PNB Housing Finance Limited (PNBHOUSING) - Cash Flow Conversion Efficiency

Latest as of September 2025: -0.215x

Based on the latest financial reports, PNB Housing Finance Limited (PNBHOUSING) has a cash flow conversion efficiency ratio of -0.215x as of September 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow (Rs-38.71 Billion ≈ $-418.59 Million USD) by net assets (Rs179.71 Billion ≈ $1.94 Billion USD). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See PNB Housing Finance Limited defensive interval ratio to measure how many days the company can operate on defensive assets alone.

PNB Housing Finance Limited - Cash Flow Conversion Efficiency Trend (2012–2025)

This chart illustrates how PNB Housing Finance Limited's cash flow conversion efficiency has evolved over time, based on yearly financial data.

PNB Housing Finance Limited Competitors by Cash Flow Conversion Efficiency

The table below lists competitors of PNB Housing Finance Limited ranked by their cash flow conversion efficiency.

Company	Cash Flow Conversion Efficiency
Koza Altin Isletmeleri AS IS:KOZAL	0.128x
Arxis, Inc. Class A Common Stock NASDAQ:ARXS	N/A
Dream Industrial Real Estate Investment Trust TO:DIR-UN	0.001x
Topco Scientific Co Ltd TW:5434	0.035x
CVR Energy Inc NYSE:CVI	0.160x
An Hui Wenergy Co Ltd SHE:000543	0.126x
Xometry Inc NASDAQ:XMTR	0.021x
Bank Mega Tbk JK:MEGA	-0.071x

Annual Cash Flow Conversion Efficiency for PNB Housing Finance Limited (2012–2025)

The table below shows the annual cash flow conversion efficiency of PNB Housing Finance Limited from 2012 to 2025. For the full company profile with market capitalisation and key ratios, see how much is PNB Housing Finance Limited worth.

Year	Net Assets	Operating Cash Flow	Cash Flow Conversion Efficiency	Change
2025-03-31	Rs168.63 Billion ≈ $1.82 Billion	Rs-80.57 Billion ≈ $-871.37 Million	-0.478x	-53.49%
2024-03-31	Rs149.74 Billion ≈ $1.62 Billion	Rs-46.62 Billion ≈ $-504.12 Million	-0.311x	-83.84%
2023-03-31	Rs110.14 Billion ≈ $1.19 Billion	Rs-18.65 Billion ≈ $-201.70 Million	-0.169x	-126.72%
2022-03-31	Rs98.72 Billion ≈ $1.07 Billion	Rs62.56 Billion ≈ $676.57 Million	0.634x	-14.47%
2021-03-31	Rs89.23 Billion ≈ $964.99 Million	Rs66.11 Billion ≈ $714.98 Million	0.741x	-33.63%
2020-03-31	Rs79.98 Billion ≈ $864.93 Million	Rs89.28 Billion ≈ $965.58 Million	1.116x	+150.68%
2019-03-31	Rs75.44 Billion ≈ $815.84 Million	Rs-166.17 Billion ≈ $-1.80 Billion	-2.203x	+11.38%
2018-03-31	Rs63.06 Billion ≈ $681.92 Million	Rs-156.73 Billion ≈ $-1.70 Billion	-2.486x	-11.74%
2017-03-31	Rs55.77 Billion ≈ $603.16 Million	Rs-124.06 Billion ≈ $-1.34 Billion	-2.224x	+50.64%
2016-03-31	Rs21.44 Billion ≈ $231.91 Million	Rs-96.64 Billion ≈ $-1.05 Billion	-4.507x	-4.77%
2015-03-31	Rs15.79 Billion ≈ $170.73 Million	Rs-67.91 Billion ≈ $-734.42 Million	-4.302x	-10.78%
2014-03-31	Rs9.34 Billion ≈ $101.02 Million	Rs-36.27 Billion ≈ $-392.26 Million	-3.883x	+17.27%
2013-03-31	Rs6.18 Billion ≈ $66.84 Million	Rs-29.01 Billion ≈ $-313.71 Million	-4.694x	-157.73%
2012-03-31	Rs4.00 Billion ≈ $43.25 Million	Rs-7.28 Billion ≈ $-78.76 Million	-1.821x	--

About PNB Housing Finance Limited

NSE:PNBHOUSING India Mortgage Finance

Market Cap

$2.87 Billion

Rs265.17 Billion INR

Market Cap Rank

#5166 Global

#229 in India

Share Price

Rs1017.90

Change (1 day)

+0.06%

52-Week Range

Rs750.75 - Rs1110.20

All Time High

Rs1660.87