Upstart Holdings Inc (UPST) — Long-term Investment Intensity

Latest as of December 2025: 1.4%

Upstart Holdings Inc (UPST) has a Long-term Investment Intensity of 1.4% as of December 2025. Long-term investments of $41.25 Million represent 1.4% of total assets of $2.97 Billion. A higher ratio indicates a company with significant capital committed to long-duration strategic positions. Check Upstart Holdings Inc liquid asset ratio to evaluate the company's liquid asset resilience ratio.

LT Investment Intensity

1.4%
LT Investments / Total Assets

Long-term Investments

$41.25 Million
USD

Total Assets

$2.97 Billion
USD

Country

USA
NASDAQ

Upstart Holdings Inc Long-term Investment Intensity (2021–2025)

This chart shows how Upstart Holdings Inc's Long-term Investment Intensity has evolved across 5 annual periods from 2021 to 2025. As of December 2025, the intensity stands at 1.4%, reflecting long-term investments of $41.25 Million against total assets of $2.97 Billion USD. For the complete balance sheet picture, see Upstart Holdings Inc total assets.

Annual Long-term Investment Intensity for Upstart Holdings Inc (2021–2025)

The table below presents the year-by-year Long-term Investment Intensity for Upstart Holdings Inc from 2021 to 2025, covering 5 annual filings. Each row shows total assets, long-term investments, the intensity percentage, and the change in percentage points compared to the prior year. Read UPST total debt and obligations for a breakdown of total debt and financial obligations.

Year LT Investment Intensity LT Investments (USD) Total Assets Change (pp)
2025 1.4% $41.25 Million $2.97 Billion ▼ -0.4 pp
2024 1.7% $41.25 Million $2.37 Billion ▼ -0.3 pp
2023 2.0% $41.25 Million $2.02 Billion ▼ -0.1 pp
2022 2.1% $41.25 Million $1.94 Billion ▼ -0.1 pp
2021 2.2% $40.00 Million $1.82 Billion
pp = percentage points