Civista Bancshares Inc (CIVB) — Capital Reinvestment Ratio
Civista Bancshares Inc (CIVB) has a Capital Reinvestment Ratio of 0.05x as of December 2025, meaning it reinvests 0% of its operating cash flow ($11.64 Million) in capital expenditures ($542.00K). See CIVB net asset quality score to measure how much of total assets are equity-financed.
Capital Reinvestment Ratio
Operating Cash Flow
Capital Expenditures
Data as of
Civista Bancshares Inc Capital Reinvestment Ratio (1996–2025)
This chart tracks Civista Bancshares Inc's Capital Reinvestment Ratio across 30 annual periods. Check Civista Bancshares Inc (CIVB) reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Annual Capital Reinvestment Ratio for Civista Bancshares Inc (1996–2025)
Year-by-year Capital Reinvestment Ratio for Civista Bancshares Inc from 1996 to 2025. For live market cap and broader valuation context, see market cap of Civista Bancshares Inc.
| Year | Reinvestment Ratio | Operating CF (USD) | Capital Expenditures | YoY Change |
|---|---|---|---|---|
| 2025 | 0.06x | $18.02 Million | $1.16 Million | ▼ -25.9% |
| 2024 | 0.09x | $48.25 Million | $4.19 Million | ▲ +58.6% |
| 2023 | 0.05x | $62.70 Million | $3.43 Million | ▼ -78.8% |
| 2022 | 0.26x | $25.18 Million | $6.51 Million | ▲ +446.6% |
| 2021 | 0.05x | $40.76 Million | $1.93 Million | ▼ -22.8% |
| 2020 | 0.06x | $32.21 Million | $1.97 Million | ▼ -24.4% |
| 2019 | 0.08x | $39.53 Million | $3.20 Million | ▲ +8.0% |
| 2018 | 0.08x | $19.62 Million | $1.47 Million | ▲ +53.8% |
| 2017 | 0.05x | $20.82 Million | $1.01 Million | ▼ -64.6% |
| 2016 | 0.14x | $17.71 Million | $2.44 Million | ▲ +3.8% |
| 2015 | 0.13x | $15.07 Million | $2.00 Million | ▲ +307.1% |
| 2014 | 0.03x | $14.89 Million | $485.00K | ▼ -63.9% |
| 2013 | 0.09x | $12.81 Million | $1.16 Million | ▲ +68.3% |
| 2012 | 0.05x | $16.89 Million | $905.00K | ▼ -10.2% |
| 2011 | 0.06x | $20.84 Million | $1.24 Million | ▲ +7.5% |
| 2010 | 0.06x | $21.49 Million | $1.19 Million | ▼ -24.3% |
| 2009 | 0.07x | $7.30 Million | $535.00K | ▲ +80.0% |
| 2008 | 0.04x | $19.81 Million | $807.00K | ▼ -86.3% |
| 2007 | 0.30x | $3.60 Million | $1.07 Million | ▲ +590.4% |
| 2006 | 0.04x | $9.26 Million | $398.00K | ▼ -72.6% |
| 2005 | 0.16x | $8.60 Million | $1.35 Million | ▲ +49.9% |
| 2004 | 0.10x | $6.04 Million | $632.00K | ▼ -70.7% |
| 2003 | 0.36x | $9.11 Million | $3.26 Million | ▲ +244.5% |
| 2002 | 0.10x | $7.13 Million | $740.00K | ▼ -24.9% |
| 2001 | 0.14x | $4.58 Million | $633.00K | ▲ +13.0% |
| 2000 | 0.12x | $6.04 Million | $738.00K | ▼ -36.9% |
| 1999 | 0.19x | $7.34 Million | $1.42 Million | ▼ -21.3% |
| 1998 | 0.25x | $3.31 Million | $815.26K | ▲ +93.0% |
| 1997 | 0.13x | $4.00 Million | $510.05K | ▼ -26.9% |
| 1996 | 0.17x | $5.12 Million | $894.13K | — |