Upstart Holdings Inc Cash Flow Reinvestment Rate
Upstart Holdings Inc cash flow reinvestment rate. Upstart Holdings Inc (UPST) has a Cash Flow Reinvestment Rate of 0.04x as of December 2025, reinvesting $3.92 Million (capex $3.92 Million ) from operating cash flow of $108.55 Million. Explore UPST debt coverage from operations to assess how comfortably operating cash covers total debt obligations.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
Cash Flow Reinvestment Rate of Upstart Holdings Inc (2017–2024)
Cash flow reinvestment rate of Upstart Holdings Inc from 2017 to 2024. Historical reinvestment intensity for Upstart Holdings Inc across 6 annual periods. Explore Upstart Holdings Inc (UPST) reinvestment ratio to see what proportion of operating cash flow is directed to capital expenditures.
Upstart Holdings Inc Cash Flow Reinvestment Rate by Year (2017–2024)
Upstart Holdings Inc cash flow reinvestment rate by year from 2017 to 2024. Year-by-year capital reinvestment analysis for Upstart Holdings Inc. For the full cash flow conversion analysis, see Upstart Holdings Inc cash conversion from operations.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2024 | 1.28x | $238.56 Million | $186.33 Million | $837.00K | ▲ +291.1% |
| 2021 | 0.33x | $55.12 Million | $168.35 Million | $15.12 Million | ▼ -96.4% |
| 2020 | 9.05x | $142.12 Million | $15.70 Million | $5.61 Million | ▲ +463.9% |
| 2019 | 1.61x | $50.71 Million | $31.58 Million | $5.28 Million | ▼ -41.5% |
| 2018 | 2.75x | $138.28 Million | $50.34 Million | $1.04 Million | ▼ -92.8% |
| 2017 | 38.06x | $394.19 Million | $10.36 Million | $773.00K | — |