Upstart Holdings Inc (UPST) — Cash Flow Reinvestment Rate
Upstart Holdings Inc (UPST) has a Cash Flow Reinvestment Rate of 0.04x as of December 2025, reinvesting $3.92 Million (capex $3.92 Million ) from operating cash flow of $108.55 Million. Check Upstart Holdings Inc (UPST) cash earnings ratio to evaluate the quality of earnings relative to operating cash generation.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
Upstart Holdings Inc Cash Flow Reinvestment Rate (2017–2024)
Historical reinvestment intensity for Upstart Holdings Inc across 6 annual periods. Explore investment intensity of Upstart Holdings Inc to see how much of total assets are deployed in long-term investments.
Annual Cash Flow Reinvestment Rate for Upstart Holdings Inc (2017–2024)
Year-by-year capital reinvestment analysis for Upstart Holdings Inc. For live market cap and broader valuation context, see Upstart Holdings Inc market capitalisation.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2024 | 1.28x | $238.56 Million | $186.33 Million | $837.00K | ▲ +291.1% |
| 2021 | 0.33x | $55.12 Million | $168.35 Million | $15.12 Million | ▼ -96.4% |
| 2020 | 9.05x | $142.12 Million | $15.70 Million | $5.61 Million | ▲ +463.9% |
| 2019 | 1.61x | $50.71 Million | $31.58 Million | $5.28 Million | ▼ -41.5% |
| 2018 | 2.75x | $138.28 Million | $50.34 Million | $1.04 Million | ▼ -92.8% |
| 2017 | 38.06x | $394.19 Million | $10.36 Million | $773.00K | — |