Civista Bancshares Inc (CIVB) — Cash Flow Reinvestment Rate
Civista Bancshares Inc (CIVB) has a Cash Flow Reinvestment Rate of 1.32x as of December 2025, reinvesting $15.37 Million (capex $542.00K plus investments $-14.83 Million) from operating cash flow of $11.64 Million. See Civista Bancshares Inc (CIVB) free cash flow to measure how efficiently the company converts operating cash flow to free cash.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
Civista Bancshares Inc Cash Flow Reinvestment Rate (1996–2025)
Historical reinvestment intensity for Civista Bancshares Inc across 30 annual periods. For the full cash flow conversion analysis, see CIVB cash flow metrics.
Annual Cash Flow Reinvestment Rate for Civista Bancshares Inc (1996–2025)
Year-by-year capital reinvestment analysis for Civista Bancshares Inc. See financial flexibility index of Civista Bancshares Inc to measure the company's free cash flow as a share of total liabilities.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.76x | $13.64 Million | $18.02 Million | $1.16 Million | ▼ -86.1% |
| 2024 | 5.45x | $262.99 Million | $48.25 Million | $4.19 Million | ▼ -19.2% |
| 2023 | 6.74x | $422.86 Million | $62.70 Million | $3.43 Million | ▲ +272.1% |
| 2022 | 1.81x | $45.65 Million | $25.18 Million | $6.51 Million | ▼ -64.3% |
| 2021 | 5.07x | $206.74 Million | $40.76 Million | $1.93 Million | ▼ -52.2% |
| 2020 | 10.62x | $341.99 Million | $32.21 Million | $1.97 Million | ▲ +179.3% |
| 2019 | 3.80x | $150.30 Million | $39.53 Million | $3.20 Million | ▼ -58.3% |
| 2018 | 9.13x | $179.14 Million | $19.62 Million | $1.47 Million | ▲ +29.8% |
| 2017 | 7.03x | $146.41 Million | $20.82 Million | $1.01 Million | ▲ +107.5% |
| 2016 | 3.39x | $60.03 Million | $17.71 Million | $2.44 Million | ▲ +197.3% |
| 2015 | 1.14x | $17.19 Million | $15.07 Million | $2.00 Million | ▼ -66.1% |
| 2014 | 3.37x | $50.13 Million | $14.89 Million | $485.00K | ▼ -23.8% |
| 2013 | 4.42x | $56.61 Million | $12.81 Million | $1.16 Million | ▲ +8147.9% |
| 2012 | 0.05x | $905.00K | $16.89 Million | $905.00K | ▼ -10.2% |
| 2011 | 0.06x | $1.24 Million | $20.84 Million | $1.24 Million | ▲ +7.5% |
| 2010 | 0.06x | $1.19 Million | $21.49 Million | $1.19 Million | ▼ -24.3% |
| 2009 | 0.07x | $535.00K | $7.30 Million | $535.00K | ▲ +80.0% |
| 2008 | 0.04x | $807.00K | $19.81 Million | $807.00K | ▼ -86.3% |
| 2007 | 0.30x | $1.07 Million | $3.60 Million | $1.07 Million | ▲ +590.4% |
| 2006 | 0.04x | $398.00K | $9.26 Million | $398.00K | ▼ -72.6% |
| 2005 | 0.16x | $1.35 Million | $8.60 Million | $1.35 Million | ▲ +49.9% |
| 2004 | 0.10x | $632.00K | $6.04 Million | $632.00K | ▼ -70.7% |
| 2003 | 0.36x | $3.26 Million | $9.11 Million | $3.26 Million | ▲ +244.5% |
| 2002 | 0.10x | $740.00K | $7.13 Million | $740.00K | ▼ -24.9% |
| 2001 | 0.14x | $633.00K | $4.58 Million | $633.00K | ▲ +13.0% |
| 2000 | 0.12x | $738.00K | $6.04 Million | $738.00K | ▼ -36.9% |
| 1999 | 0.19x | $1.42 Million | $7.34 Million | $1.42 Million | ▼ -21.3% |
| 1998 | 0.25x | $815.26K | $3.31 Million | $815.26K | ▲ +93.0% |
| 1997 | 0.13x | $510.05K | $4.00 Million | $510.05K | ▼ -26.9% |
| 1996 | 0.17x | $894.13K | $5.12 Million | $894.13K | — |