United Community Banks, Inc. (UCB) — Capital Reinvestment Ratio
United Community Banks, Inc. (UCB) has a Capital Reinvestment Ratio of 0.10x as of March 2026, meaning it reinvests 0% of its operating cash flow ($69.28 Million) in capital expenditures ($6.92 Million). See UCB net asset quality index to measure how much of total assets are equity-financed.
Capital Reinvestment Ratio
Operating Cash Flow
Capital Expenditures
Data as of
United Community Banks, Inc. Capital Reinvestment Ratio (1996–2025)
This chart tracks United Community Banks, Inc.'s Capital Reinvestment Ratio across 30 annual periods. Check UCB cash reinvestment to operating cash ratio to assess the company's total reinvestment commitment from operating cash flow.
Annual Capital Reinvestment Ratio for United Community Banks, Inc. (1996–2025)
Year-by-year Capital Reinvestment Ratio for United Community Banks, Inc. from 1996 to 2025. For live market cap and broader valuation context, see United Community Banks, Inc. (UCB) total market value.
| Year | Reinvestment Ratio | Operating CF (USD) | Capital Expenditures | YoY Change |
|---|---|---|---|---|
| 2025 | 0.06x | $435.30 Million | $27.58 Million | ▼ -52.9% |
| 2024 | 0.13x | $349.73 Million | $47.04 Million | ▼ -45.4% |
| 2023 | 0.25x | $293.97 Million | $72.48 Million | ▲ +250.7% |
| 2022 | 0.07x | $607.31 Million | $42.70 Million | ▼ -4.6% |
| 2021 | 0.07x | $359.32 Million | $26.48 Million | ▼ -36.7% |
| 2020 | 0.12x | $158.68 Million | $18.46 Million | ▼ -14.5% |
| 2019 | 0.14x | $153.93 Million | $20.94 Million | ▲ +108.5% |
| 2018 | 0.07x | $270.01 Million | $17.62 Million | ▼ -38.8% |
| 2017 | 0.11x | $207.96 Million | $22.18 Million | ▼ -14.1% |
| 2016 | 0.12x | $139.91 Million | $17.38 Million | ▲ +33.7% |
| 2015 | 0.09x | $113.43 Million | $10.53 Million | ▲ +82.4% |
| 2014 | 0.05x | $99.28 Million | $5.05 Million | ▲ +19.8% |
| 2013 | 0.04x | $191.65 Million | $8.14 Million | ▲ +88.9% |
| 2012 | 0.02x | $183.08 Million | $4.12 Million | ▼ -52.6% |
| 2011 | 0.05x | $151.88 Million | $7.21 Million | ▼ -17.8% |
| 2010 | 0.06x | $123.39 Million | $7.13 Million | ▼ -45.8% |
| 2009 | 0.11x | $139.56 Million | $14.87 Million | ▲ +13.4% |
| 2008 | 0.09x | $121.31 Million | $11.39 Million | ▼ -70.9% |
| 2007 | 0.32x | $105.41 Million | $34.06 Million | ▼ -36.8% |
| 2006 | 0.51x | $50.65 Million | $25.88 Million | ▲ +205.9% |
| 2005 | 0.17x | $104.34 Million | $17.43 Million | ▼ -62.5% |
| 2004 | 0.45x | $34.01 Million | $15.14 Million | ▲ +129.2% |
| 2003 | 0.19x | $74.03 Million | $14.38 Million | ▼ -55.1% |
| 2002 | 0.43x | $30.06 Million | $12.99 Million | ▲ +35.4% |
| 2001 | 0.32x | $24.99 Million | $7.98 Million | ▼ -13.8% |
| 2000 | 0.37x | $19.35 Million | $7.17 Million | ▲ +3.0% |
| 1999 | 0.36x | $27.36 Million | $9.83 Million | ▼ -69.8% |
| 1998 | 1.19x | $11.24 Million | $13.38 Million | ▲ +71.7% |
| 1997 | 0.69x | $13.99 Million | $9.70 Million | ▲ +288.9% |
| 1996 | 0.18x | $17.37 Million | $3.10 Million | — |