PBS Finanse SA (PBF) - Total Assets
Based on the latest financial reports, PBS Finanse SA (PBF) holds total assets worth zł10.23 Million PLN (≈ $2.82 Million USD) as of December 2025. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Explore PBS Finanse SA (PBF) cash flow to debt to assess how comfortably operating cash covers total debt obligations.
PBS Finanse SA - Total Assets Trend (2008–2025)
This chart illustrates how PBS Finanse SA's total assets have evolved over time, based on quarterly financial data. See what is PBS Finanse SA's book value for net asset value and shareholders' equity analysis.
PBS Finanse SA - Asset Composition Analysis
Current Asset Composition (December 2025)
PBS Finanse SA's total assets of zł10.23 Million consist of 83.0% current assets and 17.0% non-current assets.
| Asset Category | Amount (PLN) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | zł0.00 | 19.0% |
| Accounts Receivable | zł785.00K | 7.7% |
| Inventory | zł3.92 Million | 38.3% |
| Property, Plant & Equipment | zł0.00 | 0.0% |
| Intangible Assets | zł0.00 | 0.0% |
| Goodwill | zł0.00 | 0.0% |
Asset Composition Trend (2008–2025)
This chart illustrates how PBS Finanse SA's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see PBF market cap.
Key Asset Composition Facts
- Current vs. Non-Current Assets: PBS Finanse SA's current assets represent 83.0% of total assets in 2025, an increase from 27.8% in 2008.
- Cash Position: Cash and equivalents constituted 19.0% of total assets in 2025, up from 5.8% in 2008.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, a decrease from 13.0% in 2008.
- Asset Diversification: The largest asset category is inventory at 38.3% of total assets.
PBS Finanse SA Competitors by Total Assets
Key competitors of PBS Finanse SA based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Hotai Finance Corp
TW:6592
|
Taiwan | NT$329.59 Billion |
|
Krungthai Card PCL
BK:KTC
|
Thailand | ฿105.45 Billion |
|
General Accident PLC
LSE:GACA
|
UK | GBX14.16 Billion |
|
Plenti Group Ltd
AU:PLT
|
Australia | AU$3.21 Billion |
|
Hexa Tradex Limited
NSE:HEXATRADEX
|
India | Rs55.63 Billion |
|
MLRN Projects and Trade Ltd
TA:MLRN
|
Israel | ILA1.13 Billion |
|
Moneyme Ltd
AU:MME
|
Australia | AU$1.89 Billion |
|
Butn Ltd
AU:BTN
|
Australia | AU$107.54 Million |
PBS Finanse SA - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 6.51 | 4.26 | 5.08 |
| Quick Ratio | 3.50 | 1.90 | 5.08 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | zł7.19 Million | zł7.00 Million | zł6.75 Million |
PBS Finanse SA - Advanced Valuation Insights
This section examines the relationship between PBS Finanse SA's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.17 |
| Latest Market Cap to Assets Ratio | 0.32 |
| Asset Growth Rate (YoY) | -6.7% |
| Total Assets | zł10.23 Million |
| Market Capitalization | $3.31 Million USD |
Valuation Analysis
Below Book Valuation: The market values PBS Finanse SA's assets below their book value (0.32x), which may indicate investor concerns about asset quality or future growth.
Significant Asset Reduction: PBS Finanse SA's assets decreased by 6.7% over the past year, potentially indicating divestiture, restructuring, or challenging business conditions.
Annual Total Assets for PBS Finanse SA (2008–2025)
The table below shows the annual total assets of PBS Finanse SA from 2008 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | zł10.23 Million ≈ $2.82 Million |
-6.67% |
| 2024-12-31 | zł10.96 Million ≈ $3.02 Million |
-8.75% |
| 2023-12-31 | zł12.02 Million ≈ $3.31 Million |
+16.83% |
| 2022-12-31 | zł10.29 Million ≈ $2.83 Million |
-2.03% |
| 2021-12-31 | zł10.50 Million ≈ $2.89 Million |
-2.84% |
| 2020-12-31 | zł10.80 Million ≈ $2.97 Million |
-24.72% |
| 2019-12-31 | zł14.35 Million ≈ $3.95 Million |
-31.67% |
| 2018-12-31 | zł21.01 Million ≈ $5.78 Million |
-13.04% |
| 2017-12-31 | zł24.16 Million ≈ $6.65 Million |
-16.43% |
| 2016-12-31 | zł28.90 Million ≈ $7.95 Million |
-3.43% |
| 2015-12-31 | zł29.93 Million ≈ $8.24 Million |
+0.30% |
| 2014-12-31 | zł29.84 Million ≈ $8.21 Million |
+4.84% |
| 2013-12-31 | zł28.46 Million ≈ $7.83 Million |
-0.39% |
| 2012-12-31 | zł28.57 Million ≈ $7.86 Million |
-5.38% |
| 2011-12-31 | zł30.19 Million ≈ $8.31 Million |
+89.36% |
| 2010-12-31 | zł15.95 Million ≈ $4.39 Million |
-74.39% |
| 2009-12-31 | zł62.27 Million ≈ $17.14 Million |
-58.08% |
| 2008-12-31 | zł148.53 Million ≈ $40.88 Million |
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About PBS Finanse SA
PBS Finanse S.A. engages in real estate rental business in Poland. PBS Finanse S.A. was founded in 1991 and is based in Sanok, Poland.