SmartFinancial, Inc. (SMBK) — Capital Reinvestment Ratio
SmartFinancial, Inc. (SMBK) has a Capital Reinvestment Ratio of 0.02x as of September 2025, meaning it reinvests 0% of its operating cash flow ($16.89 Million) in capital expenditures ($328.00K). See SmartFinancial, Inc. balance sheet quality to measure how much of total assets are equity-financed.
Capital Reinvestment Ratio
Operating Cash Flow
Capital Expenditures
Data as of
SmartFinancial, Inc. Capital Reinvestment Ratio (2002–2024)
This chart tracks SmartFinancial, Inc.'s Capital Reinvestment Ratio across 23 annual periods. Check SmartFinancial, Inc. total reinvestment intensity to assess the company's total reinvestment commitment from operating cash flow.
Annual Capital Reinvestment Ratio for SmartFinancial, Inc. (2002–2024)
Year-by-year Capital Reinvestment Ratio for SmartFinancial, Inc. from 2002 to 2024. For live market cap and broader valuation context, see SMBK company net worth.
| Year | Reinvestment Ratio | Operating CF (USD) | Capital Expenditures | YoY Change |
|---|---|---|---|---|
| 2024 | 0.12x | $52.70 Million | $6.41 Million | ▼ -23.0% |
| 2023 | 0.16x | $39.72 Million | $6.27 Million | ▼ -28.2% |
| 2022 | 0.22x | $56.79 Million | $12.49 Million | ▲ +327.2% |
| 2021 | 0.05x | $46.18 Million | $2.38 Million | ▼ -72.5% |
| 2020 | 0.19x | $29.07 Million | $5.44 Million | ▼ -10.9% |
| 2019 | 0.21x | $29.87 Million | $6.27 Million | ▲ +13.6% |
| 2018 | 0.18x | $20.82 Million | $3.85 Million | ▼ -91.8% |
| 2017 | 2.26x | $1.24 Million | $2.80 Million | ▲ +274.0% |
| 2016 | 0.60x | $11.59 Million | $6.99 Million | ▲ +30.6% |
| 2015 | 0.46x | $2.34 Million | $1.08 Million | ▼ -72.7% |
| 2014 | 1.69x | $1.69 Million | $2.85 Million | ▲ +52311.4% |
| 2013 | 0.00x | $4.42 Million | $14.25K | ▼ -90.7% |
| 2012 | 0.03x | $4.64 Million | $160.16K | ▼ -31.4% |
| 2011 | 0.05x | $2.46 Million | $123.67K | ▼ -39.1% |
| 2010 | 0.08x | $10.11 Million | $835.01K | ▲ +61.1% |
| 2009 | 0.05x | $6.05 Million | $310.11K | ▼ -93.1% |
| 2008 | 0.74x | $3.50 Million | $2.59 Million | ▲ +937.4% |
| 2007 | 0.07x | $11.78 Million | $841.00K | ▼ -70.4% |
| 2006 | 0.24x | $5.30 Million | $1.28 Million | ▼ -18.5% |
| 2005 | 0.30x | $6.69 Million | $1.98 Million | ▼ -44.4% |
| 2004 | 0.53x | $4.55 Million | $2.42 Million | ▲ +296.5% |
| 2003 | 0.13x | $4.69 Million | $630.75K | ▲ +61.8% |
| 2002 | 0.08x | $3.20 Million | $265.74K | — |