Upstart Holdings Inc (UPST) — Cash Flow Reinvestment Rate
Upstart Holdings Inc (UPST) has a Cash Flow Reinvestment Rate of 0.04x as of December 2025, reinvesting $3.92 Million (capex $3.92 Million ) from operating cash flow of $108.55 Million. See Upstart Holdings Inc free cash flow ratio to measure how efficiently the company converts operating cash flow to free cash.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
Upstart Holdings Inc Cash Flow Reinvestment Rate (2017–2024)
Historical reinvestment intensity for Upstart Holdings Inc across 6 annual periods. For the full cash flow conversion analysis, see UPST operating cash flow.
Annual Cash Flow Reinvestment Rate for Upstart Holdings Inc (2017–2024)
Year-by-year capital reinvestment analysis for Upstart Holdings Inc. See UPST financial flexibility index to measure the company's free cash flow as a share of total liabilities.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2024 | 1.28x | $238.56 Million | $186.33 Million | $837.00K | ▲ +291.1% |
| 2021 | 0.33x | $55.12 Million | $168.35 Million | $15.12 Million | ▼ -96.4% |
| 2020 | 9.05x | $142.12 Million | $15.70 Million | $5.61 Million | ▲ +463.9% |
| 2019 | 1.61x | $50.71 Million | $31.58 Million | $5.28 Million | ▼ -41.5% |
| 2018 | 2.75x | $138.28 Million | $50.34 Million | $1.04 Million | ▼ -92.8% |
| 2017 | 38.06x | $394.19 Million | $10.36 Million | $773.00K | — |