Civista Bancshares Inc (CIVB) — Free Cash Flow Generation Index
Civista Bancshares Inc (CIVB) has a Free Cash Flow Generation Index of -1.39x as of December 2025. Free cash flow of $-16.18 Million represents -1% of operating cash flow ($11.64 Million). See Civista Bancshares Inc short-term liquidity ratio to evaluate short-term liquidity relative to the company's equity base.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Civista Bancshares Inc Free Cash Flow Generation Index (1996–2025)
Historical FCF Generation Index trend for Civista Bancshares Inc across 30 annual periods. Explore CIVB operating cash to total liabilities to assess how comfortably operating cash covers total debt obligations.
Annual Free Cash Flow Generation for Civista Bancshares Inc (1996–2025)
Year-by-year Free Cash Flow Generation Index for Civista Bancshares Inc. For the full company profile including market capitalisation, see Civista Bancshares Inc stock valuation.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 2.45x | $44.14 Million | $18.02 Million | $1.16 Million | ▲ +168.2% |
| 2024 | 0.91x | $44.06 Million | $48.25 Million | $4.19 Million | ▼ -3.4% |
| 2023 | 0.95x | $59.27 Million | $62.70 Million | $3.43 Million | ▲ +27.5% |
| 2022 | 0.74x | $18.68 Million | $25.18 Million | $6.51 Million | ▼ -22.2% |
| 2021 | 0.95x | $38.83 Million | $40.76 Million | $1.93 Million | ▲ +1.5% |
| 2020 | 0.94x | $30.23 Million | $32.21 Million | $1.97 Million | ▲ +2.1% |
| 2019 | 0.92x | $36.33 Million | $39.53 Million | $3.20 Million | ▼ -0.6% |
| 2018 | 0.92x | $18.15 Million | $19.62 Million | $1.47 Million | ▼ -2.8% |
| 2017 | 0.95x | $19.80 Million | $20.82 Million | $1.01 Million | ▲ +10.3% |
| 2016 | 0.86x | $15.27 Million | $17.71 Million | $2.44 Million | ▼ -0.6% |
| 2015 | 0.87x | $13.07 Million | $15.07 Million | $2.00 Million | ▼ -10.3% |
| 2014 | 0.97x | $14.40 Million | $14.89 Million | $485.00K | ▲ +6.3% |
| 2013 | 0.91x | $11.66 Million | $12.81 Million | $1.16 Million | ▼ -3.9% |
| 2012 | 0.95x | $15.99 Million | $16.89 Million | $905.00K | ▲ +0.6% |
| 2011 | 0.94x | $19.60 Million | $20.84 Million | $1.24 Million | ▼ -0.4% |
| 2010 | 0.94x | $20.30 Million | $21.49 Million | $1.19 Million | ▲ +1.9% |
| 2009 | 0.93x | $6.76 Million | $7.30 Million | $535.00K | ▼ -3.4% |
| 2008 | 0.96x | $19.00 Million | $19.81 Million | $807.00K | ▲ +36.4% |
| 2007 | 0.70x | $2.53 Million | $3.60 Million | $1.07 Million | ▼ -26.5% |
| 2006 | 0.96x | $8.86 Million | $9.26 Million | $398.00K | ▲ +13.5% |
| 2005 | 0.84x | $7.25 Million | $8.60 Million | $1.35 Million | ▼ -5.8% |
| 2004 | 0.90x | $5.40 Million | $6.04 Million | $632.00K | ▲ +39.4% |
| 2003 | 0.64x | $5.85 Million | $9.11 Million | $3.26 Million | ▼ -28.3% |
| 2002 | 0.90x | $6.39 Million | $7.13 Million | $740.00K | ▲ +4.0% |
| 2001 | 0.86x | $3.95 Million | $4.58 Million | $633.00K | ▼ -1.8% |
| 2000 | 0.88x | $5.30 Million | $6.04 Million | $738.00K | ▲ +8.9% |
| 1999 | 0.81x | $5.92 Million | $7.34 Million | $1.42 Million | ▲ +6.9% |
| 1998 | 0.75x | $2.50 Million | $3.31 Million | $815.26K | ▼ -13.6% |
| 1997 | 0.87x | $3.49 Million | $4.00 Million | $510.05K | ▲ +5.7% |
| 1996 | 0.83x | $4.23 Million | $5.12 Million | $894.13K | — |