United Community Banks, Inc. (NYSE:UCB) — Stock Price

$35.40 USD
▼ -0.31% today

United Community Banks, Inc. (NYSE:UCB) is currently trading at $35.40 USD, down 0.31% today. Over the past 52 weeks, shares have ranged between $29.71 and $37.09. This page tracks United Community Banks, Inc.'s live share price on the NYSE exchange, its daily price and volume history, and — where reported — its income statement, balance sheet, cash flow statement, and earnings history. For company valuation and market capitalisation context, see United Community Banks, Inc. market cap and net worth.

United Community Banks, Inc. (UCB) Stock Price Chart — Daily History & Trading Volume

The chart below tracks United Community Banks, Inc.'s daily closing share price and trading volume on the NYSE exchange over the past year, giving a clear view of recent price momentum and liquidity.

United Community Banks, Inc. Income Statement — Revenue, Profit & Earnings by Year

United Community Banks, Inc.'s annual income statement shows how revenue converts into profit each fiscal year, including gross profit, operating income, EBITDA, and net income.

Fiscal Year 20252024202320222021
Total Revenue $1.54 Billion $1.48 Billion $1.29 Billion $928.93 Million $716.27 Million
Cost of Revenue $522.64 Million $601.32 Million $508.77 Million $124.71 Million $-7.79 Million
Gross Profit $1.01 Billion $879.09 Million $782.52 Million $804.22 Million $724.06 Million
Research & Development — — — — —
SG&A $373.44 Million $361.02 Million $345.91 Million $286.10 Million $248.84 Million
Total Operating Expenses $591.93 Million $556.09 Million $549.97 Million $448.22 Million $376.30 Million
Operating Income $422.41 Million $323.01 Million $232.54 Million $356.00 Million $347.76 Million
EBITDA $456.52 Million $363.94 Million $277.51 Million $402.70 Million $345.70 Million
EBIT $422.41 Million $323.01 Million $232.54 Million $356.00 Million $347.76 Million
Interest Expense $473.83 Million $550.37 Million $419.34 Million $60.80 Million $29.76 Million
Income Before Tax $422.41 Million $323.01 Million $232.54 Million $356.00 Million $347.76 Million
Income Tax Expense $94.32 Million $70.61 Million $45.00 Million $78.53 Million $77.96 Million
Net Income $328.15 Million $252.40 Million $187.54 Million $277.47 Million $269.80 Million

United Community Banks, Inc. Balance Sheet — Assets, Liabilities & Shareholder Equity

The balance sheet below summarizes United Community Banks, Inc.'s financial position at each fiscal year-end — what it owns (assets), what it owes (liabilities), and the resulting shareholder equity.

Fiscal Year 20252024202320222021
Total Assets $28.00 Billion $27.72 Billion $27.30 Billion $24.01 Billion $20.95 Billion
Total Current Assets $4.04 Billion $5.04 Billion $4.42 Billion $4.20 Billion $6.83 Billion
Cash & Equivalents — — — — —
Short-term Investments $3.75 Billion $4.44 Billion $3.33 Billion $3.61 Billion $4.50 Billion
Net Receivables $83.56 Million $85.62 Million $87.78 Million $72.81 Million $43.00 Million
Inventory — — $-1.09 Billion $-719.66 Million $-2.36 Billion
Property, Plant & Equipment $393.71 Million $437.08 Million $421.23 Million $338.46 Million —
Goodwill $967.88 Million $907.09 Million $919.91 Million $751.17 Million $452.01 Million
Total Liabilities $24.36 Billion $24.29 Billion $24.04 Billion $21.31 Billion $18.72 Billion
Total Current Liabilities $23.88 Billion $23.66 Billion $23.31 Billion $20.49 Billion $18.45 Billion
Long-term Debt $120.40 Million $254.15 Million $324.82 Million $874.66 Million $247.36 Million
Net Debt $2.81 Million $-70.72 Million $-679.05 Million $680.68 Million $-2.04 Billion
Total Stockholder Equity $3.64 Billion $3.43 Billion $3.26 Billion $2.70 Billion $2.22 Billion
Retained Earnings $914.26 Million $714.14 Million $581.22 Million $508.84 Million $330.65 Million

United Community Banks, Inc. Cash Flow Statement — Operating, Investing & Financing Activities

This cash flow statement breaks down how United Community Banks, Inc. generates and spends cash across operating, investing, and financing activities each fiscal year, including free cash flow and capital expenditures.

Fiscal Year 20252024202320222021
Operating Cash Flow $435.30 Million $349.73 Million $293.97 Million $607.31 Million $359.32 Million
Capital Expenditures $27.58 Million $47.04 Million $72.48 Million $42.70 Million $26.48 Million
Free Cash Flow $407.72 Million $302.69 Million $221.49 Million $564.60 Million $332.84 Million
Investing Cash Flow $51.57 Million $-991.04 Million $-163.29 Million $-2.02 Billion $-1.81 Billion
Financing Cash Flow $-541.57 Million $157.31 Million $226.34 Million $-258.78 Million $2.16 Billion
Dividends Paid $123.24 Million $118.61 Million $111.72 Million $93.76 Million $73.79 Million
Stock-Based Compensation $11.40 Million $10.80 Million $8.93 Million $8.71 Million $6.55 Million
Depreciation $45.95 Million $40.93 Million $44.96 Million $46.70 Million $-2.06 Million
Change in Cash $69.42 Million $-484.00 Million $357.02 Million $-1.67 Billion $709.89 Million

United Community Banks, Inc. Earnings History — EPS Actual vs. Analyst Estimates

Track United Community Banks, Inc.'s quarterly earnings per share (EPS) against Wall Street estimates, along with the earnings surprise percentage for each reporting period.

Report Date EPS Actual EPS Estimate Surprise
Jul 22, 2026 — 0.72 —
Apr 21, 2026 0.70 0.70 +0.00%
Jan 14, 2026 0.70 0.71 -1.41%
Oct 22, 2025 0.75 0.70 +7.14%
Jul 23, 2025 0.66 0.61 +8.20%
Apr 22, 2025 0.59 0.56 +5.36%
Jan 22, 2025 0.63 0.56 +12.50%
Oct 23, 2024 0.57 0.58 -1.72%