PNB Housing Finance Limited Defensive Interval Ratio
PNB Housing Finance Limited defensive interval ratio. PNB Housing Finance Limited (PNBHOUSING) has a Defensive Interval Ratio of 48482 days as of September 2025. Defensive assets of Rs30.34 Billion (cash Rs30.02 Billion, short-term investments Rs-, receivables Rs315.20 Million) cover 48482 days of daily cash needs of Rs625.75K/day. See PNBHOUSING current assets to equity ratio to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Defensive Interval Ratio of PNB Housing Finance Limited (2012–2025)
Defensive interval ratio of PNB Housing Finance Limited from 2012 to 2025. This chart shows how PNB Housing Finance Limited's Defensive Interval Ratio has evolved across 14 annual periods from 2012 to 2025. As of September 2025, the ratio stands at 48482 days, meaning defensive assets of Rs30.34 Billion can fund 48482 days of operations without new revenue. Check PNB Housing Finance Limited liquid asset ratio to evaluate the company's liquid asset resilience ratio.
PNB Housing Finance Limited Defensive Interval Ratio by Year (2012–2025)
PNB Housing Finance Limited defensive interval ratio by year from 2012 to 2025. The table below presents the year-by-year Defensive Interval Ratio for PNB Housing Finance Limited from 2012 to 2025, covering 14 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For the complete balance sheet picture, see PNBHOUSING total asset value.
| Year | DIR (days) | Defensive Assets (INR) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 21 days | Rs10.15 Billion | Rs483.81 Million/day | Rs9.65 Billion | Rs- | ▼ -52535 days |
| 2024 | 52556 days | Rs28.42 Billion | Rs540.82K/day | Rs17.80 Billion | Rs4.64 Billion | ▲ +16212 days |
| 2023 | 36344 days | Rs30.12 Billion | Rs828.77K/day | Rs31.18 Billion | Rs-1.18 Billion | ▲ +2083 days |
| 2022 | 34261 days | Rs51.03 Billion | Rs1.49 Million/day | Rs45.52 Billion | Rs-1.67 Billion | ▲ +27364 days |
| 2021 | 6897 days | Rs69.77 Billion | Rs10.12 Million/day | Rs60.34 Billion | Rs-164.70 Million | ▲ +1692 days |
| 2020 | 5205 days | Rs44.41 Billion | Rs8.53 Million/day | Rs37.10 Billion | Rs-187.40 Million | ▲ +4107 days |
| 2019 | 1099 days | Rs10.39 Billion | Rs9.45 Million/day | Rs5.13 Billion | Rs-187.50 Million | ▲ +786 days |
| 2018 | 313 days | Rs5.05 Billion | Rs16.17 Million/day | Rs0.00 | Rs1.94 Billion | ▼ -3306 days |
| 2017 | 3619 days | Rs26.17 Billion | Rs7.23 Million/day | Rs0.00 | Rs24.04 Billion | ▲ +2050 days |
| 2016 | 1569 days | Rs10.07 Billion | Rs6.42 Million/day | Rs- | Rs8.90 Billion | ▲ +1536 days |
| 2015 | 33 days | Rs305.95 Million | Rs9.37 Million/day | Rs- | Rs- | ▲ +1 days |
| 2014 | 32 days | Rs146.54 Million | Rs4.65 Million/day | Rs- | Rs- | ▼ -9 days |
| 2013 | 41 days | Rs110.57 Million | Rs2.70 Million/day | Rs- | Rs- | ▼ -64 days |
| 2012 | 105 days | Rs117.11 Million | Rs1.12 Million/day | Rs- | Rs- | — |