Civista Bancshares Inc (CIVB) — Free Cash Flow Generation Index
Civista Bancshares Inc (CIVB) has a Free Cash Flow Generation Index of -1.39x as of December 2025. Free cash flow of $-16.18 Million represents -1% of operating cash flow ($11.64 Million). Explore Civista Bancshares Inc capital reinvestment ratio to see what proportion of operating cash flow is directed to capital expenditures.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Civista Bancshares Inc Free Cash Flow Generation Index (1996–2025)
Historical FCF Generation Index trend for Civista Bancshares Inc across 30 annual periods. For the full cash flow conversion analysis, see CIVB cash flow metrics.
Annual Free Cash Flow Generation for Civista Bancshares Inc (1996–2025)
Year-by-year Free Cash Flow Generation Index for Civista Bancshares Inc. Check Civista Bancshares Inc investment reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 2.45x | $44.14 Million | $18.02 Million | $1.16 Million | ▲ +168.2% |
| 2024 | 0.91x | $44.06 Million | $48.25 Million | $4.19 Million | ▼ -3.4% |
| 2023 | 0.95x | $59.27 Million | $62.70 Million | $3.43 Million | ▲ +27.5% |
| 2022 | 0.74x | $18.68 Million | $25.18 Million | $6.51 Million | ▼ -22.2% |
| 2021 | 0.95x | $38.83 Million | $40.76 Million | $1.93 Million | ▲ +1.5% |
| 2020 | 0.94x | $30.23 Million | $32.21 Million | $1.97 Million | ▲ +2.1% |
| 2019 | 0.92x | $36.33 Million | $39.53 Million | $3.20 Million | ▼ -0.6% |
| 2018 | 0.92x | $18.15 Million | $19.62 Million | $1.47 Million | ▼ -2.8% |
| 2017 | 0.95x | $19.80 Million | $20.82 Million | $1.01 Million | ▲ +10.3% |
| 2016 | 0.86x | $15.27 Million | $17.71 Million | $2.44 Million | ▼ -0.6% |
| 2015 | 0.87x | $13.07 Million | $15.07 Million | $2.00 Million | ▼ -10.3% |
| 2014 | 0.97x | $14.40 Million | $14.89 Million | $485.00K | ▲ +6.3% |
| 2013 | 0.91x | $11.66 Million | $12.81 Million | $1.16 Million | ▼ -3.9% |
| 2012 | 0.95x | $15.99 Million | $16.89 Million | $905.00K | ▲ +0.6% |
| 2011 | 0.94x | $19.60 Million | $20.84 Million | $1.24 Million | ▼ -0.4% |
| 2010 | 0.94x | $20.30 Million | $21.49 Million | $1.19 Million | ▲ +1.9% |
| 2009 | 0.93x | $6.76 Million | $7.30 Million | $535.00K | ▼ -3.4% |
| 2008 | 0.96x | $19.00 Million | $19.81 Million | $807.00K | ▲ +36.4% |
| 2007 | 0.70x | $2.53 Million | $3.60 Million | $1.07 Million | ▼ -26.5% |
| 2006 | 0.96x | $8.86 Million | $9.26 Million | $398.00K | ▲ +13.5% |
| 2005 | 0.84x | $7.25 Million | $8.60 Million | $1.35 Million | ▼ -5.8% |
| 2004 | 0.90x | $5.40 Million | $6.04 Million | $632.00K | ▲ +39.4% |
| 2003 | 0.64x | $5.85 Million | $9.11 Million | $3.26 Million | ▼ -28.3% |
| 2002 | 0.90x | $6.39 Million | $7.13 Million | $740.00K | ▲ +4.0% |
| 2001 | 0.86x | $3.95 Million | $4.58 Million | $633.00K | ▼ -1.8% |
| 2000 | 0.88x | $5.30 Million | $6.04 Million | $738.00K | ▲ +8.9% |
| 1999 | 0.81x | $5.92 Million | $7.34 Million | $1.42 Million | ▲ +6.9% |
| 1998 | 0.75x | $2.50 Million | $3.31 Million | $815.26K | ▼ -13.6% |
| 1997 | 0.87x | $3.49 Million | $4.00 Million | $510.05K | ▲ +5.7% |
| 1996 | 0.83x | $4.23 Million | $5.12 Million | $894.13K | — |