PNB Housing Finance Limited (PNBHOUSING) — Cash Flow-to-Debt Ratio
PNB Housing Finance Limited (PNBHOUSING) has a Cash Flow-to-Debt Ratio of -0.06x as of September 2025, meaning its operating cash flow of Rs-38.71 Billion could theoretically repay 0% of its total liabilities (Rs677.86 Billion) in one year. Explore PNBHOUSING long-term investments to assets to see how much of total assets are deployed in long-term investments.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
PNB Housing Finance Limited Cash Flow-to-Debt Ratio (2012–2025)
Historical debt coverage capacity for PNB Housing Finance Limited across 14 annual periods. Also explore PNB Housing Finance Limited total assets for the complete picture of this company's asset base.
Annual Cash Flow-to-Debt Ratio for PNB Housing Finance Limited (2012–2025)
Year-by-year debt coverage analysis for PNB Housing Finance Limited. For market capitalisation and broader financial context, see PNBHOUSING company net worth.
| Year | CF-to-Debt Ratio | Operating CF (INR) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | -0.12x | Rs-80.57 Billion | Rs656.57 Billion | ▼ -51.2% |
| 2024 | -0.08x | Rs-46.62 Billion | Rs574.30 Billion | ▼ -143.1% |
| 2023 | -0.03x | Rs-18.65 Billion | Rs558.60 Billion | ▼ -129.8% |
| 2022 | 0.11x | Rs62.56 Billion | Rs558.58 Billion | ▲ +5.8% |
| 2021 | 0.11x | Rs66.11 Billion | Rs624.69 Billion | ▼ -15.9% |
| 2020 | 0.13x | Rs89.28 Billion | Rs709.32 Billion | ▲ +157.8% |
| 2019 | -0.22x | Rs-166.17 Billion | Rs763.25 Billion | ▲ +20.1% |
| 2018 | -0.27x | Rs-156.73 Billion | Rs574.93 Billion | ▲ +17.9% |
| 2017 | -0.33x | Rs-124.06 Billion | Rs373.82 Billion | ▲ +5.5% |
| 2016 | -0.35x | Rs-96.64 Billion | Rs275.28 Billion | ▲ +9.8% |
| 2015 | -0.39x | Rs-67.91 Billion | Rs174.57 Billion | ▼ -13.7% |
| 2014 | -0.34x | Rs-36.27 Billion | Rs106.05 Billion | ▲ +17.0% |
| 2013 | -0.41x | Rs-29.01 Billion | Rs70.37 Billion | ▼ -128.5% |
| 2012 | -0.18x | Rs-7.28 Billion | Rs40.36 Billion | — |