NBT Bancorp Inc Free Cash Flow Generation Index
NBT Bancorp Inc free cash flow generation index. NBT Bancorp Inc (NBTB) has a Free Cash Flow Generation Index of 0.98x as of June 2026. Free cash flow of $60.53 Million represents 1% of operating cash flow ($61.89 Million).
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Free Cash Flow Generation Index of NBT Bancorp Inc (1991–2025)
Free cash flow generation index of NBT Bancorp Inc from 1991 to 2025. Historical FCF Generation Index trend for NBT Bancorp Inc across 35 annual periods. See NBT Bancorp Inc (NBTB) financial flexibility to measure the company's free cash flow as a share of total liabilities.
NBT Bancorp Inc Free Cash Flow Generation Index by Year (1991–2025)
NBT Bancorp Inc free cash flow generation index by year from 1991 to 2025. Year-by-year Free Cash Flow Generation Index for NBT Bancorp Inc. For the full cash flow conversion analysis, see NBT Bancorp Inc (NBTB) cash flow conversion.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.93x | $218.92 Million | $235.22 Million | $16.30 Million | ▼ -0.8% |
| 2024 | 0.94x | $176.82 Million | $188.57 Million | $11.74 Million | ▼ -0.4% |
| 2023 | 0.94x | $148.20 Million | $157.46 Million | $9.25 Million | ▼ -2.1% |
| 2022 | 0.96x | $176.21 Million | $183.22 Million | $7.01 Million | ▲ +1.1% |
| 2021 | 0.95x | $149.90 Million | $157.63 Million | $7.74 Million | ▲ +0.9% |
| 2020 | 0.94x | $134.25 Million | $142.41 Million | $8.16 Million | ▼ -1.5% |
| 2019 | 0.96x | $146.82 Million | $153.46 Million | $6.65 Million | ▲ +0.7% |
| 2018 | 0.95x | $140.37 Million | $147.77 Million | $7.40 Million | ▼ -0.1% |
| 2017 | 0.95x | $130.21 Million | $136.90 Million | $6.69 Million | ▼ -1.9% |
| 2016 | 0.97x | $106.20 Million | $109.51 Million | $3.31 Million | ▲ +3.8% |
| 2015 | 0.93x | $116.35 Million | $124.54 Million | $8.19 Million | ▲ +4.1% |
| 2014 | 0.90x | $78.81 Million | $87.81 Million | $9.00 Million | ▼ -5.7% |
| 2013 | 0.95x | $113.53 Million | $119.30 Million | $5.77 Million | ▲ +3.3% |
| 2012 | 0.92x | $81.86 Million | $88.85 Million | $6.99 Million | ▲ +4.6% |
| 2011 | 0.88x | $73.81 Million | $83.77 Million | $9.95 Million | ▼ -5.0% |
| 2010 | 0.93x | $82.93 Million | $89.44 Million | $6.51 Million | ▲ +5.0% |
| 2009 | 0.88x | $48.31 Million | $54.68 Million | $6.38 Million | ▼ -5.1% |
| 2008 | 0.93x | $81.29 Million | $87.33 Million | $6.04 Million | ▼ -4.3% |
| 2007 | 0.97x | $83.48 Million | $85.84 Million | $2.35 Million | ▲ +3.9% |
| 2006 | 0.94x | $61.34 Million | $65.52 Million | $4.18 Million | ▲ +3.2% |
| 2005 | 0.91x | $59.00 Million | $65.06 Million | $6.05 Million | ▼ -1.8% |
| 2004 | 0.92x | $89.20 Million | $96.56 Million | $7.36 Million | ▲ +12.0% |
| 2003 | 0.82x | $36.79 Million | $44.62 Million | $7.83 Million | ▼ -7.1% |
| 2002 | 0.89x | $54.01 Million | $60.86 Million | $6.85 Million | ▲ +5.5% |
| 2001 | 0.84x | $44.79 Million | $53.24 Million | $8.45 Million | ▼ -13.6% |
| 2000 | 0.97x | $60.05 Million | $61.69 Million | $1.64 Million | ▲ +25.5% |
| 1999 | 0.78x | $40.09 Million | $51.70 Million | $11.60 Million | ▲ +28.8% |
| 1998 | 0.60x | $16.55 Million | $27.50 Million | $10.95 Million | ▼ -28.6% |
| 1997 | 0.84x | $20.90 Million | $24.80 Million | $3.90 Million | ▼ -9.7% |
| 1996 | 0.93x | $19.70 Million | $21.10 Million | $1.40 Million | ▲ +5.6% |
| 1995 | 0.88x | $15.30 Million | $17.30 Million | $2.00 Million | ▲ +5.8% |
| 1994 | 0.84x | $10.20 Million | $12.20 Million | $2.00 Million | ▲ +43.8% |
| 1993 | 0.58x | $2.50 Million | $4.30 Million | $1.80 Million | ▼ -40.1% |
| 1992 | 0.97x | $27.00 Million | $27.80 Million | $800.00K | ▲ +8.1% |
| 1991 | 0.90x | $15.10 Million | $16.80 Million | $1.70 Million | — |