United Community Banks, Inc. (UCB) — Capital Reinvestment Ratio
Latest as of March 2026:
0.10x
United Community Banks, Inc. (UCB) has a Capital Reinvestment Ratio of 0.10x as of March 2026, meaning it reinvests 0% of its operating cash flow ($69.28 Million) in capital expenditures ($6.92 Million). See United Community Banks, Inc. free cash flow ratio to measure how efficiently the company converts operating cash flow to free cash.
Capital Reinvestment Ratio
0.10x
Capex / Operating Cash Flow
Operating Cash Flow
$69.28 Million
USD
Capital Expenditures
$6.92 Million
USD
Data as of
Mar 2026
Most recent filing
United Community Banks, Inc. Capital Reinvestment Ratio (1996–2025)
This chart tracks United Community Banks, Inc.'s Capital Reinvestment Ratio across 30 annual periods.
Annual Capital Reinvestment Ratio for United Community Banks, Inc. (1996–2025)
Year-by-year Capital Reinvestment Ratio for United Community Banks, Inc. from 1996 to 2025. For live market cap and broader valuation context, see market cap of United Community Banks, Inc..
| Year | Reinvestment Ratio | Operating CF (USD) | Capital Expenditures | YoY Change |
|---|---|---|---|---|
| 2025 | 0.06x | $435.30 Million | $27.58 Million | ▼ -52.9% |
| 2024 | 0.13x | $349.73 Million | $47.04 Million | ▼ -45.4% |
| 2023 | 0.25x | $293.97 Million | $72.48 Million | ▲ +250.7% |
| 2022 | 0.07x | $607.31 Million | $42.70 Million | ▼ -4.6% |
| 2021 | 0.07x | $359.32 Million | $26.48 Million | ▼ -36.7% |
| 2020 | 0.12x | $158.68 Million | $18.46 Million | ▼ -14.5% |
| 2019 | 0.14x | $153.93 Million | $20.94 Million | ▲ +108.5% |
| 2018 | 0.07x | $270.01 Million | $17.62 Million | ▼ -38.8% |
| 2017 | 0.11x | $207.96 Million | $22.18 Million | ▼ -14.1% |
| 2016 | 0.12x | $139.91 Million | $17.38 Million | ▲ +33.7% |
| 2015 | 0.09x | $113.43 Million | $10.53 Million | ▲ +82.4% |
| 2014 | 0.05x | $99.28 Million | $5.05 Million | ▲ +19.8% |
| 2013 | 0.04x | $191.65 Million | $8.14 Million | ▲ +88.9% |
| 2012 | 0.02x | $183.08 Million | $4.12 Million | ▼ -52.6% |
| 2011 | 0.05x | $151.88 Million | $7.21 Million | ▼ -17.8% |
| 2010 | 0.06x | $123.39 Million | $7.13 Million | ▼ -45.8% |
| 2009 | 0.11x | $139.56 Million | $14.87 Million | ▲ +13.4% |
| 2008 | 0.09x | $121.31 Million | $11.39 Million | ▼ -70.9% |
| 2007 | 0.32x | $105.41 Million | $34.06 Million | ▼ -36.8% |
| 2006 | 0.51x | $50.65 Million | $25.88 Million | ▲ +205.9% |
| 2005 | 0.17x | $104.34 Million | $17.43 Million | ▼ -62.5% |
| 2004 | 0.45x | $34.01 Million | $15.14 Million | ▲ +129.2% |
| 2003 | 0.19x | $74.03 Million | $14.38 Million | ▼ -55.1% |
| 2002 | 0.43x | $30.06 Million | $12.99 Million | ▲ +35.4% |
| 2001 | 0.32x | $24.99 Million | $7.98 Million | ▼ -13.8% |
| 2000 | 0.37x | $19.35 Million | $7.17 Million | ▲ +3.0% |
| 1999 | 0.36x | $27.36 Million | $9.83 Million | ▼ -69.8% |
| 1998 | 1.19x | $11.24 Million | $13.38 Million | ▲ +71.7% |
| 1997 | 0.69x | $13.99 Million | $9.70 Million | ▲ +288.9% |
| 1996 | 0.18x | $17.37 Million | $3.10 Million | — |
Capital Reinvestment Ratio = ABS(Capital Expenditures) / Operating Cash Flow