SmartFinancial, Inc. (SMBK) — Cash Flow Reinvestment Rate
SmartFinancial, Inc. (SMBK) has a Cash Flow Reinvestment Rate of 5.66x as of September 2025, reinvesting $95.58 Million (capex $328.00K plus investments $-95.25 Million) from operating cash flow of $16.89 Million. Explore how much does SmartFinancial, Inc. reinvest in capital to see what proportion of operating cash flow is directed to capital expenditures.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
SmartFinancial, Inc. Cash Flow Reinvestment Rate (2001–2024)
Historical reinvestment intensity for SmartFinancial, Inc. across 24 annual periods. Also explore SMBK asset base for the complete picture of this company's asset base.
Annual Cash Flow Reinvestment Rate for SmartFinancial, Inc. (2001–2024)
Year-by-year capital reinvestment analysis for SmartFinancial, Inc.. For live market cap and broader valuation context, see SMBK stock market capitalisation.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2024 | 8.10x | $426.63 Million | $52.70 Million | $6.41 Million | ▲ +85.0% |
| 2023 | 4.38x | $173.82 Million | $39.72 Million | $6.27 Million | ▼ -70.3% |
| 2022 | 14.75x | $837.85 Million | $56.79 Million | $12.49 Million | ▲ +181.5% |
| 2021 | 5.24x | $242.01 Million | $46.18 Million | $2.38 Million | ▼ -42.5% |
| 2020 | 9.11x | $264.78 Million | $29.07 Million | $5.44 Million | ▲ +149.5% |
| 2019 | 3.65x | $109.02 Million | $29.87 Million | $6.27 Million | ▼ -24.1% |
| 2018 | 4.81x | $100.16 Million | $20.82 Million | $3.85 Million | ▼ -89.9% |
| 2017 | 47.52x | $58.94 Million | $1.24 Million | $2.80 Million | ▲ +798.5% |
| 2016 | 5.29x | $61.31 Million | $11.59 Million | $6.99 Million | ▲ +136.5% |
| 2015 | 2.24x | $5.24 Million | $2.34 Million | $1.08 Million | ▼ -47.7% |
| 2014 | 4.28x | $7.22 Million | $1.69 Million | $2.85 Million | ▲ +132606.4% |
| 2013 | 0.00x | $14.25K | $4.42 Million | $14.25K | ▼ -90.7% |
| 2012 | 0.03x | $160.16K | $4.64 Million | $160.16K | ▼ -31.4% |
| 2011 | 0.05x | $123.67K | $2.46 Million | $123.67K | ▼ -39.1% |
| 2010 | 0.08x | $835.01K | $10.11 Million | $835.01K | ▲ +61.1% |
| 2009 | 0.05x | $310.11K | $6.05 Million | $310.11K | ▼ -93.1% |
| 2008 | 0.74x | $2.59 Million | $3.50 Million | $2.59 Million | ▲ +937.4% |
| 2007 | 0.07x | $841.00K | $11.78 Million | $841.00K | ▼ -70.4% |
| 2006 | 0.24x | $1.28 Million | $5.30 Million | $1.28 Million | ▼ -18.5% |
| 2005 | 0.30x | $1.98 Million | $6.69 Million | $1.98 Million | ▼ -44.4% |
| 2004 | 0.53x | $2.42 Million | $4.55 Million | $2.42 Million | ▲ +296.5% |
| 2003 | 0.13x | $630.75K | $4.69 Million | $630.75K | ▲ +61.8% |
| 2002 | 0.08x | $265.74K | $3.20 Million | $265.74K | — |
| 2001 | 0.00x | $0.00 | $1.40 Billion | $0.00 | — |