Civista Bancshares Inc (CIVB) — Cash Flow-to-Debt Ratio
Civista Bancshares Inc (CIVB) has a Cash Flow-to-Debt Ratio of 0.00x as of December 2025, meaning its operating cash flow of $11.64 Million could theoretically repay 0% of its total liabilities ($3.79 Billion) in one year. See how much free cash does Civista Bancshares Inc generate to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Civista Bancshares Inc Cash Flow-to-Debt Ratio (1996–2025)
Historical debt coverage capacity for Civista Bancshares Inc across 30 annual periods. Also explore Civista Bancshares Inc net asset momentum to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for Civista Bancshares Inc (1996–2025)
Year-by-year debt coverage analysis for Civista Bancshares Inc. For market capitalisation and broader financial context, see CIVB market cap.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.00x | $18.02 Million | $3.79 Billion | ▼ -63.5% |
| 2024 | 0.01x | $48.25 Million | $3.71 Billion | ▼ -27.6% |
| 2023 | 0.02x | $62.70 Million | $3.49 Billion | ▲ +128.5% |
| 2022 | 0.01x | $25.18 Million | $3.20 Billion | ▼ -48.7% |
| 2021 | 0.02x | $40.76 Million | $2.66 Billion | ▲ +15.2% |
| 2020 | 0.01x | $32.21 Million | $2.42 Billion | ▼ -33.3% |
| 2019 | 0.02x | $39.53 Million | $1.98 Billion | ▲ +87.2% |
| 2018 | 0.01x | $19.62 Million | $1.84 Billion | ▼ -31.3% |
| 2017 | 0.02x | $20.82 Million | $1.34 Billion | ▲ +8.6% |
| 2016 | 0.01x | $17.71 Million | $1.24 Billion | ▲ +12.6% |
| 2015 | 0.01x | $15.07 Million | $1.19 Billion | ▼ -6.6% |
| 2014 | 0.01x | $14.89 Million | $1.10 Billion | ▲ +10.1% |
| 2013 | 0.01x | $12.81 Million | $1.04 Billion | ▼ -24.6% |
| 2012 | 0.02x | $16.89 Million | $1.03 Billion | ▼ -20.7% |
| 2011 | 0.02x | $20.84 Million | $1.01 Billion | ▼ -3.7% |
| 2010 | 0.02x | $21.49 Million | $1.00 Billion | ▲ +194.6% |
| 2009 | 0.01x | $7.30 Million | $1.00 Billion | ▼ -64.2% |
| 2008 | 0.02x | $19.81 Million | $976.99 Million | ▲ +459.4% |
| 2007 | 0.00x | $3.60 Million | $993.10 Million | ▼ -73.8% |
| 2006 | 0.01x | $9.26 Million | $669.51 Million | ▲ +6.8% |
| 2005 | 0.01x | $8.60 Million | $663.83 Million | ▲ +56.5% |
| 2004 | 0.01x | $6.04 Million | $729.30 Million | ▼ -48.5% |
| 2003 | 0.02x | $9.11 Million | $567.30 Million | ▲ +30.7% |
| 2002 | 0.01x | $7.13 Million | $579.95 Million | ▲ +17.8% |
| 2001 | 0.01x | $4.58 Million | $438.94 Million | ▼ -23.7% |
| 2000 | 0.01x | $6.04 Million | $441.33 Million | ▼ -21.0% |
| 1999 | 0.02x | $7.34 Million | $424.02 Million | ▲ +137.9% |
| 1998 | 0.01x | $3.31 Million | $455.15 Million | ▼ -47.0% |
| 1997 | 0.01x | $4.00 Million | $291.07 Million | ▼ -28.0% |
| 1996 | 0.02x | $5.12 Million | $268.35 Million | — |