PBS Finanse SA (PBF) — Cash Flow-to-Debt Ratio
PBS Finanse SA (PBF) has a Cash Flow-to-Debt Ratio of 0.03x as of March 2026, meaning its operating cash flow of zł39.00K could theoretically repay 0% of its total liabilities (zł1.41 Million) in one year. See PBS Finanse SA leverage flexibility ratio to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
PBS Finanse SA Cash Flow-to-Debt Ratio (2008–2025)
Historical debt coverage capacity for PBS Finanse SA across 18 annual periods. For the full cash flow conversion analysis, see PBS Finanse SA cash conversion from operations.
Annual Cash Flow-to-Debt Ratio for PBS Finanse SA (2008–2025)
Year-by-year debt coverage analysis for PBS Finanse SA. Check PBS Finanse SA earnings quality ratio to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (PLN) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | -0.64x | zł-849.00K | zł1.32 Million | ▼ -110.9% |
| 2024 | -0.30x | zł-659.00K | zł2.16 Million | ▲ +45.4% |
| 2023 | -0.56x | zł-1.74 Million | zł3.12 Million | ▲ +59.0% |
| 2022 | -1.36x | zł-2.27 Million | zł1.67 Million | ▼ -72.0% |
| 2021 | -0.79x | zł-1.25 Million | zł1.58 Million | ▲ +33.5% |
| 2020 | -1.19x | zł-1.99 Million | zł1.67 Million | ▼ -44.2% |
| 2019 | -0.83x | zł-1.63 Million | zł1.98 Million | ▼ -155.8% |
| 2018 | -0.32x | zł-1.17 Million | zł3.62 Million | ▲ +49.2% |
| 2017 | -0.64x | zł-2.15 Million | zł3.38 Million | ▼ -21.1% |
| 2016 | -0.52x | zł-2.15 Million | zł4.10 Million | ▼ -140.2% |
| 2015 | -0.22x | zł-827.00K | zł3.79 Million | ▲ +8.4% |
| 2014 | -0.24x | zł-670.00K | zł2.81 Million | ▲ +75.7% |
| 2013 | -0.98x | zł-2.52 Million | zł2.56 Million | ▲ +25.0% |
| 2012 | -1.31x | zł-2.97 Million | zł2.27 Million | ▼ -45.0% |
| 2011 | -0.90x | zł-2.13 Million | zł2.35 Million | ▲ +19.3% |
| 2010 | -1.12x | zł-2.23 Million | zł1.99 Million | ▼ -1411.8% |
| 2009 | -0.07x | zł-2.70 Million | zł36.50 Million | ▼ -158.2% |
| 2008 | 0.13x | zł11.92 Million | zł93.62 Million | — |