Upstart Holdings Inc (UPST) — Capital Reinvestment Ratio
Upstart Holdings Inc (UPST) has a Capital Reinvestment Ratio of 0.04x as of December 2025, meaning it reinvests 0% of its operating cash flow ($108.55 Million) in capital expenditures ($3.92 Million). See UPST net asset quality index to measure how much of total assets are equity-financed.
Capital Reinvestment Ratio
Operating Cash Flow
Capital Expenditures
Data as of
Upstart Holdings Inc Capital Reinvestment Ratio (2017–2024)
This chart tracks Upstart Holdings Inc's Capital Reinvestment Ratio across 6 annual periods. Check UPST cash reinvestment to operating cash ratio to assess the company's total reinvestment commitment from operating cash flow.
Annual Capital Reinvestment Ratio for Upstart Holdings Inc (2017–2024)
Year-by-year Capital Reinvestment Ratio for Upstart Holdings Inc from 2017 to 2024. For live market cap and broader valuation context, see Upstart Holdings Inc stock valuation.
| Year | Reinvestment Ratio | Operating CF (USD) | Capital Expenditures | YoY Change |
|---|---|---|---|---|
| 2024 | 0.00x | $186.33 Million | $837.00K | ▼ -95.0% |
| 2021 | 0.09x | $168.35 Million | $15.12 Million | ▼ -74.9% |
| 2020 | 0.36x | $15.70 Million | $5.61 Million | ▲ +113.6% |
| 2019 | 0.17x | $31.58 Million | $5.28 Million | ▲ +705.9% |
| 2018 | 0.02x | $50.34 Million | $1.04 Million | ▼ -72.2% |
| 2017 | 0.07x | $10.36 Million | $773.00K | — |