PBS Finanse SA (PBF) — Net Asset Quality Index
PBS Finanse SA (PBF) has a Net Asset Quality Index of 87.1% as of December 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of zł10.23 Million minus total liabilities of zł1.32 Million yields net assets of zł8.91 Million. A higher index indicates a stronger, lower-leverage balance sheet. See PBS Finanse SA defensive liquidity buffer to measure how many days the company can operate on defensive assets alone.
Quality Index
Net Assets
Total Assets
Total Liabilities
PBS Finanse SA Net Asset Quality Index Over Time (2008–2025)
This chart shows how PBS Finanse SA's Net Asset Quality Index has evolved across 18 annual periods from 2008 to 2025. As of December 2025, the index stands at 87.1%, representing net assets of zł8.91 Million against total assets of zł10.23 Million PLN. Explore PBF cash flow conversion to assess how effectively this company generates cash.
Annual Net Asset Quality Index for PBS Finanse SA (2008–2025)
The table below presents the year-by-year Net Asset Quality Index for PBS Finanse SA from 2008 to 2025, covering 18 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see PBS Finanse SA stock valuation.
| Year | Quality Index | Net Assets (PLN) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 87.1% | zł8.91 Million | zł10.23 Million | zł1.32 Million | ▲ +6.8 pp |
| 2024 | 80.3% | zł8.80 Million | zł10.96 Million | zł2.16 Million | ▲ +6.2 pp |
| 2023 | 74.0% | zł8.90 Million | zł12.02 Million | zł3.12 Million | ▼ -9.8 pp |
| 2022 | 83.8% | zł8.62 Million | zł10.29 Million | zł1.67 Million | ▼ -1.2 pp |
| 2021 | 85.0% | zł8.92 Million | zł10.50 Million | zł1.58 Million | ▲ +0.4 pp |
| 2020 | 84.6% | zł9.14 Million | zł10.80 Million | zł1.67 Million | ▼ -1.7 pp |
| 2019 | 86.2% | zł12.38 Million | zł14.35 Million | zł1.98 Million | ▲ +3.4 pp |
| 2018 | 82.8% | zł17.39 Million | zł21.01 Million | zł3.62 Million | ▼ -3.2 pp |
| 2017 | 86.0% | zł20.77 Million | zł24.16 Million | zł3.38 Million | ▲ +0.2 pp |
| 2016 | 85.8% | zł24.81 Million | zł28.90 Million | zł4.10 Million | ▼ -1.5 pp |
| 2015 | 87.3% | zł26.14 Million | zł29.93 Million | zł3.79 Million | ▼ -3.2 pp |
| 2014 | 90.6% | zł27.03 Million | zł29.84 Million | zł2.81 Million | ▼ -0.4 pp |
| 2013 | 91.0% | zł25.90 Million | zł28.46 Million | zł2.56 Million | ▼ -1.1 pp |
| 2012 | 92.1% | zł26.30 Million | zł28.57 Million | zł2.27 Million | ▼ -0.1 pp |
| 2011 | 92.2% | zł27.84 Million | zł30.19 Million | zł2.35 Million | ▲ +4.7 pp |
| 2010 | 87.5% | zł13.95 Million | zł15.95 Million | zł1.99 Million | ▲ +46.1 pp |
| 2009 | 41.4% | zł25.76 Million | zł62.27 Million | zł36.50 Million | ▲ +4.4 pp |
| 2008 | 37.0% | zł54.92 Million | zł148.53 Million | zł93.62 Million | — |