Upstart Holdings Inc Net Asset Quality Index
Upstart Holdings Inc net asset quality index. Upstart Holdings Inc (UPST) has a Net Asset Quality Index of 26.9% as of December 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $2.97 Billion minus total liabilities of $2.18 Billion yields net assets of $798.82 Million. A higher index indicates a stronger, lower-leverage balance sheet. See Upstart Holdings Inc (UPST) shareholders funds for net asset value and shareholders' equity analysis.
Quality Index
Net Assets
Total Assets
Total Liabilities
Net Asset Quality Index of Upstart Holdings Inc (2018–2025)
Net asset quality index of Upstart Holdings Inc from 2018 to 2025. This chart shows how Upstart Holdings Inc's Net Asset Quality Index has evolved across 8 annual periods from 2018 to 2025. As of December 2025, the index stands at 26.9%, representing net assets of $798.82 Million against total assets of $2.97 Billion USD. Check strategic asset allocation of Upstart Holdings Inc to assess the company's strategic physical and investment asset allocation.
Upstart Holdings Inc Net Asset Quality Index by Year (2018–2025)
Upstart Holdings Inc net asset quality index by year from 2018 to 2025. The table below presents the year-by-year Net Asset Quality Index for Upstart Holdings Inc from 2018 to 2025, covering 8 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For live market cap and overall valuation, see UPST market cap overview.
| Year | Quality Index | Net Assets (USD) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 26.9% | $798.82 Million | $2.97 Billion | $2.18 Billion | ▲ +0.1 pp |
| 2024 | 26.8% | $633.22 Million | $2.37 Billion | $1.73 Billion | ▼ -4.7 pp |
| 2023 | 31.5% | $635.30 Million | $2.02 Billion | $1.38 Billion | ▼ -3.2 pp |
| 2022 | 34.7% | $672.43 Million | $1.94 Billion | $1.26 Billion | ▼ -9.6 pp |
| 2021 | 44.3% | $807.08 Million | $1.82 Billion | $1.01 Billion | ▼ -18.6 pp |
| 2020 | 62.9% | $300.25 Million | $477.25 Million | $177.00 Million | ▲ +78.6 pp |
| 2019 | -15.7% | $-61.69 Million | $393.46 Million | $455.15 Million | ▼ -31.7 pp |
| 2018 | 16.0% | $103.25 Million | $645.91 Million | $542.65 Million | — |