SmartFinancial, Inc. (SMBK) — Capital Reinvestment Ratio
SmartFinancial, Inc. (SMBK) has a Capital Reinvestment Ratio of 0.02x as of September 2025, meaning it reinvests 0% of its operating cash flow ($16.89 Million) in capital expenditures ($328.00K). Check SMBK goodwill-adjusted equity ratio to evaluate the tangible quality of the company's equity base.
Capital Reinvestment Ratio
Operating Cash Flow
Capital Expenditures
Data as of
SmartFinancial, Inc. Capital Reinvestment Ratio (2002–2024)
This chart tracks SmartFinancial, Inc.'s Capital Reinvestment Ratio across 23 annual periods. For the full cash flow conversion analysis, see SmartFinancial, Inc. (SMBK) cash conversion ratio.
Annual Capital Reinvestment Ratio for SmartFinancial, Inc. (2002–2024)
Year-by-year Capital Reinvestment Ratio for SmartFinancial, Inc. from 2002 to 2024. See SMBK cash flow after capex ratio to measure how efficiently the company converts operating cash flow to free cash.
| Year | Reinvestment Ratio | Operating CF (USD) | Capital Expenditures | YoY Change |
|---|---|---|---|---|
| 2024 | 0.12x | $52.70 Million | $6.41 Million | ▼ -23.0% |
| 2023 | 0.16x | $39.72 Million | $6.27 Million | ▼ -28.2% |
| 2022 | 0.22x | $56.79 Million | $12.49 Million | ▲ +327.2% |
| 2021 | 0.05x | $46.18 Million | $2.38 Million | ▼ -72.5% |
| 2020 | 0.19x | $29.07 Million | $5.44 Million | ▼ -10.9% |
| 2019 | 0.21x | $29.87 Million | $6.27 Million | ▲ +13.6% |
| 2018 | 0.18x | $20.82 Million | $3.85 Million | ▼ -91.8% |
| 2017 | 2.26x | $1.24 Million | $2.80 Million | ▲ +274.0% |
| 2016 | 0.60x | $11.59 Million | $6.99 Million | ▲ +30.6% |
| 2015 | 0.46x | $2.34 Million | $1.08 Million | ▼ -72.7% |
| 2014 | 1.69x | $1.69 Million | $2.85 Million | ▲ +52311.4% |
| 2013 | 0.00x | $4.42 Million | $14.25K | ▼ -90.7% |
| 2012 | 0.03x | $4.64 Million | $160.16K | ▼ -31.4% |
| 2011 | 0.05x | $2.46 Million | $123.67K | ▼ -39.1% |
| 2010 | 0.08x | $10.11 Million | $835.01K | ▲ +61.1% |
| 2009 | 0.05x | $6.05 Million | $310.11K | ▼ -93.1% |
| 2008 | 0.74x | $3.50 Million | $2.59 Million | ▲ +937.4% |
| 2007 | 0.07x | $11.78 Million | $841.00K | ▼ -70.4% |
| 2006 | 0.24x | $5.30 Million | $1.28 Million | ▼ -18.5% |
| 2005 | 0.30x | $6.69 Million | $1.98 Million | ▼ -44.4% |
| 2004 | 0.53x | $4.55 Million | $2.42 Million | ▲ +296.5% |
| 2003 | 0.13x | $4.69 Million | $630.75K | ▲ +61.8% |
| 2002 | 0.08x | $3.20 Million | $265.74K | — |