NBT Bancorp Inc (NBTB) — Capital Reinvestment Ratio
Latest as of September 2025:
0.08x
NBT Bancorp Inc (NBTB) has a Capital Reinvestment Ratio of 0.08x as of September 2025, meaning it reinvests 0% of its operating cash flow ($80.59 Million) in capital expenditures ($6.24 Million). See free cash flow generation of NBT Bancorp Inc to measure how efficiently the company converts operating cash flow to free cash.
Capital Reinvestment Ratio
0.08x
Capex / Operating Cash Flow
Operating Cash Flow
$80.59 Million
USD
Capital Expenditures
$6.24 Million
USD
Data as of
Sep 2025
Most recent filing
NBT Bancorp Inc Capital Reinvestment Ratio (1991–2024)
This chart tracks NBT Bancorp Inc's Capital Reinvestment Ratio across 34 annual periods.
Annual Capital Reinvestment Ratio for NBT Bancorp Inc (1991–2024)
Year-by-year Capital Reinvestment Ratio for NBT Bancorp Inc from 1991 to 2024. For live market cap and broader valuation context, see how much is NBT Bancorp Inc worth.
| Year | Reinvestment Ratio | Operating CF (USD) | Capital Expenditures | YoY Change |
|---|---|---|---|---|
| 2024 | 0.06x | $188.57 Million | $11.74 Million | ▲ +6.0% |
| 2023 | 0.06x | $157.46 Million | $9.25 Million | ▲ +53.6% |
| 2022 | 0.04x | $183.22 Million | $7.01 Million | ▼ -22.1% |
| 2021 | 0.05x | $157.63 Million | $7.74 Million | ▼ -14.3% |
| 2020 | 0.06x | $142.41 Million | $8.16 Million | ▲ +32.2% |
| 2019 | 0.04x | $153.46 Million | $6.65 Million | ▼ -13.5% |
| 2018 | 0.05x | $147.77 Million | $7.40 Million | ▲ +2.5% |
| 2017 | 0.05x | $136.90 Million | $6.69 Million | ▲ +61.8% |
| 2016 | 0.03x | $109.51 Million | $3.31 Million | ▼ -54.1% |
| 2015 | 0.07x | $124.54 Million | $8.19 Million | ▼ -35.8% |
| 2014 | 0.10x | $87.81 Million | $9.00 Million | ▲ +112.1% |
| 2013 | 0.05x | $119.30 Million | $5.77 Million | ▼ -38.6% |
| 2012 | 0.08x | $88.85 Million | $6.99 Million | ▼ -33.8% |
| 2011 | 0.12x | $83.77 Million | $9.95 Million | ▲ +63.3% |
| 2010 | 0.07x | $89.44 Million | $6.51 Million | ▼ -37.6% |
| 2009 | 0.12x | $54.68 Million | $6.38 Million | ▲ +68.7% |
| 2008 | 0.07x | $87.33 Million | $6.04 Million | ▲ +152.1% |
| 2007 | 0.03x | $85.84 Million | $2.35 Million | ▼ -57.0% |
| 2006 | 0.06x | $65.52 Million | $4.18 Million | ▼ -31.5% |
| 2005 | 0.09x | $65.06 Million | $6.05 Million | ▲ +22.2% |
| 2004 | 0.08x | $96.56 Million | $7.36 Million | ▼ -56.6% |
| 2003 | 0.18x | $44.62 Million | $7.83 Million | ▲ +55.9% |
| 2002 | 0.11x | $60.86 Million | $6.85 Million | ▼ -29.1% |
| 2001 | 0.16x | $53.24 Million | $8.45 Million | ▲ +496.3% |
| 2000 | 0.03x | $61.69 Million | $1.64 Million | ▼ -88.1% |
| 1999 | 0.22x | $51.70 Million | $11.60 Million | ▼ -43.6% |
| 1998 | 0.40x | $27.50 Million | $10.95 Million | ▲ +153.1% |
| 1997 | 0.16x | $24.80 Million | $3.90 Million | ▲ +137.0% |
| 1996 | 0.07x | $21.10 Million | $1.40 Million | ▼ -42.6% |
| 1995 | 0.12x | $17.30 Million | $2.00 Million | ▼ -29.5% |
| 1994 | 0.16x | $12.20 Million | $2.00 Million | ▼ -60.8% |
| 1993 | 0.42x | $4.30 Million | $1.80 Million | ▲ +1354.7% |
| 1992 | 0.03x | $27.80 Million | $800.00K | ▼ -71.6% |
| 1991 | 0.10x | $16.80 Million | $1.70 Million | — |
Capital Reinvestment Ratio = ABS(Capital Expenditures) / Operating Cash Flow