Upstart Holdings Inc (UPST) — Capital Reinvestment Ratio
Upstart Holdings Inc (UPST) has a Capital Reinvestment Ratio of 0.04x as of December 2025, meaning it reinvests 0% of its operating cash flow ($108.55 Million) in capital expenditures ($3.92 Million). Check UPST tangible net assets ratio to evaluate the tangible quality of the company's equity base.
Capital Reinvestment Ratio
Operating Cash Flow
Capital Expenditures
Data as of
Upstart Holdings Inc Capital Reinvestment Ratio (2017–2024)
This chart tracks Upstart Holdings Inc's Capital Reinvestment Ratio across 6 annual periods. For the full cash flow conversion analysis, see cash efficiency ratio of Upstart Holdings Inc.
Annual Capital Reinvestment Ratio for Upstart Holdings Inc (2017–2024)
Year-by-year Capital Reinvestment Ratio for Upstart Holdings Inc from 2017 to 2024. See free cash flow generation of Upstart Holdings Inc to measure how efficiently the company converts operating cash flow to free cash.
| Year | Reinvestment Ratio | Operating CF (USD) | Capital Expenditures | YoY Change |
|---|---|---|---|---|
| 2024 | 0.00x | $186.33 Million | $837.00K | ▼ -95.0% |
| 2021 | 0.09x | $168.35 Million | $15.12 Million | ▼ -74.9% |
| 2020 | 0.36x | $15.70 Million | $5.61 Million | ▲ +113.6% |
| 2019 | 0.17x | $31.58 Million | $5.28 Million | ▲ +705.9% |
| 2018 | 0.02x | $50.34 Million | $1.04 Million | ▼ -72.2% |
| 2017 | 0.07x | $10.36 Million | $773.00K | — |