SmartFinancial, Inc. Cash Flow-to-Debt Ratio
SmartFinancial, Inc. cash flow-to-debt ratio. SmartFinancial, Inc. (SMBK) has a Cash Flow-to-Debt Ratio of 0.00x as of September 2025, meaning its operating cash flow of $16.89 Million could theoretically repay 0% of its total liabilities ($5.25 Billion) in one year. Check SmartFinancial, Inc. earnings quality ratio to evaluate the quality of earnings relative to operating cash generation.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Cash Flow-to-Debt Ratio of SmartFinancial, Inc. (2001–2024)
Cash flow-to-debt ratio of SmartFinancial, Inc. from 2001 to 2024. Historical debt coverage capacity for SmartFinancial, Inc. across 24 annual periods. Check how aggressively does SmartFinancial, Inc. reinvest cash to assess the company's total reinvestment commitment from operating cash flow.
SmartFinancial, Inc. Cash Flow-to-Debt Ratio by Year (2001–2024)
SmartFinancial, Inc. cash flow-to-debt ratio by year from 2001 to 2024. Year-by-year debt coverage analysis for SmartFinancial, Inc.. For the full cash flow conversion analysis, see SmartFinancial, Inc. cash flow conversion.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2024 | 0.01x | $52.70 Million | $4.78 Billion | ▲ +21.2% |
| 2023 | 0.01x | $39.72 Million | $4.37 Billion | ▼ -33.1% |
| 2022 | 0.01x | $56.79 Million | $4.18 Billion | ▲ +23.0% |
| 2021 | 0.01x | $46.18 Million | $4.18 Billion | ▼ -95.4% |
| 2020 | 0.24x | $29.07 Million | $120.55 Million | ▲ +1625.0% |
| 2019 | 0.01x | $29.87 Million | $2.14 Billion | ▲ +33.7% |
| 2018 | 0.01x | $20.82 Million | $1.99 Billion | ▲ +1177.4% |
| 2017 | 0.00x | $1.24 Million | $1.51 Billion | ▼ -93.2% |
| 2016 | 0.01x | $11.59 Million | $957.22 Million | ▲ +377.7% |
| 2015 | 0.00x | $2.34 Million | $923.79 Million | ▼ -28.2% |
| 2014 | 0.00x | $1.69 Million | $477.91 Million | ▼ -68.7% |
| 2013 | 0.01x | $4.42 Million | $392.09 Million | ▼ -3.0% |
| 2012 | 0.01x | $4.64 Million | $399.57 Million | ▲ +83.1% |
| 2011 | 0.01x | $2.46 Million | $387.45 Million | ▼ -73.9% |
| 2010 | 0.02x | $10.11 Million | $415.68 Million | ▲ +102.9% |
| 2009 | 0.01x | $6.05 Million | $504.57 Million | ▲ +49.2% |
| 2008 | 0.01x | $3.50 Million | $435.30 Million | ▼ -72.2% |
| 2007 | 0.03x | $11.78 Million | $408.09 Million | ▲ +83.4% |
| 2006 | 0.02x | $5.30 Million | $336.76 Million | ▼ -31.5% |
| 2005 | 0.02x | $6.69 Million | $291.15 Million | ▲ +12.9% |
| 2004 | 0.02x | $4.55 Million | $223.81 Million | ▼ -20.3% |
| 2003 | 0.03x | $4.69 Million | $184.09 Million | ▲ +15.3% |
| 2002 | 0.02x | $3.20 Million | $144.76 Million | ▲ +102.6% |
| 2001 | 0.01x | $1.40 Billion | $128.38 Billion | — |