Upstart Holdings Inc (UPST) — Capital Reinvestment Ratio
Latest as of December 2025:
0.04x
Upstart Holdings Inc (UPST) has a Capital Reinvestment Ratio of 0.04x as of December 2025, meaning it reinvests 0% of its operating cash flow ($108.55 Million) in capital expenditures ($3.92 Million). See Upstart Holdings Inc free cash flow generation to measure how efficiently the company converts operating cash flow to free cash.
Capital Reinvestment Ratio
0.04x
Capex / Operating Cash Flow
Operating Cash Flow
$108.55 Million
USD
Capital Expenditures
$3.92 Million
USD
Data as of
Dec 2025
Most recent filing
Upstart Holdings Inc Capital Reinvestment Ratio (2017–2024)
This chart tracks Upstart Holdings Inc's Capital Reinvestment Ratio across 6 annual periods.
Annual Capital Reinvestment Ratio for Upstart Holdings Inc (2017–2024)
Year-by-year Capital Reinvestment Ratio for Upstart Holdings Inc from 2017 to 2024. For live market cap and broader valuation context, see UPST stock market capitalisation.
| Year | Reinvestment Ratio | Operating CF (USD) | Capital Expenditures | YoY Change |
|---|---|---|---|---|
| 2024 | 0.00x | $186.33 Million | $837.00K | ▼ -95.0% |
| 2021 | 0.09x | $168.35 Million | $15.12 Million | ▼ -74.9% |
| 2020 | 0.36x | $15.70 Million | $5.61 Million | ▲ +113.6% |
| 2019 | 0.17x | $31.58 Million | $5.28 Million | ▲ +705.9% |
| 2018 | 0.02x | $50.34 Million | $1.04 Million | ▼ -72.2% |
| 2017 | 0.07x | $10.36 Million | $773.00K | — |
Capital Reinvestment Ratio = ABS(Capital Expenditures) / Operating Cash Flow