PBS Finanse SA (PBF) — Net Asset Quality Index
PBS Finanse SA (PBF) has a Net Asset Quality Index of 86.7% as of September 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of zł9.98 Million minus total liabilities of zł1.33 Million yields net assets of zł8.65 Million. A higher index indicates a stronger, lower-leverage balance sheet. Check PBS Finanse SA asset resilience ratio to evaluate the company's liquid asset resilience ratio.
Quality Index
Net Assets
Total Assets
Total Liabilities
PBS Finanse SA Net Asset Quality Index Over Time (2008–2024)
This chart shows how PBS Finanse SA's Net Asset Quality Index has evolved across 17 annual periods from 2008 to 2024. As of September 2025, the index stands at 86.7%, representing net assets of zł8.65 Million against total assets of zł9.98 Million PLN. See PBS Finanse SA current assets vs equity to evaluate short-term liquidity relative to the company's equity base.
Annual Net Asset Quality Index for PBS Finanse SA (2008–2024)
The table below presents the year-by-year Net Asset Quality Index for PBS Finanse SA from 2008 to 2024, covering 17 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see PBF market cap overview.
| Year | Quality Index | Net Assets (PLN) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2024 | 80.3% | zł8.80 Million | zł10.96 Million | zł2.16 Million | ▲ +6.2 pp |
| 2023 | 74.0% | zł8.90 Million | zł12.02 Million | zł3.12 Million | ▼ -9.8 pp |
| 2022 | 83.8% | zł8.62 Million | zł10.29 Million | zł1.67 Million | ▼ -1.2 pp |
| 2021 | 85.0% | zł8.92 Million | zł10.50 Million | zł1.58 Million | ▲ +0.4 pp |
| 2020 | 84.6% | zł9.14 Million | zł10.80 Million | zł1.67 Million | ▼ -1.7 pp |
| 2019 | 86.2% | zł12.38 Million | zł14.35 Million | zł1.98 Million | ▲ +3.4 pp |
| 2018 | 82.8% | zł17.39 Million | zł21.01 Million | zł3.62 Million | ▼ -3.2 pp |
| 2017 | 86.0% | zł20.77 Million | zł24.16 Million | zł3.38 Million | ▲ +0.2 pp |
| 2016 | 85.8% | zł24.81 Million | zł28.90 Million | zł4.10 Million | ▼ -1.5 pp |
| 2015 | 87.3% | zł26.14 Million | zł29.93 Million | zł3.79 Million | ▼ -3.2 pp |
| 2014 | 90.6% | zł27.03 Million | zł29.84 Million | zł2.81 Million | ▼ -0.4 pp |
| 2013 | 91.0% | zł25.90 Million | zł28.46 Million | zł2.56 Million | ▼ -1.1 pp |
| 2012 | 92.1% | zł26.30 Million | zł28.57 Million | zł2.27 Million | ▼ -0.1 pp |
| 2011 | 92.2% | zł27.84 Million | zł30.19 Million | zł2.35 Million | ▲ +4.7 pp |
| 2010 | 87.5% | zł13.95 Million | zł15.95 Million | zł1.99 Million | ▲ +46.1 pp |
| 2009 | 41.4% | zł25.76 Million | zł62.27 Million | zł36.50 Million | ▲ +4.4 pp |
| 2008 | 37.0% | zł54.92 Million | zł148.53 Million | zł93.62 Million | — |