PBS Finanse SA (PBF) — Cash Flow-to-Debt Ratio

Latest as of December 2025: -0.56x

PBS Finanse SA (PBF) has a Cash Flow-to-Debt Ratio of -0.56x as of December 2025, meaning its operating cash flow of zł-736.00K could theoretically repay -1% of its total liabilities (zł1.32 Million) in one year. Check PBF cash reinvestment to operating cash ratio to assess the company's total reinvestment commitment from operating cash flow.

CF-to-Debt Ratio

-0.56x
Operating CF / Total Liabilities

Operating Cash Flow

zł-736.00K
PLN

Total Liabilities

zł1.32 Million
PLN

Data as of

Dec 2025
Most recent filing

PBS Finanse SA Cash Flow-to-Debt Ratio (2008–2025)

Historical debt coverage capacity for PBS Finanse SA across 18 annual periods. Also explore PBF total assets for the complete picture of this company's asset base.

Annual Cash Flow-to-Debt Ratio for PBS Finanse SA (2008–2025)

Year-by-year debt coverage analysis for PBS Finanse SA. For market capitalisation and broader financial context, see PBS Finanse SA market cap and net worth.

Year CF-to-Debt Ratio Operating CF (PLN) Total Liabilities YoY Change
2025 -0.71x zł-941.00K zł1.32 Million ▼ -133.8%
2024 -0.30x zł-659.00K zł2.16 Million ▲ +45.4%
2023 -0.56x zł-1.74 Million zł3.12 Million ▲ +59.0%
2022 -1.36x zł-2.27 Million zł1.67 Million ▼ -72.0%
2021 -0.79x zł-1.25 Million zł1.58 Million ▲ +33.5%
2020 -1.19x zł-1.99 Million zł1.67 Million ▼ -44.2%
2019 -0.83x zł-1.63 Million zł1.98 Million ▼ -155.8%
2018 -0.32x zł-1.17 Million zł3.62 Million ▲ +49.2%
2017 -0.64x zł-2.15 Million zł3.38 Million ▼ -207.3%
2016 -0.21x zł-847.00K zł4.10 Million ▲ +5.3%
2015 -0.22x zł-827.00K zł3.79 Million ▲ +8.4%
2014 -0.24x zł-670.00K zł2.81 Million ▲ +75.7%
2013 -0.98x zł-2.52 Million zł2.56 Million ▲ +25.0%
2012 -1.31x zł-2.97 Million zł2.27 Million ▼ -45.0%
2011 -0.90x zł-2.13 Million zł2.35 Million ▲ +19.3%
2010 -1.12x zł-2.23 Million zł1.99 Million ▼ -1411.8%
2009 -0.07x zł-2.70 Million zł36.50 Million ▼ -158.2%
2008 0.13x zł11.92 Million zł93.62 Million
Cash Flow-to-Debt Ratio = Operating Cash Flow / Total Liabilities. Higher is better for debt service capacity.