NBT Bancorp Inc (NBTB) — Long-term Investment Intensity

Latest as of September 2025: 16.3%

NBT Bancorp Inc (NBTB) has a Long-term Investment Intensity of 16.3% as of September 2025. Long-term investments of $2.63 Billion represent 16.3% of total assets of $16.11 Billion. A higher ratio indicates a company with significant capital committed to long-duration strategic positions. Check NBT Bancorp Inc (NBTB) total reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

LT Investment Intensity

16.3%
LT Investments / Total Assets

Long-term Investments

$2.63 Billion
USD

Total Assets

$16.11 Billion
USD

Country

USA
NASDAQ

NBT Bancorp Inc Long-term Investment Intensity (2010–2024)

This chart shows how NBT Bancorp Inc's Long-term Investment Intensity has evolved across 14 annual periods from 2010 to 2024. As of September 2025, the intensity stands at 16.3%, reflecting long-term investments of $2.63 Billion against total assets of $16.11 Billion USD. Explore NBT Bancorp Inc cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.

Annual Long-term Investment Intensity for NBT Bancorp Inc (2010–2024)

The table below presents the year-by-year Long-term Investment Intensity for NBT Bancorp Inc from 2010 to 2024, covering 14 annual filings. Each row shows total assets, long-term investments, the intensity percentage, and the change in percentage points compared to the prior year. For market capitalisation and broader financial context, see NBTB stock market capitalisation.

Year LT Investment Intensity LT Investments (USD) Total Assets Change (pp)
2024 17.8% $2.46 Billion $13.79 Billion ▲ +0.0 pp
2023 17.8% $2.37 Billion $13.31 Billion ▼ -3.3 pp
2022 21.1% $2.48 Billion $11.74 Billion ▲ +0.7 pp
2021 20.4% $2.45 Billion $12.01 Billion ▼ -52.8 pp
2020 73.2% $8.01 Billion $10.93 Billion ▼ -6.1 pp
2019 79.3% $7.70 Billion $9.72 Billion ▼ -0.3 pp
2018 79.6% $7.61 Billion $9.56 Billion ▲ +2.9 pp
2017 76.7% $7.01 Billion $9.14 Billion ▲ +1.5 pp
2016 75.2% $6.67 Billion $8.87 Billion ▼ -1.0 pp
2015 76.2% $6.30 Billion $8.26 Billion ▼ -0.6 pp
2014 76.8% $5.99 Billion $7.80 Billion ▲ +6.1 pp
2012 70.7% $4.27 Billion $6.04 Billion ▲ +2.8 pp
2011 67.9% $3.80 Billion $5.60 Billion ▼ -0.2 pp
2010 68.2% $3.64 Billion $5.34 Billion
pp = percentage points