SmartFinancial, Inc. Free Cash Flow Generation Index

Latest as of September 2025: 0.98x

SmartFinancial, Inc. free cash flow generation index. SmartFinancial, Inc. (SMBK) has a Free Cash Flow Generation Index of 0.98x as of September 2025. Free cash flow of $16.56 Million represents 1% of operating cash flow ($16.89 Million).

FCF Generation Index

0.98x
Free Cash Flow / Operating CF

Free Cash Flow

$16.56 Million
USD

Operating Cash Flow

$16.89 Million
USD

Capital Expenditures

$328.00K
USD

Free Cash Flow Generation Index of SmartFinancial, Inc. (2001–2024)

Free cash flow generation index of SmartFinancial, Inc. from 2001 to 2024. Historical FCF Generation Index trend for SmartFinancial, Inc. across 24 annual periods. See SMBK financial flexibility score to measure the company's free cash flow as a share of total liabilities.

SmartFinancial, Inc. Free Cash Flow Generation Index by Year (2001–2024)

SmartFinancial, Inc. free cash flow generation index by year from 2001 to 2024. Year-by-year Free Cash Flow Generation Index for SmartFinancial, Inc.. For the full cash flow conversion analysis, see SmartFinancial, Inc. (SMBK) cash flow conversion.

Year FCG Index Free Cash Flow (USD) Operating CF Capital Expenditures YoY Change
2024 0.88x $46.30 Million $52.70 Million $6.41 Million ▲ +4.3%
2023 0.84x $33.45 Million $39.72 Million $6.27 Million ▲ +7.9%
2022 0.78x $44.31 Million $56.79 Million $12.49 Million ▼ -17.8%
2021 0.95x $43.80 Million $46.18 Million $2.38 Million ▲ +16.7%
2020 0.81x $23.63 Million $29.07 Million $5.44 Million ▲ +2.9%
2019 0.79x $23.60 Million $29.87 Million $6.27 Million ▼ -3.1%
2018 0.82x $16.98 Million $20.82 Million $3.85 Million ▲ +164.9%
2017 -1.26x $-1.56 Million $1.24 Million $2.80 Million ▼ -417.0%
2016 0.40x $4.60 Million $11.59 Million $6.99 Million ▼ -26.3%
2015 0.54x $1.26 Million $2.34 Million $1.08 Million ▲ +178.0%
2014 -0.69x $-1.16 Million $1.69 Million $2.85 Million ▼ -169.2%
2013 1.00x $4.41 Million $4.42 Million $14.25K ▲ +3.2%
2012 0.97x $4.48 Million $4.64 Million $160.16K ▲ +1.7%
2011 0.95x $2.34 Million $2.46 Million $123.67K ▲ +3.5%
2010 0.92x $9.27 Million $10.11 Million $835.01K ▼ -3.3%
2009 0.95x $5.74 Million $6.05 Million $310.11K ▲ +265.5%
2008 0.26x $907.75K $3.50 Million $2.59 Million ▼ -72.0%
2007 0.93x $10.94 Million $11.78 Million $841.00K ▲ +22.4%
2006 0.76x $4.02 Million $5.30 Million $1.28 Million ▲ +7.8%
2005 0.70x $4.71 Million $6.69 Million $1.98 Million ▲ +50.7%
2004 0.47x $2.13 Million $4.55 Million $2.42 Million ▼ -46.0%
2003 0.87x $4.06 Million $4.69 Million $630.75K ▼ -5.6%
2002 0.92x $2.93 Million $3.20 Million $265.74K ▼ -8.3%
2001 1.00x $1.40 Billion $1.40 Billion $0.00 —
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).