Civista Bancshares Inc (CIVB) — Free Cash Flow Generation Index

Latest as of December 2025: -1.39x

Civista Bancshares Inc (CIVB) has a Free Cash Flow Generation Index of -1.39x as of December 2025. Free cash flow of $-16.18 Million represents -1% of operating cash flow ($11.64 Million). Read Civista Bancshares Inc balance sheet liabilities for a breakdown of total debt and financial obligations.

FCF Generation Index

-1.39x
Free Cash Flow / Operating CF

Free Cash Flow

$-16.18 Million
USD

Operating Cash Flow

$11.64 Million
USD

Capital Expenditures

$542.00K
USD

Civista Bancshares Inc Free Cash Flow Generation Index (1996–2025)

Historical FCF Generation Index trend for Civista Bancshares Inc across 30 annual periods. Explore Civista Bancshares Inc capital spending ratio to see what proportion of operating cash flow is directed to capital expenditures.

Annual Free Cash Flow Generation for Civista Bancshares Inc (1996–2025)

Year-by-year Free Cash Flow Generation Index for Civista Bancshares Inc. For the full company profile including market capitalisation, see CIVB market cap overview.

Year FCG Index Free Cash Flow (USD) Operating CF Capital Expenditures YoY Change
2025 2.45x $44.14 Million $18.02 Million $1.16 Million ▲ +168.2%
2024 0.91x $44.06 Million $48.25 Million $4.19 Million ▼ -3.4%
2023 0.95x $59.27 Million $62.70 Million $3.43 Million ▲ +27.5%
2022 0.74x $18.68 Million $25.18 Million $6.51 Million ▼ -22.2%
2021 0.95x $38.83 Million $40.76 Million $1.93 Million ▲ +1.5%
2020 0.94x $30.23 Million $32.21 Million $1.97 Million ▲ +2.1%
2019 0.92x $36.33 Million $39.53 Million $3.20 Million ▼ -0.6%
2018 0.92x $18.15 Million $19.62 Million $1.47 Million ▼ -2.8%
2017 0.95x $19.80 Million $20.82 Million $1.01 Million ▲ +10.3%
2016 0.86x $15.27 Million $17.71 Million $2.44 Million ▼ -0.6%
2015 0.87x $13.07 Million $15.07 Million $2.00 Million ▼ -10.3%
2014 0.97x $14.40 Million $14.89 Million $485.00K ▲ +6.3%
2013 0.91x $11.66 Million $12.81 Million $1.16 Million ▼ -3.9%
2012 0.95x $15.99 Million $16.89 Million $905.00K ▲ +0.6%
2011 0.94x $19.60 Million $20.84 Million $1.24 Million ▼ -0.4%
2010 0.94x $20.30 Million $21.49 Million $1.19 Million ▲ +1.9%
2009 0.93x $6.76 Million $7.30 Million $535.00K ▼ -3.4%
2008 0.96x $19.00 Million $19.81 Million $807.00K ▲ +36.4%
2007 0.70x $2.53 Million $3.60 Million $1.07 Million ▼ -26.5%
2006 0.96x $8.86 Million $9.26 Million $398.00K ▲ +13.5%
2005 0.84x $7.25 Million $8.60 Million $1.35 Million ▼ -5.8%
2004 0.90x $5.40 Million $6.04 Million $632.00K ▲ +39.4%
2003 0.64x $5.85 Million $9.11 Million $3.26 Million ▼ -28.3%
2002 0.90x $6.39 Million $7.13 Million $740.00K ▲ +4.0%
2001 0.86x $3.95 Million $4.58 Million $633.00K ▼ -1.8%
2000 0.88x $5.30 Million $6.04 Million $738.00K ▲ +8.9%
1999 0.81x $5.92 Million $7.34 Million $1.42 Million ▲ +6.9%
1998 0.75x $2.50 Million $3.31 Million $815.26K ▼ -13.6%
1997 0.87x $3.49 Million $4.00 Million $510.05K ▲ +5.7%
1996 0.83x $4.23 Million $5.12 Million $894.13K
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).