Upstart Holdings Inc (UPST) — Net Asset Quality Index
Upstart Holdings Inc (UPST) has a Net Asset Quality Index of 26.9% as of December 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $2.97 Billion minus total liabilities of $2.18 Billion yields net assets of $798.82 Million. A higher index indicates a stronger, lower-leverage balance sheet. Read Upstart Holdings Inc balance sheet liabilities for a breakdown of total debt and financial obligations.
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Net Assets
Total Assets
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Upstart Holdings Inc Net Asset Quality Index Over Time (2018–2025)
This chart shows how Upstart Holdings Inc's Net Asset Quality Index has evolved across 8 annual periods from 2018 to 2025. As of December 2025, the index stands at 26.9%, representing net assets of $798.82 Million against total assets of $2.97 Billion USD. For live market cap and overall valuation, see how much is Upstart Holdings Inc worth.
Annual Net Asset Quality Index for Upstart Holdings Inc (2018–2025)
The table below presents the year-by-year Net Asset Quality Index for Upstart Holdings Inc from 2018 to 2025, covering 8 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. Check Upstart Holdings Inc PP&E and investment ratio to assess the company's strategic physical and investment asset allocation.
| Year | Quality Index | Net Assets (USD) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 26.9% | $798.82 Million | $2.97 Billion | $2.18 Billion | ▲ +0.1 pp |
| 2024 | 26.8% | $633.22 Million | $2.37 Billion | $1.73 Billion | ▼ -4.7 pp |
| 2023 | 31.5% | $635.30 Million | $2.02 Billion | $1.38 Billion | ▼ -3.2 pp |
| 2022 | 34.7% | $672.43 Million | $1.94 Billion | $1.26 Billion | ▼ -9.6 pp |
| 2021 | 44.3% | $807.08 Million | $1.82 Billion | $1.01 Billion | ▼ -18.6 pp |
| 2020 | 62.9% | $300.25 Million | $477.25 Million | $177.00 Million | ▲ +78.6 pp |
| 2019 | -15.7% | $-61.69 Million | $393.46 Million | $455.15 Million | ▼ -31.7 pp |
| 2018 | 16.0% | $103.25 Million | $645.91 Million | $542.65 Million | — |