PNB Housing Finance Limited (PNBHOUSING) - Cash Flow Conversion Efficiency

Latest as of September 2025: -0.215x

Based on the latest financial reports, PNB Housing Finance Limited (PNBHOUSING) has a cash flow conversion efficiency ratio of -0.215x as of September 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow (Rs-38.71 Billion ≈ $-418.59 Million USD) by net assets (Rs179.71 Billion ≈ $1.94 Billion USD). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. Also see how much is PNB Housing Finance Limited worth for the company's overall valuation and market capitalisation.

PNB Housing Finance Limited - Cash Flow Conversion Efficiency Trend (2012–2025)

This chart illustrates how PNB Housing Finance Limited's cash flow conversion efficiency has evolved over time, based on yearly financial data.

PNB Housing Finance Limited Competitors by Cash Flow Conversion Efficiency

The table below lists competitors of PNB Housing Finance Limited ranked by their cash flow conversion efficiency. Explore PNB Housing Finance Limited (PNBHOUSING) cash earnings ratio to measure how well operating cash flow supports reported net income.

Company	Cash Flow Conversion Efficiency
Kenon Holdings NYSE:KEN	-0.005x
Nelnet Inc NYSE:NNI	0.038x
Veracyte Inc NASDAQ:VCYT	0.033x
RXO Inc. NYSE:RXO	-7.323x
Star Bulk Carriers Corp NASDAQ:SBLK	0.046x
Norte Grande SN:NORTEGRAN	0.052x
First Financial Bancorp NASDAQ:FFBC	0.032x
Robotis Co.Ltd KQ:108490	-0.005x

Annual Cash Flow Conversion Efficiency for PNB Housing Finance Limited (2012–2025)

The table below shows the annual cash flow conversion efficiency of PNB Housing Finance Limited from 2012 to 2025. View PNB Housing Finance Limited (PNBHOUSING) share price today for real-time trading data and today's change.

Year	Net Assets	Operating Cash Flow	Cash Flow Conversion Efficiency	Change
2025-03-31	Rs168.63 Billion ≈ $1.82 Billion	Rs-80.57 Billion ≈ $-871.37 Million	-0.478x	-53.49%
2024-03-31	Rs149.74 Billion ≈ $1.62 Billion	Rs-46.62 Billion ≈ $-504.12 Million	-0.311x	-83.84%
2023-03-31	Rs110.14 Billion ≈ $1.19 Billion	Rs-18.65 Billion ≈ $-201.70 Million	-0.169x	-126.72%
2022-03-31	Rs98.72 Billion ≈ $1.07 Billion	Rs62.56 Billion ≈ $676.57 Million	0.634x	-14.47%
2021-03-31	Rs89.23 Billion ≈ $964.99 Million	Rs66.11 Billion ≈ $714.98 Million	0.741x	-33.63%
2020-03-31	Rs79.98 Billion ≈ $864.93 Million	Rs89.28 Billion ≈ $965.58 Million	1.116x	+150.68%
2019-03-31	Rs75.44 Billion ≈ $815.84 Million	Rs-166.17 Billion ≈ $-1.80 Billion	-2.203x	+11.38%
2018-03-31	Rs63.06 Billion ≈ $681.92 Million	Rs-156.73 Billion ≈ $-1.70 Billion	-2.486x	-11.74%
2017-03-31	Rs55.77 Billion ≈ $603.16 Million	Rs-124.06 Billion ≈ $-1.34 Billion	-2.224x	+50.64%
2016-03-31	Rs21.44 Billion ≈ $231.91 Million	Rs-96.64 Billion ≈ $-1.05 Billion	-4.507x	-4.77%
2015-03-31	Rs15.79 Billion ≈ $170.73 Million	Rs-67.91 Billion ≈ $-734.42 Million	-4.302x	-10.78%
2014-03-31	Rs9.34 Billion ≈ $101.02 Million	Rs-36.27 Billion ≈ $-392.26 Million	-3.883x	+17.27%
2013-03-31	Rs6.18 Billion ≈ $66.84 Million	Rs-29.01 Billion ≈ $-313.71 Million	-4.694x	-157.73%
2012-03-31	Rs4.00 Billion ≈ $43.25 Million	Rs-7.28 Billion ≈ $-78.76 Million	-1.821x	--

About PNB Housing Finance Limited

NSE:PNBHOUSING India Mortgage Finance

Market Cap

$3.23 Billion

Rs298.28 Billion INR

Market Cap Rank

#4706 Global

#206 in India

Share Price

Rs1145.00

Change (1 day)

-2.88%

52-Week Range

Rs750.75 - Rs1185.00

All Time High

Rs1660.87