Civista Bancshares Inc (CIVB) — Cash Flow Reinvestment Rate
Civista Bancshares Inc (CIVB) has a Cash Flow Reinvestment Rate of 1.32x as of December 2025, reinvesting $15.37 Million (capex $542.00K plus investments $-14.83 Million) from operating cash flow of $11.64 Million. Check Civista Bancshares Inc (CIVB) cash flow quality to evaluate the quality of earnings relative to operating cash generation.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
Civista Bancshares Inc Cash Flow Reinvestment Rate (1996–2025)
Historical reinvestment intensity for Civista Bancshares Inc across 30 annual periods. Explore CIVB long-term investment intensity to see how much of total assets are deployed in long-term investments.
Annual Cash Flow Reinvestment Rate for Civista Bancshares Inc (1996–2025)
Year-by-year capital reinvestment analysis for Civista Bancshares Inc. For live market cap and broader valuation context, see market value of Civista Bancshares Inc.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.76x | $13.64 Million | $18.02 Million | $1.16 Million | ▼ -86.1% |
| 2024 | 5.45x | $262.99 Million | $48.25 Million | $4.19 Million | ▼ -19.2% |
| 2023 | 6.74x | $422.86 Million | $62.70 Million | $3.43 Million | ▲ +272.1% |
| 2022 | 1.81x | $45.65 Million | $25.18 Million | $6.51 Million | ▼ -64.3% |
| 2021 | 5.07x | $206.74 Million | $40.76 Million | $1.93 Million | ▼ -52.2% |
| 2020 | 10.62x | $341.99 Million | $32.21 Million | $1.97 Million | ▲ +179.3% |
| 2019 | 3.80x | $150.30 Million | $39.53 Million | $3.20 Million | ▼ -58.3% |
| 2018 | 9.13x | $179.14 Million | $19.62 Million | $1.47 Million | ▲ +29.8% |
| 2017 | 7.03x | $146.41 Million | $20.82 Million | $1.01 Million | ▲ +107.5% |
| 2016 | 3.39x | $60.03 Million | $17.71 Million | $2.44 Million | ▲ +197.3% |
| 2015 | 1.14x | $17.19 Million | $15.07 Million | $2.00 Million | ▼ -66.1% |
| 2014 | 3.37x | $50.13 Million | $14.89 Million | $485.00K | ▼ -23.8% |
| 2013 | 4.42x | $56.61 Million | $12.81 Million | $1.16 Million | ▲ +8147.9% |
| 2012 | 0.05x | $905.00K | $16.89 Million | $905.00K | ▼ -10.2% |
| 2011 | 0.06x | $1.24 Million | $20.84 Million | $1.24 Million | ▲ +7.5% |
| 2010 | 0.06x | $1.19 Million | $21.49 Million | $1.19 Million | ▼ -24.3% |
| 2009 | 0.07x | $535.00K | $7.30 Million | $535.00K | ▲ +80.0% |
| 2008 | 0.04x | $807.00K | $19.81 Million | $807.00K | ▼ -86.3% |
| 2007 | 0.30x | $1.07 Million | $3.60 Million | $1.07 Million | ▲ +590.4% |
| 2006 | 0.04x | $398.00K | $9.26 Million | $398.00K | ▼ -72.6% |
| 2005 | 0.16x | $1.35 Million | $8.60 Million | $1.35 Million | ▲ +49.9% |
| 2004 | 0.10x | $632.00K | $6.04 Million | $632.00K | ▼ -70.7% |
| 2003 | 0.36x | $3.26 Million | $9.11 Million | $3.26 Million | ▲ +244.5% |
| 2002 | 0.10x | $740.00K | $7.13 Million | $740.00K | ▼ -24.9% |
| 2001 | 0.14x | $633.00K | $4.58 Million | $633.00K | ▲ +13.0% |
| 2000 | 0.12x | $738.00K | $6.04 Million | $738.00K | ▼ -36.9% |
| 1999 | 0.19x | $1.42 Million | $7.34 Million | $1.42 Million | ▼ -21.3% |
| 1998 | 0.25x | $815.26K | $3.31 Million | $815.26K | ▲ +93.0% |
| 1997 | 0.13x | $510.05K | $4.00 Million | $510.05K | ▼ -26.9% |
| 1996 | 0.17x | $894.13K | $5.12 Million | $894.13K | — |