NBT Bancorp Inc Cash Flow Reinvestment Rate
NBT Bancorp Inc cash flow reinvestment rate. NBT Bancorp Inc (NBTB) has a Cash Flow Reinvestment Rate of 1.58x as of June 2026, reinvesting $98.04 Million (capex $1.36 Million plus investments $-96.68 Million) from operating cash flow of $61.89 Million. Explore NBT Bancorp Inc cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
Cash Flow Reinvestment Rate of NBT Bancorp Inc (1991–2025)
Cash flow reinvestment rate of NBT Bancorp Inc from 1991 to 2025. Historical reinvestment intensity for NBT Bancorp Inc across 35 annual periods. Explore NBT Bancorp Inc capex to cash flow ratio to see what proportion of operating cash flow is directed to capital expenditures.
NBT Bancorp Inc Cash Flow Reinvestment Rate by Year (1991–2025)
NBT Bancorp Inc cash flow reinvestment rate by year from 1991 to 2025. Year-by-year capital reinvestment analysis for NBT Bancorp Inc. For the full cash flow conversion analysis, see NBTB cash generation efficiency.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.58x | $135.36 Million | $235.22 Million | $16.30 Million | ▼ -73.6% |
| 2024 | 2.18x | $410.90 Million | $188.57 Million | $11.74 Million | ▲ +4.3% |
| 2023 | 2.09x | $328.93 Million | $157.46 Million | $9.25 Million | ▼ -56.0% |
| 2022 | 4.74x | $869.16 Million | $183.22 Million | $7.01 Million | ▲ +45.9% |
| 2021 | 3.25x | $512.59 Million | $157.63 Million | $7.74 Million | ▼ -30.3% |
| 2020 | 4.66x | $663.96 Million | $142.41 Million | $8.16 Million | ▲ +513.7% |
| 2019 | 0.76x | $116.59 Million | $153.46 Million | $6.65 Million | ▼ -73.1% |
| 2018 | 2.82x | $416.64 Million | $147.77 Million | $7.40 Million | ▲ +24.8% |
| 2017 | 2.26x | $309.25 Million | $136.90 Million | $6.69 Million | ▼ -58.0% |
| 2016 | 5.38x | $588.82 Million | $109.51 Million | $3.31 Million | ▲ +32.3% |
| 2015 | 4.07x | $506.35 Million | $124.54 Million | $8.19 Million | ▲ +106.3% |
| 2014 | 1.97x | $173.06 Million | $87.81 Million | $9.00 Million | ▼ -12.9% |
| 2013 | 2.26x | $269.86 Million | $119.30 Million | $5.77 Million | ▲ +9.6% |
| 2012 | 2.06x | $183.34 Million | $88.85 Million | $6.99 Million | ▼ -33.6% |
| 2011 | 3.11x | $260.25 Million | $83.77 Million | $9.95 Million | ▲ +323.8% |
| 2010 | 0.73x | $65.56 Million | $89.44 Million | $6.51 Million | ▲ +528.5% |
| 2009 | 0.12x | $6.38 Million | $54.68 Million | $6.38 Million | ▲ +68.7% |
| 2008 | 0.07x | $6.04 Million | $87.33 Million | $6.04 Million | ▲ +152.1% |
| 2007 | 0.03x | $2.35 Million | $85.84 Million | $2.35 Million | ▼ -57.0% |
| 2006 | 0.06x | $4.18 Million | $65.52 Million | $4.18 Million | ▼ -31.5% |
| 2005 | 0.09x | $6.05 Million | $65.06 Million | $6.05 Million | ▲ +22.2% |
| 2004 | 0.08x | $7.36 Million | $96.56 Million | $7.36 Million | ▼ -56.6% |
| 2003 | 0.18x | $7.83 Million | $44.62 Million | $7.83 Million | ▲ +55.9% |
| 2002 | 0.11x | $6.85 Million | $60.86 Million | $6.85 Million | ▼ -29.1% |
| 2001 | 0.16x | $8.45 Million | $53.24 Million | $8.45 Million | ▲ +496.3% |
| 2000 | 0.03x | $1.64 Million | $61.69 Million | $1.64 Million | ▼ -88.1% |
| 1999 | 0.22x | $11.60 Million | $51.70 Million | $11.60 Million | ▼ -43.6% |
| 1998 | 0.40x | $10.95 Million | $27.50 Million | $10.95 Million | ▲ +153.1% |
| 1997 | 0.16x | $3.90 Million | $24.80 Million | $3.90 Million | ▲ +137.0% |
| 1996 | 0.07x | $1.40 Million | $21.10 Million | $1.40 Million | ▼ -42.6% |
| 1995 | 0.12x | $2.00 Million | $17.30 Million | $2.00 Million | ▼ -29.5% |
| 1994 | 0.16x | $2.00 Million | $12.20 Million | $2.00 Million | ▼ -60.8% |
| 1993 | 0.42x | $1.80 Million | $4.30 Million | $1.80 Million | ▲ +1354.7% |
| 1992 | 0.03x | $800.00K | $27.80 Million | $800.00K | ▼ -71.6% |
| 1991 | 0.10x | $1.70 Million | $16.80 Million | $1.70 Million | — |