PBS Finanse SA (PBF) — Cash Flow-to-Debt Ratio
PBS Finanse SA (PBF) has a Cash Flow-to-Debt Ratio of -0.63x as of September 2025, meaning its operating cash flow of zł-835.00K could theoretically repay -1% of its total liabilities (zł1.33 Million) in one year. See free cash flow generation of PBS Finanse SA to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
PBS Finanse SA Cash Flow-to-Debt Ratio (2008–2024)
Historical debt coverage capacity for PBS Finanse SA across 17 annual periods. Also explore PBS Finanse SA net asset momentum to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for PBS Finanse SA (2008–2024)
Year-by-year debt coverage analysis for PBS Finanse SA. For market capitalisation and broader financial context, see PBF market cap.
| Year | CF-to-Debt Ratio | Operating CF (PLN) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2024 | -0.30x | zł-659.00K | zł2.16 Million | ▲ +45.4% |
| 2023 | -0.56x | zł-1.74 Million | zł3.12 Million | ▲ +59.0% |
| 2022 | -1.36x | zł-2.27 Million | zł1.67 Million | ▼ -72.0% |
| 2021 | -0.79x | zł-1.25 Million | zł1.58 Million | ▲ +33.5% |
| 2020 | -1.19x | zł-1.99 Million | zł1.67 Million | ▼ -44.2% |
| 2019 | -0.83x | zł-1.63 Million | zł1.98 Million | ▼ -155.8% |
| 2018 | -0.32x | zł-1.17 Million | zł3.62 Million | ▲ +49.2% |
| 2017 | -0.64x | zł-2.15 Million | zł3.38 Million | ▼ -207.3% |
| 2016 | -0.21x | zł-847.00K | zł4.10 Million | ▲ +5.3% |
| 2015 | -0.22x | zł-827.00K | zł3.79 Million | ▲ +8.4% |
| 2014 | -0.24x | zł-670.00K | zł2.81 Million | ▲ +75.7% |
| 2013 | -0.98x | zł-2.52 Million | zł2.56 Million | ▲ +25.0% |
| 2012 | -1.31x | zł-2.97 Million | zł2.27 Million | ▼ -45.0% |
| 2011 | -0.90x | zł-2.13 Million | zł2.35 Million | ▲ +19.3% |
| 2010 | -1.12x | zł-2.23 Million | zł1.99 Million | ▼ -1411.8% |
| 2009 | -0.07x | zł-2.70 Million | zł36.50 Million | ▼ -158.2% |
| 2008 | 0.13x | zł11.92 Million | zł93.62 Million | — |