PNB Housing Finance Limited (PNBHOUSING) — Working Capital to Net Assets Ratio
PNB Housing Finance Limited (PNBHOUSING) has a Working Capital to Net Assets ratio of 16.8% as of September 2025. Working capital of Rs30.11 Billion (current assets of Rs30.34 Billion minus current liabilities of Rs228.40 Million) is measured against net assets of Rs179.71 Billion. A higher ratio indicates strong short-term liquidity financed by the equity base. See PNBHOUSING defensive asset coverage days to measure how many days the company can operate on defensive assets alone.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
PNB Housing Finance Limited Working Capital to Net Assets (2012–2025)
This chart shows how PNB Housing Finance Limited's Working Capital to Net Assets ratio has evolved across 14 annual periods from 2012 to 2025. As of September 2025, the ratio stands at 16.8%, reflecting working capital of Rs30.11 Billion against net assets of Rs179.71 Billion INR. For the complete balance sheet picture, see how large is PNB Housing Finance Limited's balance sheet.
Annual Working Capital to Net Assets for PNB Housing Finance Limited (2012–2025)
The table below presents the year-by-year Working Capital to Net Assets ratio for PNB Housing Finance Limited from 2012 to 2025, covering 14 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. Check PNB Housing Finance Limited liquid asset ratio to evaluate the company's liquid asset resilience ratio.
| Year | WC/NA Ratio | Working Capital (INR) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | -83.1% | Rs-140.09 Billion | Rs168.63 Billion | Rs36.50 Billion | Rs176.59 Billion | ▼ -104.4 pp |
| 2024 | 21.4% | Rs31.98 Billion | Rs149.74 Billion | Rs32.18 Billion | Rs197.40 Million | ▼ -11.8 pp |
| 2023 | 33.1% | Rs36.48 Billion | Rs110.14 Billion | Rs36.78 Billion | Rs302.50 Million | ▼ -17.6 pp |
| 2022 | 50.8% | Rs50.11 Billion | Rs98.72 Billion | Rs50.66 Billion | Rs543.60 Million | ▼ -34.1 pp |
| 2021 | 84.9% | Rs75.75 Billion | Rs89.23 Billion | Rs79.44 Billion | Rs3.69 Billion | ▼ -17.7 pp |
| 2020 | 102.6% | Rs82.03 Billion | Rs79.98 Billion | Rs85.14 Billion | Rs3.11 Billion | ▲ +53.7 pp |
| 2019 | 48.9% | Rs36.89 Billion | Rs75.44 Billion | Rs40.34 Billion | Rs3.45 Billion | ▲ +8.4 pp |
| 2018 | 40.5% | Rs25.55 Billion | Rs63.06 Billion | Rs31.45 Billion | Rs5.90 Billion | ▲ +38.5 pp |
| 2017 | 2.0% | Rs1.13 Billion | Rs55.77 Billion | Rs3.77 Billion | Rs2.64 Billion | ▼ -4.4 pp |
| 2016 | 6.4% | Rs1.37 Billion | Rs21.44 Billion | Rs3.71 Billion | Rs2.34 Billion | ▲ +7.2 pp |
| 2015 | -0.8% | Rs-129.53 Million | Rs15.79 Billion | Rs3.29 Billion | Rs3.42 Billion | ▲ +0.7 pp |
| 2014 | -1.5% | Rs-138.74 Million | Rs9.34 Billion | Rs1.56 Billion | Rs1.70 Billion | ▼ -8.2 pp |
| 2013 | 6.7% | Rs414.98 Million | Rs6.18 Billion | Rs1.40 Billion | Rs985.54 Million | ▲ +11.3 pp |
| 2012 | -4.6% | Rs-185.06 Million | Rs4.00 Billion | Rs223.01 Million | Rs408.07 Million | — |