United Community Banks, Inc. (UCB) — Cash Flow-to-Debt Ratio
United Community Banks, Inc. (UCB) has a Cash Flow-to-Debt Ratio of 0.00x as of March 2026, meaning its operating cash flow of $69.28 Million could theoretically repay 0% of its total liabilities ($24.52 Billion) in one year. Explore United Community Banks, Inc. long-term investment intensity to see how much of total assets are deployed in long-term investments.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
United Community Banks, Inc. Cash Flow-to-Debt Ratio (1996–2025)
Historical debt coverage capacity for United Community Banks, Inc. across 30 annual periods. Also explore United Community Banks, Inc. assets under control for the complete picture of this company's asset base.
Annual Cash Flow-to-Debt Ratio for United Community Banks, Inc. (1996–2025)
Year-by-year debt coverage analysis for United Community Banks, Inc.. For market capitalisation and broader financial context, see United Community Banks, Inc. stock valuation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.02x | $435.30 Million | $24.36 Billion | ▲ +24.1% |
| 2024 | 0.01x | $349.73 Million | $24.29 Billion | ▲ +17.7% |
| 2023 | 0.01x | $293.97 Million | $24.04 Billion | ▼ -57.1% |
| 2022 | 0.03x | $607.31 Million | $21.31 Billion | ▲ +48.5% |
| 2021 | 0.02x | $359.32 Million | $18.72 Billion | ▲ +90.9% |
| 2020 | 0.01x | $158.68 Million | $15.79 Billion | ▼ -26.3% |
| 2019 | 0.01x | $153.93 Million | $11.28 Billion | ▼ -43.8% |
| 2018 | 0.02x | $270.01 Million | $11.12 Billion | ▲ +24.0% |
| 2017 | 0.02x | $207.96 Million | $10.61 Billion | ▲ +34.9% |
| 2016 | 0.01x | $139.91 Million | $9.63 Billion | ▲ +10.1% |
| 2015 | 0.01x | $113.43 Million | $8.60 Billion | ▼ -9.3% |
| 2014 | 0.01x | $99.28 Million | $6.83 Billion | ▼ -49.7% |
| 2013 | 0.03x | $191.65 Million | $6.63 Billion | ▼ -1.8% |
| 2012 | 0.03x | $183.08 Million | $6.22 Billion | ▲ +24.2% |
| 2011 | 0.02x | $151.88 Million | $6.41 Billion | ▲ +30.8% |
| 2010 | 0.02x | $123.39 Million | $6.81 Billion | ▼ -8.6% |
| 2009 | 0.02x | $139.56 Million | $7.04 Billion | ▲ +24.3% |
| 2008 | 0.02x | $121.31 Million | $7.60 Billion | ▲ +11.6% |
| 2007 | 0.01x | $105.41 Million | $7.38 Billion | ▲ +83.0% |
| 2006 | 0.01x | $50.65 Million | $6.48 Billion | ▼ -59.6% |
| 2005 | 0.02x | $104.34 Million | $5.39 Billion | ▲ +166.9% |
| 2004 | 0.01x | $34.01 Million | $4.69 Billion | ▼ -63.1% |
| 2003 | 0.02x | $74.03 Million | $3.77 Billion | ▲ +95.3% |
| 2002 | 0.01x | $30.06 Million | $2.99 Billion | ▲ +2.8% |
| 2001 | 0.01x | $24.99 Million | $2.55 Billion | ▲ +19.8% |
| 2000 | 0.01x | $19.35 Million | $2.37 Billion | ▼ -32.4% |
| 1999 | 0.01x | $27.36 Million | $2.27 Billion | ▲ +82.4% |
| 1998 | 0.01x | $11.24 Million | $1.70 Billion | ▼ -49.0% |
| 1997 | 0.01x | $13.99 Million | $1.08 Billion | ▼ -42.1% |
| 1996 | 0.02x | $17.37 Million | $775.63 Million | — |