United Community Banks, Inc. (UCB) — Financial Flexibility Index
United Community Banks, Inc. (UCB) has a Financial Flexibility Index of 0.00x as of March 2026. Free cash flow of $76.20 Million (operating CF $69.28 Million minus capex $6.92 Million) represents 0% of total liabilities ($24.52 Billion). Also explore United Community Banks, Inc. (UCB) equity growth momentum to track the company's year-over-year net asset growth rate.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
United Community Banks, Inc. Financial Flexibility Index (1996–2025)
Historical Financial Flexibility Index trend for United Community Banks, Inc. across 30 annual periods. Check United Community Banks, Inc. strategic asset allocation index to assess the company's strategic physical and investment asset allocation.
Annual Financial Flexibility Index for United Community Banks, Inc. (1996–2025)
Year-by-year free cash flow to debt coverage for United Community Banks, Inc.. For the full company profile including market capitalisation, see UCB market cap overview.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.02x | $462.88 Million | $435.30 Million | $24.36 Billion | ▲ +16.3% |
| 2024 | 0.02x | $396.78 Million | $349.73 Million | $24.29 Billion | ▲ +7.1% |
| 2023 | 0.02x | $366.46 Million | $293.97 Million | $24.04 Billion | ▼ -50.0% |
| 2022 | 0.03x | $650.01 Million | $607.31 Million | $21.31 Billion | ▲ +48.1% |
| 2021 | 0.02x | $385.80 Million | $359.32 Million | $18.72 Billion | ▲ +83.6% |
| 2020 | 0.01x | $177.14 Million | $158.68 Million | $15.79 Billion | ▼ -27.6% |
| 2019 | 0.02x | $174.88 Million | $153.93 Million | $11.28 Billion | ▼ -40.1% |
| 2018 | 0.03x | $287.62 Million | $270.01 Million | $11.12 Billion | ▲ +19.3% |
| 2017 | 0.02x | $230.15 Million | $207.96 Million | $10.61 Billion | ▲ +32.8% |
| 2016 | 0.02x | $157.29 Million | $139.91 Million | $9.63 Billion | ▲ +13.3% |
| 2015 | 0.01x | $123.96 Million | $113.43 Million | $8.60 Billion | ▼ -5.7% |
| 2014 | 0.02x | $104.33 Million | $99.28 Million | $6.83 Billion | ▼ -49.3% |
| 2013 | 0.03x | $199.79 Million | $191.65 Million | $6.63 Billion | ▲ +0.1% |
| 2012 | 0.03x | $187.19 Million | $183.08 Million | $6.22 Billion | ▲ +21.2% |
| 2011 | 0.02x | $159.09 Million | $151.88 Million | $6.41 Billion | ▲ +29.5% |
| 2010 | 0.02x | $130.51 Million | $123.39 Million | $6.81 Billion | ▼ -12.6% |
| 2009 | 0.02x | $154.43 Million | $139.56 Million | $7.04 Billion | ▲ +25.7% |
| 2008 | 0.02x | $132.71 Million | $121.31 Million | $7.60 Billion | ▼ -7.7% |
| 2007 | 0.02x | $139.47 Million | $105.41 Million | $7.38 Billion | ▲ +60.2% |
| 2006 | 0.01x | $76.53 Million | $50.65 Million | $6.48 Billion | ▼ -47.7% |
| 2005 | 0.02x | $121.78 Million | $104.34 Million | $5.39 Billion | ▲ +115.5% |
| 2004 | 0.01x | $49.15 Million | $34.01 Million | $4.69 Billion | ▼ -55.3% |
| 2003 | 0.02x | $88.41 Million | $74.03 Million | $3.77 Billion | ▲ +62.9% |
| 2002 | 0.01x | $43.05 Million | $30.06 Million | $2.99 Billion | ▲ +11.6% |
| 2001 | 0.01x | $32.97 Million | $24.99 Million | $2.55 Billion | ▲ +15.4% |
| 2000 | 0.01x | $26.52 Million | $19.35 Million | $2.37 Billion | ▼ -31.9% |
| 1999 | 0.02x | $37.19 Million | $27.36 Million | $2.27 Billion | ▲ +13.2% |
| 1998 | 0.01x | $24.62 Million | $11.24 Million | $1.70 Billion | ▼ -34.0% |
| 1997 | 0.02x | $23.69 Million | $13.99 Million | $1.08 Billion | ▼ -16.7% |
| 1996 | 0.03x | $20.47 Million | $17.37 Million | $775.63 Million | — |