Civista Bancshares Inc (CIVB) — Cash Flow Reinvestment Rate

Latest as of December 2025: 1.32x

Civista Bancshares Inc (CIVB) has a Cash Flow Reinvestment Rate of 1.32x as of December 2025, reinvesting $15.37 Million (capex $542.00K plus investments $-14.83 Million) from operating cash flow of $11.64 Million. Explore Civista Bancshares Inc capex to cash flow ratio to see what proportion of operating cash flow is directed to capital expenditures.

Reinvestment Rate

1.32x
(Capex + Investments) / Operating CF

Total Reinvested

$15.37 Million
Capex + Investments

Operating Cash Flow

$11.64 Million
USD

Capital Expenditures

$542.00K
USD

Civista Bancshares Inc Cash Flow Reinvestment Rate (1996–2025)

Historical reinvestment intensity for Civista Bancshares Inc across 30 annual periods. Also explore Civista Bancshares Inc total assets for the complete picture of this company's asset base.

Annual Cash Flow Reinvestment Rate for Civista Bancshares Inc (1996–2025)

Year-by-year capital reinvestment analysis for Civista Bancshares Inc. For live market cap and broader valuation context, see Civista Bancshares Inc stock valuation.

Year Reinvestment Rate Total Reinvested (USD) Operating CF Capex YoY Change
2025 0.76x $13.64 Million $18.02 Million $1.16 Million ▼ -86.1%
2024 5.45x $262.99 Million $48.25 Million $4.19 Million ▼ -19.2%
2023 6.74x $422.86 Million $62.70 Million $3.43 Million ▲ +272.1%
2022 1.81x $45.65 Million $25.18 Million $6.51 Million ▼ -64.3%
2021 5.07x $206.74 Million $40.76 Million $1.93 Million ▼ -52.2%
2020 10.62x $341.99 Million $32.21 Million $1.97 Million ▲ +179.3%
2019 3.80x $150.30 Million $39.53 Million $3.20 Million ▼ -58.3%
2018 9.13x $179.14 Million $19.62 Million $1.47 Million ▲ +29.8%
2017 7.03x $146.41 Million $20.82 Million $1.01 Million ▲ +107.5%
2016 3.39x $60.03 Million $17.71 Million $2.44 Million ▲ +197.3%
2015 1.14x $17.19 Million $15.07 Million $2.00 Million ▼ -66.1%
2014 3.37x $50.13 Million $14.89 Million $485.00K ▼ -23.8%
2013 4.42x $56.61 Million $12.81 Million $1.16 Million ▲ +8147.9%
2012 0.05x $905.00K $16.89 Million $905.00K ▼ -10.2%
2011 0.06x $1.24 Million $20.84 Million $1.24 Million ▲ +7.5%
2010 0.06x $1.19 Million $21.49 Million $1.19 Million ▼ -24.3%
2009 0.07x $535.00K $7.30 Million $535.00K ▲ +80.0%
2008 0.04x $807.00K $19.81 Million $807.00K ▼ -86.3%
2007 0.30x $1.07 Million $3.60 Million $1.07 Million ▲ +590.4%
2006 0.04x $398.00K $9.26 Million $398.00K ▼ -72.6%
2005 0.16x $1.35 Million $8.60 Million $1.35 Million ▲ +49.9%
2004 0.10x $632.00K $6.04 Million $632.00K ▼ -70.7%
2003 0.36x $3.26 Million $9.11 Million $3.26 Million ▲ +244.5%
2002 0.10x $740.00K $7.13 Million $740.00K ▼ -24.9%
2001 0.14x $633.00K $4.58 Million $633.00K ▲ +13.0%
2000 0.12x $738.00K $6.04 Million $738.00K ▼ -36.9%
1999 0.19x $1.42 Million $7.34 Million $1.42 Million ▼ -21.3%
1998 0.25x $815.26K $3.31 Million $815.26K ▲ +93.0%
1997 0.13x $510.05K $4.00 Million $510.05K ▼ -26.9%
1996 0.17x $894.13K $5.12 Million $894.13K
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow