NBT Bancorp Inc Capital Reinvestment Ratio
NBT Bancorp Inc capital reinvestment ratio. NBT Bancorp Inc (NBTB) has a Capital Reinvestment Ratio of 0.02x as of June 2026, meaning it reinvests 0% of its operating cash flow ($61.89 Million) in capital expenditures ($1.36 Million). Check NBTB total capital reinvestment ratio to assess the company's total reinvestment commitment from operating cash flow.
Capital Reinvestment Ratio
Operating Cash Flow
Capital Expenditures
Data as of
Capital Reinvestment Ratio of NBT Bancorp Inc (1991–2025)
Capital reinvestment ratio of NBT Bancorp Inc from 1991 to 2025. This chart tracks NBT Bancorp Inc's Capital Reinvestment Ratio across 35 annual periods. Also explore how fast is NBT Bancorp Inc growing its equity to track the company's year-over-year net asset growth rate.
NBT Bancorp Inc Capital Reinvestment Ratio by Year (1991–2025)
NBT Bancorp Inc capital reinvestment ratio by year from 1991 to 2025. For the full cash flow conversion analysis, see NBT Bancorp Inc cash flow conversion.
| Year | Reinvestment Ratio | Operating CF (USD) | Capital Expenditures | YoY Change |
|---|---|---|---|---|
| 2025 | 0.07x | $235.22 Million | $16.30 Million | ▲ +11.3% |
| 2024 | 0.06x | $188.57 Million | $11.74 Million | ▲ +6.0% |
| 2023 | 0.06x | $157.46 Million | $9.25 Million | ▲ +53.6% |
| 2022 | 0.04x | $183.22 Million | $7.01 Million | ▼ -22.1% |
| 2021 | 0.05x | $157.63 Million | $7.74 Million | ▼ -14.3% |
| 2020 | 0.06x | $142.41 Million | $8.16 Million | ▲ +32.2% |
| 2019 | 0.04x | $153.46 Million | $6.65 Million | ▼ -13.5% |
| 2018 | 0.05x | $147.77 Million | $7.40 Million | ▲ +2.5% |
| 2017 | 0.05x | $136.90 Million | $6.69 Million | ▲ +61.8% |
| 2016 | 0.03x | $109.51 Million | $3.31 Million | ▼ -54.1% |
| 2015 | 0.07x | $124.54 Million | $8.19 Million | ▼ -35.8% |
| 2014 | 0.10x | $87.81 Million | $9.00 Million | ▲ +112.1% |
| 2013 | 0.05x | $119.30 Million | $5.77 Million | ▼ -38.6% |
| 2012 | 0.08x | $88.85 Million | $6.99 Million | ▼ -33.8% |
| 2011 | 0.12x | $83.77 Million | $9.95 Million | ▲ +63.3% |
| 2010 | 0.07x | $89.44 Million | $6.51 Million | ▼ -37.6% |
| 2009 | 0.12x | $54.68 Million | $6.38 Million | ▲ +68.7% |
| 2008 | 0.07x | $87.33 Million | $6.04 Million | ▲ +152.1% |
| 2007 | 0.03x | $85.84 Million | $2.35 Million | ▼ -57.0% |
| 2006 | 0.06x | $65.52 Million | $4.18 Million | ▼ -31.5% |
| 2005 | 0.09x | $65.06 Million | $6.05 Million | ▲ +22.2% |
| 2004 | 0.08x | $96.56 Million | $7.36 Million | ▼ -56.6% |
| 2003 | 0.18x | $44.62 Million | $7.83 Million | ▲ +55.9% |
| 2002 | 0.11x | $60.86 Million | $6.85 Million | ▼ -29.1% |
| 2001 | 0.16x | $53.24 Million | $8.45 Million | ▲ +496.3% |
| 2000 | 0.03x | $61.69 Million | $1.64 Million | ▼ -88.1% |
| 1999 | 0.22x | $51.70 Million | $11.60 Million | ▼ -43.6% |
| 1998 | 0.40x | $27.50 Million | $10.95 Million | ▲ +153.1% |
| 1997 | 0.16x | $24.80 Million | $3.90 Million | ▲ +137.0% |
| 1996 | 0.07x | $21.10 Million | $1.40 Million | ▼ -42.6% |
| 1995 | 0.12x | $17.30 Million | $2.00 Million | ▼ -29.5% |
| 1994 | 0.16x | $12.20 Million | $2.00 Million | ▼ -60.8% |
| 1993 | 0.42x | $4.30 Million | $1.80 Million | ▲ +1354.7% |
| 1992 | 0.03x | $27.80 Million | $800.00K | ▼ -71.6% |
| 1991 | 0.10x | $16.80 Million | $1.70 Million | — |