The largest asset category is inventory at 38.3% of total assets.
PBS Finanse SA Competitors by Total Assets
Key competitors of PBS Finanse SA based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Muthoot Finance Limited
NSE:MUTHOOTFIN
|
India | Rs2.09 Trillion |
|
Indian Railway Finance Corporation Limited
NSE:IRFC
|
India | Rs4.98 Trillion |
|
Hoist Finance AB
ST:HOFI
|
Sweden | Skr59.43 Billion |
|
Beijing Cuiwei Tower Co Ltd
SHG:603123
|
China | CN¥6.14 Billion |
|
FinVolution Group
F:PP3
|
Germany | €25.41 Billion |
|
Solvar Ltd
AU:SVR
|
Australia | AU$965.83 Million |
|
Michlol Finance Ltd
TA:MCLL
|
Israel | ILA2.13 Billion |
|
Axactor SE
OL:ACR
|
Norway | Nkr1.28 Billion |
PBS Finanse SA - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 2.64 | 5.74 | 5.00 |
| Quick Ratio | -0.76 | 2.54 | 4.37 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | zł2.29 Million | zł6.88 Million | zł6.69 Million |
PBS Finanse SA - Advanced Valuation Insights
This section examines the relationship between PBS Finanse SA's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.37 |
| Latest Market Cap to Assets Ratio | 0.14 |
| Asset Growth Rate (YoY) | -6.7% |
| Total Assets | zł10.23 Million |
| Market Capitalization | $1.40 Million USD |
Valuation Analysis
Below Book Valuation: The market values PBS Finanse SA's assets below their book value (0.14x), which may indicate investor concerns about asset quality or future growth.
Significant Asset Reduction: PBS Finanse SA's assets decreased by 6.7% over the past year, potentially indicating divestiture, restructuring, or challenging business conditions.
Annual Total Assets for PBS Finanse SA (2008–2025)
The table below shows the annual total assets of PBS Finanse SA from 2008 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | zł10.23 Million ≈ $2.82 Million |
-6.67% |
| 2024-12-31 | zł10.96 Million ≈ $3.02 Million |
-8.75% |
| 2023-12-31 | zł12.02 Million ≈ $3.31 Million |
+16.83% |
| 2022-12-31 | zł10.29 Million ≈ $2.83 Million |
-2.03% |
| 2021-12-31 | zł10.50 Million ≈ $2.89 Million |
-2.84% |
| 2020-12-31 | zł10.80 Million ≈ $2.97 Million |
-24.72% |
| 2019-12-31 | zł14.35 Million ≈ $3.95 Million |
-31.67% |
| 2018-12-31 | zł21.01 Million ≈ $5.78 Million |
-13.04% |
| 2017-12-31 | zł24.16 Million ≈ $6.65 Million |
-16.43% |
| 2016-12-31 | zł28.90 Million ≈ $7.95 Million |
-2.19% |
| 2015-12-31 | zł29.55 Million ≈ $8.13 Million |
-0.96% |
| 2014-12-31 | zł29.84 Million ≈ $8.21 Million |
+4.84% |
| 2013-12-31 | zł28.46 Million ≈ $7.83 Million |
-0.39% |
| 2012-12-31 | zł28.57 Million ≈ $7.86 Million |
-5.38% |
| 2011-12-31 | zł30.19 Million ≈ $8.31 Million |
+89.36% |
| 2010-12-31 | zł15.95 Million ≈ $4.39 Million |
-74.39% |
| 2009-12-31 | zł62.27 Million ≈ $17.14 Million |
-58.08% |
| 2008-12-31 | zł148.53 Million ≈ $40.88 Million |
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About PBS Finanse SA
PBS Finanse S.A. engages in real estate rental business in Poland. PBS Finanse S.A. was founded in 1991 and is based in Sanok, Poland.