PBS Finanse SA (PBF) — Financial Flexibility Index

Latest as of September 2025: -0.63x

PBS Finanse SA (PBF) has a Financial Flexibility Index of -0.63x as of September 2025. Free cash flow of zł-835.00K (operating CF zł-835.00K minus capex zł0.00) represents -1% of total liabilities (zł1.33 Million). Also explore PBF shareholders equity momentum to track the company's year-over-year net asset growth rate.

Financial Flexibility Index

-0.63x
Free Cash Flow / Total Liabilities

Free Cash Flow

zł-835.00K
Operating CF − Capex

Total Liabilities

zł1.33 Million
PLN

Capital Expenditures

zł0.00
PLN

PBS Finanse SA Financial Flexibility Index (2008–2024)

Historical Financial Flexibility Index trend for PBS Finanse SA across 17 annual periods. Check PBS Finanse SA (PBF) strategic investment index to assess the company's strategic physical and investment asset allocation.

Annual Financial Flexibility Index for PBS Finanse SA (2008–2024)

Year-by-year free cash flow to debt coverage for PBS Finanse SA. For the full company profile including market capitalisation, see PBF stock market capitalisation.

Year Flexibility Index Free Cash Flow (PLN) Operating CF Total Liabilities YoY Change
2024 -0.30x zł-659.00K zł-659.00K zł2.16 Million ▲ +45.4%
2023 -0.56x zł-1.74 Million zł-1.74 Million zł3.12 Million ▲ +59.0%
2022 -1.36x zł-2.27 Million zł-2.27 Million zł1.67 Million ▼ -72.4%
2021 -0.79x zł-1.25 Million zł-1.25 Million zł1.58 Million ▲ +33.6%
2020 -1.19x zł-1.98 Million zł-1.99 Million zł1.67 Million ▼ -44.2%
2019 -0.82x zł-1.63 Million zł-1.63 Million zł1.98 Million ▼ -159.6%
2018 -0.32x zł-1.15 Million zł-1.17 Million zł3.62 Million ▲ +49.8%
2017 -0.63x zł-2.14 Million zł-2.15 Million zł3.38 Million ▼ -252.0%
2016 -0.18x zł-737.00K zł-847.00K zł4.10 Million ▲ +12.6%
2015 -0.21x zł-779.00K zł-827.00K zł3.79 Million ▲ +3.9%
2014 -0.21x zł-601.00K zł-670.00K zł2.81 Million ▲ +74.5%
2013 -0.84x zł-2.15 Million zł-2.52 Million zł2.56 Million ▲ +20.2%
2012 -1.05x zł-2.38 Million zł-2.97 Million zł2.27 Million ▼ -202.5%
2011 -0.35x zł-818.00K zł-2.13 Million zł2.35 Million ▲ +67.2%
2010 -1.06x zł-2.11 Million zł-2.23 Million zł1.99 Million ▼ -1611.6%
2009 -0.06x zł-2.26 Million zł-2.70 Million zł36.50 Million ▼ -128.3%
2008 0.22x zł20.48 Million zł11.92 Million zł93.62 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities